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Assumable homes for sale in Niwot, CO

46 homesFHA & VA loansrates from 2.38% vs 7.40% today

Niwot assumption guide
1601 Great Western Drive #4, Longmont, CO, 80501 — assumable FHA mortgage at 2.84%
FHA
Active
23
$326,000$50,273 equity gap
Rate
2.84%
7.40%today
Payment
$1,282/mo
$2,149today
  • 3beds
  • 3baths
  • 1,734sqft

1601 Great Western Drive #4, Longmont

805 Summer Hawk Drive #66, Longmont, CO, 80504 — assumable VA mortgage at 2.90%
VA
Active
17
$379,900$56,468 equity gap
Rate
2.90%
7.40%today
Payment
$1,507/mo
$2,506today
  • 2beds
  • 2baths
  • 1,140sqft

805 Summer Hawk Drive #66, Longmont

1225 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.07%
FHA
Active
45
$415,000$82,384 equity gap
Rate
3.07%
7.40%today
Payment
$1,579/mo
$2,570today
  • 4beds
  • 4baths
  • 1,955sqft

1225 Baker Street, Longmont

7436 Singing Hills Drive, Boulder, CO, 80301 — assumable VA mortgage at 3.40%
VA
Active
40
$329,000$45,059 equity gap
Rate
3.40%
7.40%today
Payment
$1,463/mo
$2,285today
  • 2beds
  • 2baths
  • 910sqft

7436 Singing Hills Drive, Boulder

3401 Larkspur Drive, Longmont, CO, 80503 — assumable VA mortgage at 2.70%
VA
Active
41
$625,000$179,274 equity gap
Rate
2.70%
7.40%today
Payment
$2,045/mo
$3,491today
  • 4beds
  • 4baths
  • 2,739sqft

3401 Larkspur Drive, Longmont

1507 Jackson Court, Longmont, CO, 80501 — assumable FHA mortgage at 2.68%
FHA
Active
33
$699,000$283,553 equity gap
Rate
2.68%
7.40%today
Payment
$1,929/mo
$3,301today
  • 4beds
  • 3baths
  • 2,520sqft

1507 Jackson Court, Longmont

345 Mountain View Avenue, Longmont, CO, 80501 — assumable FHA mortgage at 3.02%
FHA
Active
49
$565,000$213,819 equity gap
Rate
3.02%
7.40%today
Payment
$1,673/mo
$2,740today
  • 2beds
  • 2baths
  • 1,787sqft

345 Mountain View Avenue, Longmont

2040 Oak Avenue, Boulder, CO, 80304 — assumable VA mortgage at 2.375%
VA
Active
35
$1,998,000$1,500,250 equity gap
Rate
2.375%
7.40%today
Payment
$2,202/mo
$3,922today
  • 5beds
  • 4baths
  • 3,631sqft

2040 Oak Avenue, Boulder

2413 Water Cress Court #6-20, Longmont, CO, 80504 — assumable VA mortgage at 2.48%
VA
Active
39
$485,000$282,585 equity gap
Rate
2.48%
7.40%today
Payment
$1,107/mo
$1,811today
  • 3beds
  • 3baths
  • 1,586sqft

2413 Water Cress Court #6-20, Longmont

2413 Water Cress Court #6-20, Longmont, CO, 80504 — assumable VA mortgage at 2.48%
VA
Active
39
$485,000$282,585 equity gap
Rate
2.48%
7.40%today
Payment
$1,107/mo
$1,811today
  • 3beds
  • 3baths
  • 1,586sqft

2413 Water Cress Court #6-20, Longmont

2186 Lombardy Street, Longmont, CO, 80503 — assumable VA mortgage at 2.70%
VA
Active
37
$875,000$398,204 equity gap
Rate
2.70%
7.40%today
Payment
$2,219/mo
$3,787today
  • 4beds
  • 3baths
  • 2,440sqft

2186 Lombardy Street, Longmont

1197 Purdue Drive, Longmont, CO, 80503 — assumable VA mortgage at 2.80%
VA
Active
35
$1,025,000$450,828 equity gap
Rate
2.80%
7.40%today
Payment
$2,714/mo
$4,573today
  • 5beds
  • 4baths
  • 4,484sqft

