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Assumable homes for sale in Mountain Home, ID

29 homesVA & FHA loansrates from 2.73% vs 7.40% today

Mountain Home assumption guide
1445 Kyle Street, Mountain Home, ID, 83647 — assumable VA mortgage at 2.98%
VA
Active
23
$359,900$65,928 equity gap
Rate
2.98%
7.40%today
Payment
$1,394/mo
$2,295today
  • 4beds
  • 2baths
  • 1,504sqft

1445 Kyle Street, Mountain Home

1690 Miner St, Mountain Home, ID, 83647 — assumable VA mortgage at 3.11%
VA
Active
29
$435,000$87,887 equity gap
Rate
3.11%
7.40%today
Payment
$1,651/mo
$2,674today
  • 4beds
  • 2baths
  • 2,133sqft

1690 Miner St, Mountain Home

1045 Julia Street, Mountain Home, ID, 83647 — assumable VA mortgage at 2.78%
VA
Active
47
$430,000$108,933 equity gap
Rate
2.78%
7.40%today
Payment
$1,486/mo
$2,511today
  • 3beds
  • 2baths
  • 1,635sqft

1045 Julia Street, Mountain Home

805 Miner, Mountain Home, ID, 83647 — assumable VA mortgage at 2.86%
VA
Active
42
$415,000$97,945 equity gap
Rate
2.86%
7.40%today
Payment
$1,474/mo
$2,464today
  • 4beds
  • 3baths
  • 2,054sqft

805 Miner, Mountain Home

875 Terrell Dr, Mountain Home, ID, 83647 — assumable FHA mortgage at 3.22%
FHA
Active
44
$375,000$91,808 equity gap
Rate
3.22%
7.40%today
Payment
$1,358/mo
$2,169today
  • 3beds
  • 2baths
  • 1,745sqft

875 Terrell Dr, Mountain Home

925 Poplar Drive, Mountain Home, ID, 83647 — assumable VA mortgage at 2.73%
VA
Active
45
$339,900$121,850 equity gap
Rate
2.73%
7.40%today
Payment
$1,018/mo
$1,731today
  • 3beds
  • 2baths
  • 1,354sqft

925 Poplar Drive, Mountain Home

1200 17th N, Mountain Home, ID, 83647 — assumable VA mortgage at 2.86%
VA
Active
23
$260,000$79,061 equity gap
Rate
2.86%
7.40%today
Payment
$843/mo
$1,410today
  • 2beds
  • 1baths
  • 816sqft

1200 17th N, Mountain Home

1760 Peregrine Drive, Mountain Home, ID, 83647 — assumable VA mortgage at 2.88%
VA
Active
42
$334,000$133,042 equity gap
Rate
2.88%
7.40%today
Payment
$934/mo
$1,558today
  • 3beds
  • 2baths
  • 1,424sqft

1760 Peregrine Drive, Mountain Home

1755 Miner, Mountain Home, ID, 83647 — assumable VA mortgage at 3.12%
VA
Active
46
$519,000$198,342 equity gap
Rate
3.12%
7.40%today
Payment
$1,524/mo
$2,465today
  • 4beds
  • 3baths
  • 2,636sqft

1755 Miner, Mountain Home

637 Paiute Street, Mountain Home, ID, 83647 — assumable VA mortgage at 2.88%
VA
Active
18
$669,000$544,151 equity gap
Rate
2.88%
7.40%today
Payment
$597/mo
$995today
  • 3beds
  • 2baths
  • 1,776sqft

637 Paiute Street, Mountain Home

2164 Onati Ave, Mountain Home, ID, 83647 — assumable VA mortgage at 3.23%
VA
Active
40
$609,900$380,614 equity gap
Rate
3.23%
7.40%today
Payment
$1,148/mo
$1,831today
  • 4beds
  • 4baths
  • 3,600sqft

2164 Onati Ave, Mountain Home

1325 Kursten Ave, Mountain Home, ID, 83647 — assumable VA mortgage at 3.27%
VA
Active
38
$425,000$309,376 equity gap
Rate
3.27%
7.40%today
Payment
$765/mo
$1,214today
  • 4beds
  • 2baths
  • 1,948sqft

1325 Kursten Ave, Mountain Home

901 4th, Mountain Home, ID, 83647 — assumable VA mortgage at 3.45%
VA
Active
17
$345,000$212,026 equity gap
Rate
3.45%
7.40%today
Payment
$687/mo
$1,066today
  • 3beds
  • 2baths
  • 1,380sqft

901 4th, Mountain Home

1765 Knight Ct, Mountain Home, ID, 83647 — assumable VA mortgage at 3.47%
VA
Active
50
$378,000$305,674 equity gap
Rate
3.47%
7.40%today
Payment
$414/mo
$640today
  • 3beds
  • 2baths
  • 1,490sqft

1765 Knight Ct, Mountain Home

360 Midnight Blue Way, Mountain Home, ID, 83647 — assumable VA mortgage at 3.55%
VA
Active
22
$600,000$442,107 equity gap
Rate
3.55%
7.40%today
Payment
$836/mo
$1,281today
  • 3beds
  • 2baths
  • 1,458sqft

