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Assumable homes for sale in Mulberry, FL

108 homesFHA & VA loansrates from 2.34% vs 7.40% today

Mulberry assumption guide
2145 SANDY HOOK, Lakeland, FL, 33813 — assumable FHA mortgage at 2.87%
FHATop pick
Active
8
$208,000$12,501 equity gap
Rate
2.87%
7.40%today
Payment
$916/mo
$1,530today
  • 3beds
  • 2baths
  • 1,404sqft

2145 SANDY HOOK, Lakeland

5060 STARLING Drive, Mulberry, FL, 33860 — assumable VA mortgage at 3.05%
VATop pick
Active
40
$275,000$14,581 equity gap
Rate
3.05%
7.40%today
Payment
$1,231/mo
$2,008today
  • 3beds
  • 2baths
  • 1,955sqft

5060 STARLING Drive, Mulberry

2829 HICKORY RIDGE, Lakeland, FL, 33813 — assumable VA mortgage at 2.88%
VA
Active
28
$309,900$50,085 equity gap
Rate
2.88%
7.40%today
Payment
$1,210/mo
$2,019today
  • 3beds
  • 2baths
  • 1,594sqft

2829 HICKORY RIDGE, Lakeland

5646 ALEXANDER SPRINGS Place, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
30
$299,499$85,837 equity gap
Rate
2.96%
7.40%today
Payment
$1,011/mo
$1,669today
  • 3beds
  • 2baths
  • 1,426sqft

5646 ALEXANDER SPRINGS Place, Lakeland

4934 WILDFLOWER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
52
$319,900$86,816 equity gap
Rate
3.05%
7.40%today
Payment
$1,104/mo
$1,802today
  • 4beds
  • 2baths
  • 1,904sqft

4934 WILDFLOWER Drive, Lakeland

6146 MISSION Drive, Lakeland, FL, 33812 — assumable VA mortgage at 3.08%
VA
Active
47
$325,000$97,333 equity gap
Rate
3.08%
7.40%today
Payment
$1,099/mo
$1,786today
  • 3beds
  • 2baths
  • 1,960sqft

6146 MISSION Drive, Lakeland

4435 HORSE CREEK Lane, Lakeland, FL, 33811 — assumable VA mortgage at 4.00%
VA
Active
39
$369,900$31,336 equity gap
Rate
4.00%
7.40%today
Payment
$1,760/mo
$2,553today
  • 4beds
  • 2baths
  • 2,000sqft

4435 HORSE CREEK Lane, Lakeland

3438 CHRISTINA GROVES Court, Lakeland, FL, 33813 — assumable FHA mortgage at 3.85%
FHA
Active
19
$300,000$35,186 equity gap
Rate
3.85%
7.40%today
Payment
$1,355/mo
$2,001today
  • 3beds
  • 2baths
  • 1,206sqft

3438 CHRISTINA GROVES Court, Lakeland

4019 WINDING VINE Drive, Lakeland, FL, 33812 — assumable FHA mortgage at 3.89%
FHA
Active
28
$245,000$33,827 equity gap
Rate
3.89%
7.40%today
Payment
$1,087/mo
$1,598today
  • 4beds
  • 3baths
  • 1,479sqft

4019 WINDING VINE Drive, Lakeland

5605 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.81%
VA
Active
42
$325,000$115,111 equity gap
Rate
2.81%
7.40%today
Payment
$993/mo
$1,671today
  • 4beds
  • 2baths
  • 1,848sqft

5605 ARLINGTON RIVER Drive, Lakeland

4129 TIMBER VALLEY Way, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
37
$459,000$174,284 equity gap
Rate
2.96%
7.40%today
Payment
$1,350/mo
$2,229today
  • 5beds
  • 3baths
  • 2,640sqft

4129 TIMBER VALLEY Way, Lakeland

2809 CHATSWORTH Lane, Lakeland, FL, 33812 — assumable VA mortgage at 3.02%
VA
Active
74
$580,000$209,811 equity gap
Rate
3.02%
7.40%today
Payment
$1,775/mo
$2,908today
  • 4beds
  • 3baths
  • 2,762sqft