1197 Purdue Drive, Longmont

635 Gooseberry Drive #2001, Longmont, CO, 80503 — assumable FHA mortgage at 3.05%
FHA
Active
25
$345,000$194,534 equity gap
Rate
3.05%
7.40%today
Payment
$726/mo
$1,184today
  • 1beds
  • 1baths
  • 1,015sqft

635 Gooseberry Drive #2001, Longmont

1424 Bluemoon Drive, Longmont, CO, 80504 — assumable VA mortgage at 5.125%
VA
Active
34
$675,000$30,041 equity gap
Rate
5.125%
7.40%today
Payment
$3,751/mo
$4,770today
  • 4beds
  • 3baths
  • 2,079sqft

1424 Bluemoon Drive, Longmont

1716 Sunlight Drive, Longmont, CO, 80504 — assumable FHA mortgage at 3.41%
FHA
Active
50
$840,000$540,506 equity gap
Rate
3.41%
7.40%today
Payment
$1,728/mo
$2,695today
  • 5beds
  • 4baths
  • 3,833sqft

1716 Sunlight Drive, Longmont

195 Briggs Street, Erie, CO, 80516 — assumable FHA mortgage at 3.55%
FHA
Active
48
$849,999$729,265 equity gap
Rate
3.55%
7.40%today
Payment
$822/mo
$1,260today
  • 2beds
  • 2baths
  • 3,198sqft

195 Briggs Street, Erie

195 Briggs Street, Erie, CO, 80516 — assumable FHA mortgage at 3.59%
FHA
Active
50
$849,999$729,019 equity gap
Rate
3.59%
7.40%today
Payment
$826/mo
$1,260today
  • 2beds
  • 2baths
  • 3,198sqft

195 Briggs Street, Erie

443 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.62%
FHA
Active
28
$399,000$356,648 equity gap
Rate
3.62%
7.40%today
Payment
$283/mo
$430today
  • 2beds
  • 1baths
  • 840sqft

443 Baker Street, Longmont

2516 Lanyon Drive, Longmont, CO, 80503 — assumable FHA mortgage at 3.88%
FHA
Active
24
$550,000$259,041 equity gap
Rate
3.88%
7.40%today
Payment
$1,677/mo
$2,468today
  • 5beds
  • 2baths
  • 2,144sqft

2516 Lanyon Drive, Longmont

148 Ambrose Street, Erie, CO, 80516 — assumable VA mortgage at 5.22%
VA
Active
34
$499,000$69,453 equity gap
Rate
5.22%
7.40%today
Payment
$2,515/mo
$3,164today
  • 3beds
  • 3baths
  • 1,829sqft

148 Ambrose Street, Erie

188 Monares Lane, Erie, CO, 80516 — assumable FHA mortgage at 3.95%
FHA
Active
38
$589,999$450,133 equity gap
Rate
3.95%
7.40%today
Payment
$995/mo
$1,452today
  • 4beds
  • 3baths
  • 1,825sqft

188 Monares Lane, Erie

188 Monares Lane, Erie, CO, 80516 — assumable FHA mortgage at 3.95%
FHA
Active
32
$589,999$450,133 equity gap
Rate
3.95%
7.40%today
Payment
$995/mo
$1,452today
  • 4beds
  • 3baths
  • 1,825sqft

188 Monares Lane, Erie

1077 Magnolia Street, Erie, CO, 80516 — assumable VA mortgage at 6.27%
VA
Active
38
$700,000$18,946 equity gap
Rate
6.27%
7.40%today
Payment
$4,381/mo
$4,916today
  • 4beds
  • 4baths
  • 2,954sqft

1077 Magnolia Street, Erie

2112 9th Avenue, Longmont, CO, 80501 — assumable VA mortgage at 4.44%
VA
Active
50
$739,900$517,309 equity gap
Rate
4.44%
7.40%today
Payment
$1,526/mo
$2,101today
  • 6beds
  • 4baths
  • 2,599sqft