360 Midnight Blue Way, Mountain Home

413 N 4th W, Mountain Home, ID, 83647 — assumable FHA mortgage at 5.10%
FHA
Active
27
$279,500$41,318 equity gap
Rate
5.10%
7.40%today
Payment
$1,386/mo
$1,768today
  • 3beds
  • 2baths
  • 1,280sqft

413 N 4th W, Mountain Home

1581 Bedrock St, Mountain Home, ID, 83647 — assumable VA mortgage at 3.87%
VA
Active
20
$420,000$299,953 equity gap
Rate
3.87%
7.40%today
Payment
$749/mo
$1,103today
  • 4beds
  • 2baths
  • 1,705sqft

1581 Bedrock St, Mountain Home

1455 Haskett, Mountain Home, ID, 83647 — assumable VA mortgage at 5.50%
VA
Active
26
$334,900$38,438 equity gap
Rate
5.50%
7.40%today
Payment
$1,763/mo
$2,150today
  • 3beds
  • 2baths
  • 1,241sqft

1455 Haskett, Mountain Home

727 Morrow St, Mountain Home, ID, 83647 — assumable VA mortgage at 6.58%
VA
Active
42
$418,000$17,175 equity gap
Rate
6.58%
7.40%today
Payment
$2,581/mo
$2,803today
  • 4beds
  • 2baths
  • 2,025sqft

727 Morrow St, Mountain Home

313 Baker Drive, Mountain Home, ID, 83647 — assumable VA mortgage at 6.92%
VA
Active
31
$275,000Potential short sale
Rate
6.92%
7.40%today
Payment
$1,941/mo
$2,036today
  • 4beds
  • 2baths
  • 1,632sqft

313 Baker Drive, Mountain Home

695 Foley, Mountain Home, ID, 83647 — assumable VA mortgage at 7.06%
VA
Active
49
$447,500$23,482 equity gap
Rate
7.06%
7.40%today
Payment
$2,904/mo
$3,004today
  • 4beds
  • 3baths
  • 2,700sqft

695 Foley, Mountain Home

130 Nw Carrie Circle, Mountain Home, ID, 83647 — assumable FHA mortgage at 5.52%
FHA
Active
41
$404,900$45,909 equity gap
Rate
5.52%
7.40%today
Payment
$2,173/mo
$2,644today
  • 3beds
  • 2baths
  • 1,602sqft

130 Nw Carrie Circle, Mountain Home

1420 Del Mar St, Mountain Home, ID, 83647 — assumable VA mortgage at 7.08%
VA
Active
26
$339,900$25,765 equity gap
Rate
7.08%
7.40%today
Payment
$2,196/mo
$2,267today
  • 3beds
  • 2baths
  • 1,422sqft

1420 Del Mar St, Mountain Home

865 Hamilton Road, Mountain Home, ID, 83647 — assumable VA mortgage at 6.43%
VA
Active
50
$655,000$115,939 equity gap
Rate
6.43%
7.40%today
Payment
$3,514/mo
$3,877today
  • 4beds
  • 3baths
  • 2,270sqft

865 Hamilton Road, Mountain Home

5915 Ashley Ct., Mountain Home, ID, 83647 — assumable VA mortgage at 6.54%
VA
Active
49
$670,000$131,763 equity gap
Rate
6.54%
7.40%today
Payment
$3,554/mo
$3,877today
  • 3beds
  • 3baths
  • 2,136sqft

5915 Ashley Ct., Mountain Home

124 Mountain View Drive, Mountain Home, ID, 83647 — assumable FHA mortgage at 7.03%
FHA
Active
50
$285,000$46,307 equity gap
Rate
7.03%
7.40%today
Payment
$1,638/mo
$1,700today
  • 5beds
  • 1baths
  • 1,161sqft

124 Mountain View Drive, Mountain Home

111 Victor Gust Dr, Mountain Home, ID, 83647 — assumable VA mortgage at 7.76%
VA
Active
44
$359,000$60,197 equity gap
Rate
7.76%
7.40%today
Payment
$2,198/mo
$2,122today
  • 3beds
  • 2baths
  • 1,456sqft

111 Victor Gust Dr, Mountain Home

1245 American Legion Blvd, Mountain Home, ID, 83647 — assumable FHA mortgage at 6.85%
FHA
Active
38
$260,000$54,391 equity gap
Rate
6.85%
7.40%today
Payment
$1,370/mo
$1,448today
  • 3beds
  • 1baths
  • 1,129sqft

1245 American Legion Blvd, Mountain Home

1240 16th North, Mountain Home, ID, 83647 — assumable VA mortgage at 6.50%
VA
Active
35
$299,900$141,688 equity gap
Rate
6.50%
7.40%today
Payment
$1,011/mo
$1,108today
  • 3beds
  • 1baths
  • 900sqft

1240 16th North, Mountain Home

Assuming a mortgage in Mountain Home

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$414 /mo
Median cash to assume
$103,439
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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