FHA
Active
30$290,000$105,720 equity gap
- Rate
- 3.13%
7.40%today- Payment
- $909/mo
$1,468today
- 4beds
- 2baths
- 2,158sqft
Assumable homes for sale in Monticello, MN
6 homesFHA & VA loansrates from 2.80% vs 7.40% today
Monticello assumption guide
VA
Active
44$384,900$175,317 equity gap
- Rate
- 2.80%
7.40%today- Payment
- $972/mo
$1,638today
- 5beds
- 2baths
- 2,231sqft
8676 Fairhill Lane, Monticello
VA
Active
46$360,000$172,576 equity gap
- Rate
- 4.15%
7.40%today- Payment
- $1,133/mo
$1,613today
- 4beds
- 3baths
- 2,072sqft
3765 Woodside Drive, Monticello
VA
Active
46$398,500$46,128 equity gap
- Rate
- 6.95%
7.40%today- Payment
- $2,423/mo
$2,534today
- 4beds
- 3baths
- 2,664sqft
705 River Street, Monticello
FHA
Active
34$529,000$134,416 equity gap
- Rate
- 6.70%
7.40%today- Payment
- $2,667/mo
$2,862today
- 4beds
- 3baths
- 2,806sqft
4465 86th Street, Monticello
FHA
Active
19$384,999$20,853 equity gap
- Rate
- 6.57%
7.40%today- Payment
- $2,406/mo
$2,617today
- 3beds
- 2baths
- 1,357sqft
4124 Eaton Circle, Monticello
Assuming a mortgage in Monticello
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.80%
- Lowest existing payment
- $909 /mo
- Median cash to assume
- $120,068