2112 9th Avenue, Longmont

1351 McClure Drive, Longmont, CO, 80504 — assumable FHA mortgage at 4.50%
FHA
Active
39
$515,000$297,039 equity gap
Rate
4.50%
7.40%today
Payment
$1,299/mo
$1,775today
  • 3beds
  • 2baths
  • 1,535sqft

1351 McClure Drive, Longmont

804 Summer Hawk Drive #1304, Longmont, CO, 80504 — assumable VA mortgage at 6.12%
VA
Active
15
$310,000$18,507 equity gap
Rate
6.12%
7.40%today
Payment
$1,809/mo
$2,063today
  • 2beds
  • 2baths
  • 1,052sqft

804 Summer Hawk Drive #1304, Longmont

18 Kodiak Court, Longmont, CO, 80504 — assumable FHA mortgage at 6.26%
FHA
Active
15
$460,000$41,922 equity gap
Rate
6.26%
7.40%today
Payment
$2,693/mo
$3,025today
  • 4beds
  • 2baths
  • 1,782sqft

18 Kodiak Court, Longmont

804 Summer Hawk Drive #1304, Longmont, CO, 80504 — assumable VA mortgage at 6.50%
VA
Active
15
$310,000$18,073 equity gap
Rate
6.50%
7.40%today
Payment
$1,883/mo
$2,063today
  • 2beds
  • 2baths
  • 1,052sqft

804 Summer Hawk Drive #1304, Longmont

729 Mathews Circle, Erie, CO, 80516 — assumable VA mortgage at 6.62%
VA
Active
43
$619,000$51,703 equity gap
Rate
6.62%
7.40%today
Payment
$3,688/mo
$3,990today
  • 5beds
  • 3baths
  • 1,961sqft

729 Mathews Circle, Erie

2038 Falcon Drive, Longmont, CO, 80503 — assumable FHA mortgage at 6.87%
FHA
Active
27
$689,800$43,900 equity gap
Rate
6.87%
7.40%today
Payment
$4,352/mo
$4,589today
  • 5beds
  • 4baths
  • 3,197sqft

2038 Falcon Drive, Longmont

1535 Terry Street, Longmont, CO, 80501 — assumable FHA mortgage at 6.00%
FHA
Active
46
$609,300$77,583 equity gap
Rate
6.00%
7.40%today
Payment
$3,326/mo
$3,841today
  • 5beds
  • 3baths
  • 2,011sqft

1535 Terry Street, Longmont

1535 Terry Street, Longmont, CO, 80501 — assumable FHA mortgage at 6.00%
FHA
Active
45
$609,300$77,583 equity gap
Rate
6.00%
7.40%today
Payment
$3,326/mo
$3,841today
  • 5beds
  • 3baths
  • 2,011sqft

1535 Terry Street, Longmont

275 Pierce Street, Erie, CO, 80516 — assumable VA mortgage at 6.27%
VA
Active
44
$510,000$80,447 equity gap
Rate
6.27%
7.40%today
Payment
$2,777/mo
$3,116today
  • 4beds
  • 2baths
  • 1,622sqft

275 Pierce Street, Erie

1426 Sun Way, Lafayette, CO, 80026 — assumable VA mortgage at 6.50%
VA
Active
36
$595,000$61,734 equity gap
Rate
6.50%
7.40%today
Payment
$3,476/mo
$3,808today
  • 3beds
  • 3baths
  • 1,622sqft

1426 Sun Way, Lafayette

1413 Loraine Circle, Lafayette, CO, 80026 — assumable FHA mortgage at 6.91%
FHA
Active
41
$805,000$96,038 equity gap
Rate
6.91%
7.40%today
Payment
$4,830/mo
$5,072today
  • 4beds
  • 4baths
  • 2,912sqft

1413 Loraine Circle, Lafayette

1850 Folsom Street #402, Boulder, CO, 80302 — assumable FHA mortgage at 7.62%
FHA
Active
30
$490,000$52,773 equity gap
Rate
7.62%
7.40%today
Payment
$3,174/mo
$3,107today
  • 1beds
  • 1baths
  • 801sqft

1850 Folsom Street #402, Boulder

Assuming a mortgage in Niwot

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.38%
Lowest existing payment
$432 /mo
Median cash to assume
$227,672
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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