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Assumable homes for sale in Middleton, ID

69 homesFHA & VA loansrates from 2.50% vs 7.40% today

Middleton assumption guide
11761 Penobscot St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.96%
FHA
Active
33
$409,900$52,126 equity gap
Rate
2.96%
7.40%today
Payment
$1,697/mo
$2,801today
  • 4beds
  • 2baths
  • 1,696sqft

11761 Penobscot St, Caldwell

2309 Carter Ct, Caldwell, ID, 83605 — assumable FHA mortgage at 2.98%
FHA
Active
7
$330,000$58,051 equity gap
Rate
2.98%
7.40%today
Payment
$1,290/mo
$2,123today
  • 3beds
  • 2baths
  • 1,211sqft

2309 Carter Ct, Caldwell

10393 Millgrain St., Nampa, ID, 83687 — assumable VA mortgage at 3.22%
VA
Active
45
$699,000$101,110 equity gap
Rate
3.22%
7.40%today
Payment
$2,861/mo
$4,569today
  • 3beds
  • 3baths
  • 2,765sqft

10393 Millgrain St., Nampa

19643 Nanticoke Ave, Caldwell, ID, 83605 — assumable VA mortgage at 3.22%
VA
Active
23
$399,900$60,861 equity gap
Rate
3.22%
7.40%today
Payment
$1,626/mo
$2,596today
  • 3beds
  • 2baths
  • 1,479sqft

19643 Nanticoke Ave, Caldwell

1320 New York, Middleton, ID, 83644 — assumable FHA mortgage at 2.77%
FHA
Active
34
$399,000$117,306 equity gap
Rate
2.77%
7.40%today
Payment
$1,299/mo
$2,198today
  • 3beds
  • 3baths
  • 1,528sqft

1320 New York, Middleton

11555 W Pathview St, Star, ID, 83669 — assumable VA mortgage at 2.90%
VA
Active
43
$749,999$200,677 equity gap
Rate
2.90%
7.40%today
Payment
$2,576/mo
$4,286today
  • 3beds
  • 2baths
  • 2,250sqft

11555 W Pathview St, Star

18227 Rain Dance Way, Nampa, ID, 83687 — assumable FHA mortgage at 3.75%
FHA
Active
50
$534,900$46,150 equity gap
Rate
3.75%
7.40%today
Payment
$2,310/mo
$3,453today
  • 4beds
  • 3baths
  • 2,272sqft

18227 Rain Dance Way, Nampa

17441 Upper Pleasant Ridge Rd, Caldwell, ID, 83607 — assumable VA mortgage at 3.07%
VA
Active
48
$660,000$187,625 equity gap
Rate
3.07%
7.40%today
Payment
$2,238/mo
$3,642today
  • 5beds
  • 2baths
  • 1,794sqft

17441 Upper Pleasant Ridge Rd, Caldwell

6082 Canyon Crossing Dr., Nampa, ID, 83687 — assumable VA mortgage at 3.89%
VA
Active
50
$689,900$38,594 equity gap
Rate
3.89%
7.40%today
Payment
$3,353/mo
$4,927today
  • 5beds
  • 3baths
  • 3,113sqft

6082 Canyon Crossing Dr., Nampa

1360 Bowknot Lake Way, Star, ID, 83669 — assumable VA mortgage at 2.50%
VA
Active
46
$889,000$352,024 equity gap
Rate
2.50%
7.40%today
Payment
$2,392/mo
$4,191today
  • 4beds
  • 3baths
  • 2,776sqft

1360 Bowknot Lake Way, Star

5686 Cherry Lane, Nampa, ID, 83687 — assumable VA mortgage at 2.73%
VA
Active
30
$319,000$101,236 equity gap
Rate
2.73%
7.40%today
Payment
$1,009/mo
$1,716today
  • 2beds
  • 3baths
  • 1,213sqft

5686 Cherry Lane, Nampa

18080 Treeline Ave, Nampa, ID, 83687 — assumable VA mortgage at 2.80%
VA
Active
50
$775,000$301,993 equity gap
Rate
2.80%
7.40%today
Payment
$2,199/mo
$3,706today
  • 3beds
  • 3baths
  • 2,378sqft

18080 Treeline Ave, Nampa

13821 Gary Ln, Caldwell, ID, 83607 — assumable FHA mortgage at 2.86%
FHA
Active
19
$449,500$137,537 equity gap
Rate
2.86%
7.40%today
Payment
$1,453/mo
$2,430today
  • 5beds
  • 2baths
  • 1,782sqft

13821 Gary Ln, Caldwell

11883 Tidewater Street, Caldwell, ID, 83605 — assumable VA mortgage at 3.15%
VA
Active
38
$335,000$123,503 equity gap
Rate
3.15%
7.40%today
Payment
$1,052/mo
$1,696today
  • 3beds
  • 2baths
  • 1,411sqft

11883 Tidewater Street, Caldwell

1315 Big Star Place, Eagle, ID, 83616 — assumable VA mortgage at 4.75%
VA
Active
48
$850,000$31,113 equity gap
Rate
4.75%
7.40%today
Payment
$4,583/mo
$6,083today
  • 4beds
  • 4baths
  • 3,347sqft

1315 Big Star Place, Eagle

7030 Southern Vista Ct, Star, ID, 83669 — assumable FHA mortgage at 2.81%
FHA
Active
50
$1,239,999$942,633 equity gap
Rate
2.81%
7.40%today
Payment
$1,394/mo
$2,346today
  • 4beds
  • 3baths
  • 3,360sqft

