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Assumable homes for sale in Nampa, ID

16 homesFHA & VA loansrates from 2.73% vs 7.40% today

Nampa assumption guide
2012 Bella Lane, Nampa, ID, 83651 — assumable FHA mortgage at 4.42%
FHA
Active
19
$382,900Potential short sale
Rate
4.42%
7.40%today
Payment
$2,117/mo
$2,920today
  • 3beds
  • 3baths
  • 1,762sqft

2012 Bella Lane, Nampa

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
41
$549,900$266,851 equity gap
Rate
2.73%
7.40%today
Payment
$1,318/mo
$2,242today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
45
$549,900$266,851 equity gap
Rate
2.73%
7.40%today
Payment
$1,318/mo
$2,242today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

716 Benton Ave., Nampa, ID, 83651 — assumable VA mortgage at 2.90%
VA
Active
44
$350,000$209,234 equity gap
Rate
2.90%
7.40%today
Payment
$665/mo
$1,106today
  • 2beds
  • 2baths
  • 1,484sqft

716 Benton Ave., Nampa

527 Copper River Dr, Nampa, ID, 83651 — assumable VA mortgage at 3.10%
VA
Active
45
$380,000$198,952 equity gap
Rate
3.10%
7.40%today
Payment
$860/mo
$1,395today
  • 5beds
  • 3baths
  • 1,640sqft

527 Copper River Dr, Nampa

11309 Overture St., Nampa, ID, 83651 — assumable VA mortgage at 3.51%
VA
Active
46
$477,000$195,137 equity gap
Rate
3.51%
7.40%today
Payment
$1,466/mo
$2,257today
  • 4beds
  • 2baths
  • 2,100sqft

11309 Overture St., Nampa

11124 W Bodie River Loop, Nampa, ID, 83686 — assumable FHA mortgage at 3.66%
FHA
Active
39
$449,990$303,044 equity gap
Rate
3.66%
7.40%today
Payment
$877/mo
$1,326today
  • 4beds
  • 3baths
  • 2,530sqft

11124 W Bodie River Loop, Nampa

61 Canyon St, Nampa, ID, 83651 — assumable FHA mortgage at 4.46%
FHA
Active
28
$317,900$172,595 equity gap
Rate
4.46%
7.40%today
Payment
$852/mo
$1,169today
  • 3beds
  • 1baths
  • 1,224sqft

61 Canyon St, Nampa

2512 W Flamingo Ave, Nampa, ID, 83651 — assumable FHA mortgage at 6.72%
FHA
Active
48
$384,900$23,701 equity gap
Rate
6.72%
7.40%today
Payment
$2,359/mo
$2,526today
  • 3beds
  • 2baths
  • 1,456sqft

2512 W Flamingo Ave, Nampa

617 Lake Lowell, Nampa, ID, 83686 — assumable FHA mortgage at 6.89%
FHA
Active
37
$364,000$18,117 equity gap
Rate
6.89%
7.40%today
Payment
$2,326/mo
$2,447today
  • 3beds
  • 2baths
  • 1,476sqft

617 Lake Lowell, Nampa

11447 Capriccio St, Nampa, ID, 83651 — assumable FHA mortgage at 6.50%
FHA
Active
42
$570,000$96,205 equity gap
Rate
6.50%
7.40%today
Payment
$3,059/mo
$3,351today
  • 5beds
  • 3baths
  • 2,712sqft

11447 Capriccio St, Nampa

11321 Broadstone St, Nampa, ID, 83651 — assumable FHA mortgage at 6.50%
FHA
Active
42
$469,900$89,418 equity gap
Rate
6.50%
7.40%today
Payment
$2,427/mo
$2,659today
  • 3beds
  • 3baths
  • 2,182sqft

11321 Broadstone St, Nampa

16 N Luke Loop, Nampa, ID, 83651 — assumable FHA mortgage at 6.81%
FHA
Active
34
$465,000$67,677 equity gap
Rate
6.81%
7.40%today
Payment
$2,681/mo
$2,844today
  • 3beds
  • 2baths
  • 1,743sqft

16 N Luke Loop, Nampa

108 Trifecta Lane, Nampa, ID, 83651 — assumable VA mortgage at 6.90%
VA
Active
28
$320,000$61,342 equity gap
Rate
6.90%
7.40%today
Payment
$1,750/mo
$1,839today
  • 3beds
  • 3baths
  • 1,505sqft

108 Trifecta Lane, Nampa

13178 Wind River Ave, Nampa, ID, 83686 — assumable FHA mortgage at 6.33%
FHA
Active
37
$509,000$109,975 equity gap
Rate
6.33%
7.40%today
Payment
$2,591/mo
$2,889today
  • 5beds
  • 3baths
  • 2,762sqft

13178 Wind River Ave, Nampa

2425 Sagittarius Dr, Nampa, ID, 83651 — assumable FHA mortgage at 6.09%
FHA
Active
$300,000$27,916 equity gap
Rate
6.09%
7.40%today
Payment
$1,724/mo
$1,972today
  • 3beds
  • 2baths
  • 1,173sqft

2425 Sagittarius Dr, Nampa

Assuming a mortgage in Nampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$665 /mo
Median cash to assume
$109,975
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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