Assumable homes for sale in Milpitas, CA

7 homesFHA & VA loansrates from 2.77% vs 7.40% today

Milpitas assumption guide
228 Flynn Avenue, Mountain View, CA, 94043 — assumable VA mortgage at 2.77%
VA
Active
42
$1,250,000$463,267 equity gap
Rate
2.77%
7.40%today
Payment
$3,689/mo
$6,240today
  • 2beds
  • 3baths
  • 1,614sqft

228 Flynn Avenue, Mountain View

3562 Oakleaf, San Jose, CA, 95127 — assumable FHA mortgage at 2.88%
FHA
Active
45
$1,399,999$1,198,475 equity gap
Rate
2.88%
7.40%today
Payment
$1,058/mo
$1,677today
  • 3beds
  • 2baths
  • 1,758sqft

3562 Oakleaf, San Jose

3219 Mabury Road, San Jose, CA, 95127 — assumable VA mortgage at 2.98%
VA
Active
25
$1,798,888$1,323,992 equity gap
Rate
2.98%
7.40%today
Payment
$2,310/mo
$3,804today
  • 4beds
  • 2baths
  • 1,841sqft

3219 Mabury Road, San Jose

2201 Monroe Street #905, Santa Clara, CA, 95050 — assumable VA mortgage at 4.21%
VA
Active
33
$588,000$125,120 equity gap
Rate
4.21%
7.40%today
Payment
$2,791/mo
$3,947today
  • 2beds
  • 1baths
  • 853sqft

2201 Monroe Street #905, Santa Clara

1210 Gainsville Avenue, San Jose, CA, 95122 — assumable FHA mortgage at 6.50%
FHA
Active
23
$949,000$82,825 equity gap
Rate
6.50%
7.40%today
Payment
$5,485/mo
$6,008today
  • 3beds
  • 2baths
  • 1,073sqft

1210 Gainsville Avenue, San Jose

1103 Abbott Ave, Milpitas, CA, 95035 — assumable FHA mortgage at 7.06%
FHA
Active
16
$699,999$42,034 equity gap
Rate
7.06%
7.40%today
Payment
$4,502/mo
$4,657today
  • 2beds
  • 2baths
  • 1,174sqft

1103 Abbott Ave, Milpitas

247 Capitol Avenue #161, San Jose, CA, 95127 — assumable FHA mortgage at 7.18%
FHA
Active
25
$389,988$377,617 equity gap
Rate
7.18%
7.40%today
Payment
$86/mo
$88today
  • 1beds
  • 1baths
  • 777sqft

247 Capitol Avenue #161, San Jose

Assuming a mortgage in Milpitas

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$1,058 /mo
Median cash to assume
$377,617
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.