Assumable homes for sale in Middleton, ID

9 homesFHA & VA loansrates from 2.77% vs 7.40% today

Middleton assumption guide
1320 New York, Middleton, ID, 83644 — assumable FHA mortgage at 2.77%
FHA
Active
34
$399,000$117,306 equity gap
Rate
2.77%
7.40%today
Payment
$1,299/mo
$2,198today
  • 3beds
  • 3baths
  • 1,528sqft

1320 New York, Middleton

312 Carol Pl, Middleton, ID, 83644 — assumable FHA mortgage at 3.02%
FHA
Active
34
$346,900Potential short sale
Rate
3.02%
7.40%today
Payment
$1,667/mo
$2,731today
  • 3beds
  • 1baths
  • 1,404sqft

312 Carol Pl, Middleton

1218 Stirling Meadows Ct, Middleton, ID, 83644 — assumable FHA mortgage at 5.25%
FHA
Active
50
$639,900$52,273 equity gap
Rate
5.25%
7.40%today
Payment
$3,295/mo
$4,132today
  • 4beds
  • 4baths
  • 2,423sqft

1218 Stirling Meadows Ct, Middleton

294 Persian Ave, Middleton, ID, 83644 — assumable FHA mortgage at 6.12%
FHA
Active
33
$494,900$47,260 equity gap
Rate
6.12%
7.40%today
Payment
$2,760/mo
$3,147today
  • 4beds
  • 3baths
  • 2,377sqft

294 Persian Ave, Middleton

1577 Gold Street, Middleton, ID, 83644 — assumable FHA mortgage at 6.33%
FHA
Active
41
$500,000$124,905 equity gap
Rate
6.33%
7.40%today
Payment
$2,439/mo
$2,719today
  • 5beds
  • 3baths
  • 3,118sqft

1577 Gold Street, Middleton

2046 Concha Street, Middleton, ID, 83644 — assumable FHA mortgage at 6.39%
FHA
Active
49
$489,990$125,423 equity gap
Rate
6.39%
7.40%today
Payment
$2,370/mo
$2,626today
  • 3beds
  • 3baths
  • 1,982sqft

2046 Concha Street, Middleton

1030 N Powder River Dr, Middleton, ID, 83644 — assumable FHA mortgage at 6.24%
FHA
Active
48
$600,000$196,961 equity gap
Rate
6.24%
7.40%today
Payment
$2,503/mo
$2,818today
  • 5beds
  • 3baths
  • 2,371sqft

1030 N Powder River Dr, Middleton

937 Silver Springs St, Middleton, ID, 83644 — assumable VA mortgage at 6.28%
VA
Active
46
$630,000$207,002 equity gap
Rate
6.28%
7.40%today
Payment
$2,724/mo
$3,053today
  • 4beds
  • 4baths
  • 2,917sqft

937 Silver Springs St, Middleton

1914 Perth Ave, Middleton, ID, 83644 — assumable FHA mortgage at 6.22%
FHA
Active
33
$549,900$529,883 equity gap
Rate
6.22%
7.40%today
Payment
$126/mo
$142today
  • 4beds
  • 2baths
  • 1,979sqft

1914 Perth Ave, Middleton

Assuming a mortgage in Middleton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$1,299 /mo
Median cash to assume
$125,164
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.