Assumable homes for sale in Nampa, ID

7 homesVA & FHA loansrates from 3.89% vs 7.40% today

Nampa assumption guide
6082 Canyon Crossing Dr., Nampa, ID, 83687 — assumable VA mortgage at 3.89%
VA
Active
50
$689,900$38,594 equity gap
Rate
3.89%
7.40%today
Payment
$3,353/mo
$4,927today
  • 5beds
  • 3baths
  • 3,113sqft

6082 Canyon Crossing Dr., Nampa

7404 Marble Springs Dr, Nampa, ID, 83687 — assumable VA mortgage at 6.82%
VA
Active
50
$469,900$21,265 equity gap
Rate
6.82%
7.40%today
Payment
$3,005/mo
$3,185today
  • 4beds
  • 3baths
  • 2,054sqft

7404 Marble Springs Dr, Nampa

512 15th Ave N, Nampa, ID, 83687 — assumable VA mortgage at 5.52%
VA
Active
45
$319,999$37,525 equity gap
Rate
5.52%
7.40%today
Payment
$1,707/mo
$2,077today
  • 3beds
  • 1baths
  • 930sqft

512 15th Ave N, Nampa

7585 Flyway St, Nampa, ID, 83687 — assumable FHA mortgage at 6.81%
FHA
Active
38
$489,500$71,669 equity gap
Rate
6.81%
7.40%today
Payment
$2,819/mo
$2,991today
  • 4beds
  • 3baths
  • 2,054sqft

7585 Flyway St, Nampa

7227 Birch Lane, Nampa, ID, 83687 — assumable VA mortgage at 5.24%
VA
Active
23
$869,900$344,429 equity gap
Rate
5.24%
7.40%today
Payment
$2,940/mo
$3,690today
  • 4beds
  • 2baths
  • 2,088sqft

7227 Birch Lane, Nampa

6399 Payson Dr, Nampa, ID, 83687 — assumable FHA mortgage at 6.42%
FHA
Active
47
$450,000$180,222 equity gap
Rate
6.42%
7.40%today
Payment
$1,769/mo
$1,954today
  • 3beds
  • 2baths
  • 1,586sqft

6399 Payson Dr, Nampa

7725 E Flyway St, Nampa, ID, 83687 — assumable VA mortgage
VA
Active
34
$519,000$525,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 4beds
  • 2baths
  • 2,123sqft

7725 E Flyway St, Nampa

Assuming a mortgage in Nampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.89%
Lowest existing payment
$1,707 /mo
Median cash to assume
$71,669
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.