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Assumable homes for sale in New Mexico

200 homesVA & FHA loansrates from 1.66% vs 7.40% today

New Mexico assumption guide
1750 RENEGADE Trail, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 2.88%
FHA
Active
43
$305,000$87,487 equity gap
Rate
2.88%
7.40%today
Payment
$1,039/mo
$1,734today
  • 3beds
  • 2baths
  • 1,631sqft

1750 RENEGADE Trail, San Tan Valley

40641 BARRED Place, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.10%
VA
Active
21
$674,999$157,267 equity gap
Rate
3.10%
7.40%today
Payment
$2,477/mo
$4,016today
  • 4beds
  • 4baths
  • 2,924sqft

40641 BARRED Place, San Tan Valley

1061 PONCHO Lane, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 5.784%
FHA
Active
31
$429,800$21,441 equity gap
Rate
5.784%
7.40%today
Payment
$2,530/mo
$2,991today
  • 4beds
  • 3baths
  • 2,337sqft

1061 PONCHO Lane, San Tan Valley

3454 CHAPARRAL Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 6.50%
FHA
Active
21
$325,000Potential short sale
Rate
6.50%
7.40%today
Payment
$2,110/mo
$2,311today
  • 2beds
  • 2baths
  • 1,032sqft

3454 CHAPARRAL Road, Apache Junction

41316 CAMBRIA Drive, San Tan Valley, AZ, 85140 — assumable VA mortgage at 2.99%
VATop pick
Active
34
$399,900$28,533 equity gap
Rate
2.99%
7.40%today
Payment
$1,747/mo
$2,873today
  • 5beds
  • 3baths
  • 2,253sqft

41316 CAMBRIA Drive, San Tan Valley

728 MAGENA Drive, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.05%
VATop pick
Active
41
$499,900$29,480 equity gap
Rate
3.05%
7.40%today
Payment
$2,223/mo
$3,628today
  • 4beds
  • 3baths
  • 2,315sqft

728 MAGENA Drive, San Tan Valley

1363 PINKLEY Avenue, Coolidge, AZ, 85128 — assumable FHA mortgage at 3.07%
FHATop pick
Active
52
$295,000Potential short sale
Rate
3.07%
7.40%today
Payment
$1,462/mo
$2,379today
  • 3beds
  • 3baths
  • 2,113sqft

1363 PINKLEY Avenue, Coolidge

29954 LITTLE LEAF Drive, San Tan Valley, AZ, 85143 — assumable VA mortgage at 3.07%
VATop pick
Active
60
$385,000$30,719 equity gap
Rate
3.07%
7.40%today
Payment
$1,678/mo
$2,731today
  • 3beds
  • 2baths
  • 1,773sqft

29954 LITTLE LEAF Drive, San Tan Valley

2542 PALO VERDE Drive, Florence, AZ, 85132 — assumable FHA mortgage at 3.45%
FHATop pick
Active
27
$235,000Potential short sale
Rate
3.45%
7.40%today
Payment
$1,173/mo
$1,820today
  • 3beds
  • 2baths
  • 1,313sqft

2542 PALO VERDE Drive, Florence

1935 Bay City Place, El Paso, TX, 79936 — assumable VA mortgage at 2.375%
VA
Active
40
$415,000$82,259 equity gap
Rate
2.375%
7.40%today
Payment
$1,458/mo
$2,597today
  • 5beds
  • 3baths
  • 3,095sqft

1935 Bay City Place, El Paso

8746 STONE MEADOW Circle, Tucson, AZ, 85730 — assumable VA mortgage at 2.73%
VA
Active
24
$359,900$67,117 equity gap
Rate
2.73%
7.40%today
Payment
$1,357/mo
$2,308today
  • 3beds
  • 2baths
  • 2,013sqft

8746 STONE MEADOW Circle, Tucson

3982 SIDESADDLE Road, San Tan Valley, AZ, 85140 — assumable VA mortgage at 2.78%
VA
Active
21
$399,900$79,364 equity gap
Rate
2.78%
7.40%today
Payment
$1,487/mo
$2,512today
  • 4beds
  • 2baths
  • 1,819sqft

