Assumable homes for sale in New Smyrna Beach, FL

3 homesVA & FHA loansrates from 6.16% vs 7.40% today

New Smyrna Beach assumption guide
4503 SAXON Drive, New Smyrna Beach, FL, 32169 — assumable VA mortgage at 6.16%
VA
Active
41
$619,900$43,578 equity gap
Rate
6.16%
7.40%today
Payment
$3,543/mo
$4,022today
  • 2beds
  • 2baths
  • 1,112sqft

4503 SAXON Drive, New Smyrna Beach

3800 SAXON Drive #19B, New Smyrna Beach, FL, 32169 — assumable VA mortgage at 6.26%
VA
Active
42
$279,999$27,648 equity gap
Rate
6.26%
7.40%today
Payment
$1,624/mo
$1,824today
  • 2beds
  • 2baths
  • 838sqft

3800 SAXON Drive #19B, New Smyrna Beach

4150 ATLANTIC Avenue #104 B, New Smyrna Beach, FL, 32169 — assumable FHA mortgage at 6.86%
FHA
Active
35
$334,000$72,439 equity gap
Rate
6.86%
7.40%today
Payment
$1,755/mo
$1,853today
  • 2beds
  • 3baths
  • 1,188sqft

4150 ATLANTIC Avenue #104 B, New Smyrna Beach

Assuming a mortgage in New Smyrna Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
6.16%
Lowest existing payment
$1,624 /mo
Median cash to assume
$43,578
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.