Assumable homes for sale in Nampa, ID

10 homesFHA & VA loansrates from 2.84% vs 7.40% today

Nampa assumption guide
2204 Ivy Street, Nampa, ID, 83686 — assumable VA mortgage at 2.84%
VA
Active
18
$349,900$213,363 equity gap
Rate
2.84%
7.40%today
Payment
$963/mo
$1,408today
  • 3beds
  • 2baths
  • 1,225sqft

2204 Ivy Street, Nampa

1812 Camas St, Nampa, ID, 83686 — assumable FHA mortgage at 3.24%
FHA
Active
25
$369,900$172,998 equity gap
Rate
3.24%
7.40%today
Payment
$1,075/mo
$1,713today
  • 3beds
  • 2baths
  • 1,237sqft

1812 Camas St, Nampa

842 Hackamore Ave, Nampa, ID, 83686 — assumable VA mortgage at 3.75%
VA
Active
39
$469,999$273,994 equity gap
Rate
3.75%
7.40%today
Payment
$1,051/mo
$1,572today
  • 4beds
  • 3baths
  • 1,832sqft

842 Hackamore Ave, Nampa

1457 Tenzing St, Nampa, ID, 83686 — assumable VA mortgage at 6.60%
VA
Active
24
$554,900Potential short sale
Rate
6.60%
7.40%today
Payment
$3,628/mo
$3,933today
  • 3beds
  • 3baths
  • 2,053sqft

1457 Tenzing St, Nampa

123 S Holly St, Nampa, ID, 83686 — assumable FHA mortgage at 6.43%
FHA
Active
49
$489,900$22,582 equity gap
Rate
6.43%
7.40%today
Payment
$3,050/mo
$3,365today
  • 4beds
  • 2baths
  • 2,371sqft

123 S Holly St, Nampa

1303 Elder St, Nampa, ID, 83686 — assumable FHA mortgage at 6.76%
FHA
Active
16
$345,900$31,066 equity gap
Rate
6.76%
7.40%today
Payment
$2,072/mo
$2,209today
  • 3beds
  • 2baths
  • 956sqft

1303 Elder St, Nampa

617 Lake Lowell, Nampa, ID, 83686 — assumable FHA mortgage at 6.89%
FHA
Active
37
$364,000$18,117 equity gap
Rate
6.89%
7.40%today
Payment
$2,326/mo
$2,447today
  • 3beds
  • 2baths
  • 1,476sqft

617 Lake Lowell, Nampa

424 Meyer Ave, Nampa, ID, 83686 — assumable FHA mortgage at 6.27%
FHA
Active
24
$300,000$56,913 equity gap
Rate
6.27%
7.40%today
Payment
$1,513/mo
$1,698today
  • 3beds
  • 1baths
  • 1,266sqft

424 Meyer Ave, Nampa

611 17 Ave S, Nampa, ID, 83651 — assumable FHA mortgage at 7.17%
FHA
Active
9
$345,000$52,457 equity gap
Rate
7.17%
7.40%today
Payment
$2,027/mo
$2,074today
  • 3beds
  • 1baths
  • 1,514sqft

611 17 Ave S, Nampa

9959 Hamby Way, Nampa, ID, 83686 — assumable FHA mortgage at 6.18%
FHA
Active
40
$749,999$157,316 equity gap
Rate
6.18%
7.40%today
Payment
$3,647/mo
$4,132today
  • 4beds
  • 3baths
  • 2,463sqft

9959 Hamby Way, Nampa

Assuming a mortgage in Nampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$963 /mo
Median cash to assume
$56,913
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.