3982 SIDESADDLE Road, San Tan Valley

991 HULL Street, El Paso, TX, 79928 — assumable FHA mortgage at 2.88%
FHA
Active
55
$309,950$45,199 equity gap
Rate
2.88%
7.40%today
Payment
$1,239/mo
$2,066today
  • 4beds
  • 3baths
  • 1,985sqft

991 HULL Street, El Paso

35818 POMELO Trail, Queen Creek, AZ, 85140 — assumable VA mortgage at 2.90%
VA
Active
91
$699,000$116,894 equity gap
Rate
2.90%
7.40%today
Payment
$2,694/mo
$4,481today
  • 2beds
  • 4baths
  • 2,304sqft

35818 POMELO Trail, Queen Creek

5986 HELIOS Drive, Florence, AZ, 85132 — assumable FHA mortgage at 2.90%
FHA
Active
24
$394,900$62,609 equity gap
Rate
2.90%
7.40%today
Payment
$1,559/mo
$2,593today
  • 5beds
  • 3baths
  • 2,724sqft

5986 HELIOS Drive, Florence

6790 QUIET RETREAT --, Florence, AZ, 85132 — assumable FHA mortgage at 2.94%
FHA
Active
44
$334,000$46,675 equity gap
Rate
2.94%
7.40%today
Payment
$1,360/mo
$2,250today
  • 4beds
  • 3baths
  • 2,220sqft

6790 QUIET RETREAT --, Florence

27928 QUARTZ Drive, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 2.94%
FHA
Active
22
$329,995$47,235 equity gap
Rate
2.94%
7.40%today
Payment
$1,335/mo
$2,209today
  • 3beds
  • 2baths
  • 1,421sqft

27928 QUARTZ Drive, San Tan Valley

1562 DESERT VIEW Place, Apache Junction, AZ, 85120 — assumable FHA mortgage at 2.96%
FHA
Active
24
$349,900$54,650 equity gap
Rate
2.96%
7.40%today
Payment
$1,400/mo
$2,311today
  • 4beds
  • 3baths
  • 1,961sqft

1562 DESERT VIEW Place, Apache Junction

10193 Windtalker Road, Hereford, AZ, 85615 — assumable VA mortgage at 2.96%
VA
Active
22
$260,000$20,669 equity gap
Rate
2.96%
7.40%today
Payment
$1,133/mo
$1,869today
  • 3beds
  • 2baths
  • 1,680sqft

10193 Windtalker Road, Hereford

1510 LAWTHER Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.01%
FHA
Active
20
$269,000$32,562 equity gap
Rate
3.01%
7.40%today
Payment
$1,115/mo
$1,829today
  • 2beds
  • 2baths
  • 1,106sqft

1510 LAWTHER Drive, Apache Junction

30141 OAK Drive, Florence, AZ, 85132 — assumable FHA mortgage at 3.02%
FHA
Active
42
$265,000$41,718 equity gap
Rate
3.02%
7.40%today
Payment
$1,071/mo
$1,754today
  • 3beds
  • 2baths
  • 1,541sqft

30141 OAK Drive, Florence

1806 CAMERON Boulevard, Coolidge, AZ, 85128 — assumable FHA mortgage at 3.02%
FHA
Active
20
$275,000$42,728 equity gap
Rate
3.02%
7.40%today
Payment
$1,116/mo
$1,829today
  • 3beds
  • 2baths
  • 1,538sqft

1806 CAMERON Boulevard, Coolidge

3902 PINTO VALLEY Road, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 3.06%
FHA
Active
18
$320,000$33,538 equity gap
Rate
3.06%
7.40%today
Payment
$1,377/mo
$2,243today
  • 4beds
  • 2baths
  • 1,699sqft

3902 PINTO VALLEY Road, San Tan Valley

1481 22ND Drive, Show Low, AZ, 85901 — assumable FHA mortgage at 3.09%
FHA
Active
24
$275,000$53,157 equity gap
Rate
3.09%
7.40%today
Payment
$1,053/mo
$1,710today
  • 3beds
  • 2baths
  • 1,456sqft

1481 22ND Drive, Show Low

483 WELDON Street, Vail, AZ, 85641 — assumable VA mortgage at 3.10%
VA
Active
38
$399,000$69,567 equity gap
Rate
3.10%
7.40%today
Payment
$1,562/mo
$2,533today
  • 4beds
  • 2baths
  • 2,101sqft

