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Assumable homes for sale in Montrose, MN

16 homesVA & FHA loansrates from 2.88% vs 7.40% today

Montrose assumption guide
108 Charity Circle, Montrose, MN, 55363 — assumable VA mortgage at 2.88%
VA
Active
46
$339,900$69,118 equity gap
Rate
2.88%
7.40%today
Payment
$1,256/mo
$2,094today
  • 3beds
  • 2baths
  • 1,792sqft

108 Charity Circle, Montrose

111 Hill Street, Montrose, MN, 55363 — assumable FHA mortgage at 2.98%
FHA
Active
56
$365,000$142,977 equity gap
Rate
2.98%
7.40%today
Payment
$1,053/mo
$1,734today
  • 3beds
  • 2baths
  • 1,515sqft

111 Hill Street, Montrose

5600 Imhoff Avenue, Howard Lake, MN, 55349 — assumable VA mortgage at 3.15%
VA
Active
50
$379,900$137,244 equity gap
Rate
3.15%
7.40%today
Payment
$1,199/mo
$1,932today
  • 4beds
  • 2baths
  • 2,385sqft

5600 Imhoff Avenue, Howard Lake

1265 Willowbrook Circle, Delano, MN, 55328 — assumable VA mortgage at 3.56%
VA
Active
42
$515,000$172,594 equity gap
Rate
3.56%
7.40%today
Payment
$1,810/mo
$2,771today
  • 4beds
  • 4baths
  • 2,968sqft

1265 Willowbrook Circle, Delano

312 2nd Street, Delano, MN, 55328 — assumable VA mortgage at 5.23%
VA
Active
25
$245,000$10,685 equity gap
Rate
5.23%
7.40%today
Payment
$1,377/mo
$1,731today
  • 3beds
  • 1baths
  • 1,504sqft

312 2nd Street, Delano

404 17th Street, Buffalo, MN, 55313 — assumable FHA mortgage at 3.69%
FHA
Active
29
$299,000$185,170 equity gap
Rate
3.69%
7.40%today
Payment
$677/mo
$1,020today
  • 3beds
  • 2baths
  • 1,510sqft

404 17th Street, Buffalo

388 Garden Drive, Delano, MN, 55328 — assumable FHA mortgage at 6.24%
FHA
Active
35
$368,500$46,069 equity gap
Rate
6.24%
7.40%today
Payment
$2,003/mo
$2,254today
  • 4beds
  • 3baths
  • 2,130sqft

388 Garden Drive, Delano

615 Dillon Avenue, Montrose, MN, 55363 — assumable FHA mortgage at 6.66%
FHA
Active
43
$350,000$53,341 equity gap
Rate
6.66%
7.40%today
Payment
$1,962/mo
$2,114today
  • 4beds
  • 2baths
  • 1,990sqft

615 Dillon Avenue, Montrose

908 Big Woods Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%
VA
Active
54
$589,990$589,990 equity gap
Rate
4.875%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,958sqft

908 Big Woods Drive, Delano

1186 Woods Creek Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%
VA
Active
57
$574,990$574,990 equity gap
Rate
4.875%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 3,191sqft

1186 Woods Creek Drive, Delano

916 Big Woods Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%
VA
Active
60
$644,990$644,990 equity gap
Rate
4.875%
7.40%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,916sqft

916 Big Woods Drive, Delano

914 Big Woods Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%
VA
Active
63
$699,990$699,990 equity gap
Rate
4.875%
7.40%today
Payment
$0/mo
  • 6beds
  • 5baths
  • 4,770sqft

914 Big Woods Drive, Delano

529 1st Street, Montrose, MN, 55363 — assumable FHA mortgage at 7.50%
FHA
Active
49
$329,900$79,977 equity gap
Rate
7.50%
7.40%today
Payment
$1,793/mo
$1,775today
  • 4beds
  • 3baths
  • 2,328sqft

529 1st Street, Montrose

1007 Oakwood Lane, Delano, MN, 55328 — assumable FHA mortgage at 5.891%
FHA
Active
30
$658,075$658,075 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,958sqft

1007 Oakwood Lane, Delano

1015 Legacy Drive, Delano, MN, 55328 — assumable FHA mortgage at 5.891%
FHA
Active
21
$640,400$640,400 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,581sqft

1015 Legacy Drive, Delano

1110 Natalie Avenue, Montrose, MN, 55363 — assumable FHA mortgage at 7.08%
FHA
Active
7
$276,900Potential short sale
Rate
7.08%
7.40%today
Payment
$2,107/mo
$2,175today
  • 4beds
  • 2baths
  • 2,234sqft

1110 Natalie Avenue, Montrose

Assuming a mortgage in Montrose

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$677 /mo
Median cash to assume
$172,594
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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