2809 CHATSWORTH Lane, Lakeland

5685 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
65
$399,000$148,819 equity gap
Rate
3.05%
7.40%today
Payment
$1,204/mo
$1,964today
  • 5beds
  • 3baths
  • 2,885sqft

5685 ARLINGTON RIVER Drive, Lakeland

6335 SILVER LEAF Lane, Lakeland, FL, 33813 — assumable FHA mortgage at 2.34%
FHA
Active
37
$369,000$235,403 equity gap
Rate
2.34%
7.40%today
Payment
$1,288/mo
$1,800today
  • 3beds
  • 2baths
  • 1,861sqft

6335 SILVER LEAF Lane, Lakeland

261 ST THOMAS Drive, Mulberry, FL, 33860 — assumable VA mortgage at 2.77%
VA
Active
38
$355,900$144,851 equity gap
Rate
2.77%
7.40%today
Payment
$987/mo
$1,670today
  • 4beds
  • 2baths
  • 1,767sqft

261 ST THOMAS Drive, Mulberry

6419 ENGLISH CREEK Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.80%
VA
Active
37
$519,900$244,003 equity gap
Rate
2.80%
7.40%today
Payment
$1,310/mo
$2,208today
  • 3beds
  • 2baths
  • 1,716sqft

6419 ENGLISH CREEK Drive, Lakeland

1185 FAIRVIEW Avenue, Bartow, FL, 33830 — assumable FHA mortgage at 2.80%
FHA
Active
32
$280,000$120,961 equity gap
Rate
2.80%
7.40%today
Payment
$746/mo
$1,258today
  • 3beds
  • 2baths
  • 1,227sqft

1185 FAIRVIEW Avenue, Bartow

2055 FLORAL Avenue #284, Bartow, FL, 33830 — assumable FHA mortgage at 2.81%
FHA
Active
45
$165,000$96,212 equity gap
Rate
2.81%
7.40%today
Payment
$323/mo
$544today
  • 2beds
  • 2baths
  • 1,056sqft

2055 FLORAL Avenue #284, Bartow

4983 PLEASANT HOLLOW Trail, Lakeland, FL, 33811 — assumable VA mortgage at 2.91%
VA
Active
64
$199,750$81,511 equity gap
Rate
2.91%
7.40%today
Payment
$671/mo
$1,047today
  • 2beds
  • 2baths
  • 1,520sqft

4983 PLEASANT HOLLOW Trail, Lakeland

525 GANDHI Drive, Lakeland, FL, 33813 — assumable FHA mortgage at 2.96%
FHA
Active
46
$579,988$258,668 equity gap
Rate
2.96%
7.40%today
Payment
$1,520/mo
$2,510today
  • 4beds
  • 2baths
  • 2,470sqft

525 GANDHI Drive, Lakeland

5939 WINDWOOD Drive, Lakeland, FL, 33813 — assumable VA mortgage at 3.05%
VA
Active
$535,000$226,417 equity gap
Rate
3.05%
7.40%today
Payment
$1,485/mo
$2,423today
  • 4beds
  • 2baths
  • 3,159sqft

5939 WINDWOOD Drive, Lakeland

4520 OLD COLONY Road, Mulberry, FL, 33860 — assumable VA mortgage at 3.10%
VA
Active
18
$314,900$172,773 equity gap
Rate
3.10%
7.40%today
Payment
$688/mo
$1,115today
  • 3beds
  • 2baths
  • 1,771sqft

4520 OLD COLONY Road, Mulberry

1017 CAROLINA Avenue, Mulberry, FL, 33860 — assumable VA mortgage at 3.18%
VA
Active
74
$599,900$388,829 equity gap
Rate
3.18%
7.40%today
Payment
$1,028/mo
$1,649today
  • 6beds
  • 4baths
  • 3,146sqft

1017 CAROLINA Avenue, Mulberry

2385 4TH Street, Mulberry, FL, 33860 — assumable VA mortgage at 4.00%
VA
Active
59
$515,000$147,756 equity gap
Rate
4.00%
7.40%today
Payment
$1,909/mo
$2,769today
  • 4beds
  • 3baths
  • 2,719sqft