483 WELDON Street, Vail

749 Cora Ruecker, Horizon City, TX, 79928 — assumable FHA mortgage at 3.11%
FHA
Active
43
$249,950$45,241 equity gap
Rate
3.11%
7.40%today
Payment
$970/mo
$1,570today
  • 4beds
  • 3baths
  • 2,147sqft

749 Cora Ruecker, Horizon City

8156 AUTUMN VISTA Way, Florence, AZ, 85132 — assumable VA mortgage at 3.22%
VA
Active
34
$525,000$70,292 equity gap
Rate
3.22%
7.40%today
Payment
$2,185/mo
$3,490today
  • 2beds
  • 3baths
  • 2,477sqft

8156 AUTUMN VISTA Way, Florence

12517 PASEO RAE Avenue, El Paso, TX, 79928 — assumable VA mortgage at 3.45%
VA
Active
51
$298,000$47,942 equity gap
Rate
3.45%
7.40%today
Payment
$1,230/mo
$1,908today
  • 3beds
  • 3baths
  • 2,184sqft

12517 PASEO RAE Avenue, El Paso

10161 RUGGED MOUNTAIN Drive, Gold Canyon, AZ, 85118 — assumable FHA mortgage at 3.69%
FHA
Active
86
$399,900$37,788 equity gap
Rate
3.69%
7.40%today
Payment
$1,824/mo
$2,748today
  • 3beds
  • 2baths
  • 1,487sqft

10161 RUGGED MOUNTAIN Drive, Gold Canyon

6027 ANDALUSIAN Court, Hereford, AZ, 85615 — assumable VA mortgage at 2.30%
VA
Active
98
$699,900$215,797 equity gap
Rate
2.30%
7.40%today
Payment
$2,139/mo
$3,849today
  • 4beds
  • 3baths
  • 3,328sqft

6027 ANDALUSIAN Court, Hereford

205 ANGLESY Place, El Paso, TX, 79928 — assumable VA mortgage at 2.73%
VA
Active
42
$295,000$78,111 equity gap
Rate
2.73%
7.40%today
Payment
$1,010/mo
$1,718today
  • 3beds
  • 3baths
  • 1,855sqft

205 ANGLESY Place, El Paso

117 TAYLOR Avenue, Coolidge, AZ, 85128 — assumable FHA mortgage at 2.74%
FHA
Active
23
$258,500$80,774 equity gap
Rate
2.74%
7.40%today
Payment
$829/mo
$1,407today
  • 4beds
  • 3baths
  • 1,801sqft

117 TAYLOR Avenue, Coolidge

1718 ROOSEVELT Avenue, Coolidge, AZ, 85128 — assumable FHA mortgage at 2.74%
FHA
Active
27
$279,900$64,899 equity gap
Rate
2.74%
7.40%today
Payment
$1,005/mo
$1,706today
  • 4beds
  • 3baths
  • 2,337sqft

1718 ROOSEVELT Avenue, Coolidge

2450 OLIVINE Road, San Tan Valley, AZ, 85143 — assumable VA mortgage at 2.75%
VA
Active
67
$319,000$82,171 equity gap
Rate
2.75%
7.40%today
Payment
$1,080/mo
$1,832today
  • 3beds
  • 3baths
  • 1,857sqft

2450 OLIVINE Road, San Tan Valley

12328 DESERT HAWK Avenue, El Paso, TX, 79938 — assumable VA mortgage at 2.80%
VA
Active
25
$285,000$79,606 equity gap
Rate
2.80%
7.40%today
Payment
$971/mo
$1,636today
  • 3beds
  • 2baths
  • 1,944sqft

12328 DESERT HAWK Avenue, El Paso

79 CENTRAL Avenue, Florence, AZ, 85132 — assumable VA mortgage at 2.84%
VA
Active
19
$345,000$104,760 equity gap
Rate
2.84%
7.40%today
Payment
$1,117/mo
$1,872today
  • 3beds
  • 2baths
  • 1,522sqft

79 CENTRAL Avenue, Florence

Assuming a mortgage in New Mexico

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 4 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
1.66%
Lowest existing payment
$354 /mo
Median cash to assume
$123,440
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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