2385 4TH Street, Mulberry

6093 VELVET Loop, Lakeland, FL, 33811 — assumable VA mortgage at 3.40%
VA
Active
41
$499,900$482,267 equity gap
Rate
3.40%
7.40%today
Payment
$1,064/mo
$1,381today
  • 4beds
  • 2baths
  • 2,243sqft

6093 VELVET Loop, Lakeland

2203 BLACKWOOD Drive, Mulberry, FL, 33860 — assumable FHA mortgage at 3.70%
FHA
Active
20
$299,999$112,868 equity gap
Rate
3.70%
7.40%today
Payment
$1,003/mo
$1,509today
  • 3beds
  • 3baths
  • 2,535sqft

2203 BLACKWOOD Drive, Mulberry

6118 TOPHER Trail #6118, Mulberry, FL, 33860 — assumable FHA mortgage at 3.50%
FHA
Active
14
$106,795$106,795 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 662sqft

6118 TOPHER Trail #6118, Mulberry

6120 TOPHER Trail #6120, Mulberry, FL, 33860 — assumable FHA mortgage at 3.50%
FHA
Active
14
$112,900$112,900 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 662sqft

6120 TOPHER Trail #6120, Mulberry

945 GORDON Avenue, Bartow, FL, 33830 — assumable FHA mortgage at 5.00%
FHA
Active
37
$289,000$28,225 equity gap
Rate
5.00%
7.40%today
Payment
$1,502/mo
$1,938today
  • 4beds
  • 3baths
  • 1,744sqft

945 GORDON Avenue, Bartow

3931 BUTTONBUSH Circle, Lakeland, FL, 33811 — assumable VA mortgage at 3.59%
VA
Active
26
$347,000$213,746 equity gap
Rate
3.59%
7.40%today
Payment
$788/mo
$1,202today
  • 3beds
  • 2baths
  • 1,600sqft

3931 BUTTONBUSH Circle, Lakeland

1851 STELLA Court, Lakeland, FL, 33813 — assumable VA mortgage at 3.69%
VA
Active
42
$489,000$331,878 equity gap
Rate
3.69%
7.40%today
Payment
$836/mo
$1,259today
  • 4beds
  • 2baths
  • 2,600sqft

1851 STELLA Court, Lakeland

2206 WOODEN SHOE Way, Plant City, FL, 33567 — assumable VA mortgage at 3.70%
VA
Active
36
$535,000$243,688 equity gap
Rate
3.70%
7.40%today
Payment
$1,569/mo
$2,360today
  • 4beds
  • 3baths
  • 2,467sqft

2206 WOODEN SHOE Way, Plant City

1010 DUDLEY Avenue, Bartow, FL, 33830 — assumable VA mortgage at 5.23%
VA
Active
21
$184,900$9,440 equity gap
Rate
5.23%
7.40%today
Payment
$1,031/mo
$1,296today
  • 3beds
  • 1baths
  • 880sqft

1010 DUDLEY Avenue, Bartow

5606 SILTSTONE Street, Lakeland, FL, 33811 — assumable FHA mortgage at 5.54%
FHA
Active
34
$309,000Potential short sale
Rate
5.54%
7.40%today
Payment
$1,954/mo
$2,373today
  • 3beds
  • 2baths
  • 1,672sqft

5606 SILTSTONE Street, Lakeland

3057 GRAND PRESERVE Boulevard, Mulberry, FL, 33860 — assumable FHA mortgage at 3.75%
FHA
Active
31
$299,900$127,377 equity gap
Rate
3.75%
7.40%today
Payment
$1,047/mo
$1,565today
  • 4beds
  • 3baths
  • 1,922sqft

3057 GRAND PRESERVE Boulevard, Mulberry

985 DUDLEY Avenue, Bartow, FL, 33830 — assumable VA mortgage at 3.76%
VA
Active
$219,000Potential short sale
Rate
3.76%
7.40%today
Payment
$1,251/mo
$1,869today
  • 3beds
  • 2baths
  • 1,630sqft

985 DUDLEY Avenue, Bartow

Assuming a mortgage in Mulberry

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.34%
Lowest existing payment
$323 /mo
Median cash to assume
$105,871
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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