7030 Southern Vista Ct, Star

15520 Green Rd, Caldwell, ID, 83607 — assumable FHA mortgage at 2.81%
FHA
Active
9
$2,000,000$1,711,662 equity gap
Rate
2.81%
7.40%today
Payment
$1,355/mo
$2,280today
  • 3beds
  • 2baths
  • 1,752sqft

15520 Green Rd, Caldwell

20535 Hancock Ave, Caldwell, ID, 83605 — assumable VA mortgage at 2.84%
VA
Active
43
$365,000$149,227 equity gap
Rate
2.84%
7.40%today
Payment
$1,024/mo
$1,717today
  • 4beds
  • 2baths
  • 1,506sqft

20535 Hancock Ave, Caldwell

11411 1st St, Star, ID, 83669 — assumable FHA mortgage at 2.99%
FHA
Active
35
$449,997$241,185 equity gap
Rate
2.99%
7.40%today
Payment
$1,014/mo
$1,668today
  • 4beds
  • 2baths
  • 1,400sqft

11411 1st St, Star

312 Carol Pl, Middleton, ID, 83644 — assumable FHA mortgage at 3.02%
FHA
Active
34
$346,900Potential short sale
Rate
3.02%
7.40%today
Payment
$1,667/mo
$2,731today
  • 3beds
  • 1baths
  • 1,404sqft

312 Carol Pl, Middleton

11969 Sandpiper Ct, Caldwell, ID, 83605 — assumable VA mortgage at 3.50%
VA
Active
49
$437,000$267,170 equity gap
Rate
3.50%
7.40%today
Payment
$979/mo
$1,510today
  • 4beds
  • 3baths
  • 1,934sqft

11969 Sandpiper Ct, Caldwell

112 Albert St, Caldwell, ID, 83605 — assumable FHA mortgage at 5.00%
FHA
Active
48
$658,000$83,291 equity gap
Rate
5.00%
7.40%today
Payment
$3,204/mo
$4,132today
  • 5beds
  • 3baths
  • 3,985sqft

112 Albert St, Caldwell

1218 Stirling Meadows Ct, Middleton, ID, 83644 — assumable FHA mortgage at 5.25%
FHA
Active
50
$639,900$52,273 equity gap
Rate
5.25%
7.40%today
Payment
$3,295/mo
$4,132today
  • 4beds
  • 4baths
  • 2,423sqft

1218 Stirling Meadows Ct, Middleton

221 N Union St., Star, ID, 83669 — assumable VA mortgage at 3.87%
VA
Active
24
$799,900$705,891 equity gap
Rate
3.87%
7.40%today
Payment
$573/mo
$844today
  • —beds
  • —baths
  • —sqft

221 N Union St., Star

2319 Polk St, Caldwell, ID, 83605 — assumable VA mortgage at 3.89%
VA
Active
20
$350,000Potential short sale
Rate
3.89%
7.40%today
Payment
$1,952/mo
$2,869today
  • 4beds
  • 2baths
  • 990sqft

2319 Polk St, Caldwell

11055 Roaring Fork St, Caldwell, ID, 83605 — assumable FHA mortgage at 5.41%
FHA
Active
43
$474,900$36,351 equity gap
Rate
5.41%
7.40%today
Payment
$2,621/mo
$3,229today
  • 4beds
  • 3baths
  • 2,431sqft

11055 Roaring Fork St, Caldwell

3116 Mariah Ct., Caldwell, ID, 83605 — assumable FHA mortgage at 3.99%
FHA
Active
17
$345,000$314,654 equity gap
Rate
3.99%
7.40%today
Payment
$221/mo
$321today
  • 3beds
  • 2baths
  • 1,404sqft

3116 Mariah Ct., Caldwell

10619 Daylily, Star, ID, 83669 — assumable VA mortgage at 5.51%
VA
Active
$424,900$38,516 equity gap
Rate
5.51%
7.40%today
Payment
$2,333/mo
$2,842today
  • 3beds
  • 2baths
  • 1,408sqft

10619 Daylily, Star

760 Hydra, Star, ID, 83669 — assumable VA mortgage at 4.07%
VA
Active
50
$550,000$445,631 equity gap
Rate
4.07%
7.40%today
Payment
$710/mo
$1,021today
  • 3beds
  • 3baths
  • 1,911sqft

760 Hydra, Star

1521 Plateau Ave, Caldwell, ID, 83605 — assumable FHA mortgage at 6.81%
FHA
Active
16
$295,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,033/mo
$2,156today
  • 3beds
  • 1baths
  • 1,008sqft

1521 Plateau Ave, Caldwell

7404 Marble Springs Dr, Nampa, ID, 83687 — assumable VA mortgage at 6.82%
VA
Active
50
$469,900$21,265 equity gap
Rate
6.82%
7.40%today
Payment
$3,005/mo
$3,185today
  • 4beds
  • 3baths
  • 2,054sqft

7404 Marble Springs Dr, Nampa

23800 Breyer Rd, Caldwell, ID, 83607 — assumable FHA mortgage at 4.29%
FHA
Active
50
$965,000$848,625 equity gap
Rate
4.29%
7.40%today
Payment
$927/mo
$1,298today
  • 4beds
  • 3baths
  • 2,930sqft

23800 Breyer Rd, Caldwell

709 Monticello Ct, Caldwell, ID, 83605 — assumable FHA mortgage at 4.40%
FHA
Active
32
$395,000$221,307 equity gap
Rate
4.40%
7.40%today
Payment
$1,037/mo
$1,434today
  • 3beds
  • 3baths
  • 1,872sqft

709 Monticello Ct, Caldwell

294 Persian Ave, Middleton, ID, 83644 — assumable FHA mortgage at 6.12%
FHA
Active
33
$494,900$47,260 equity gap
Rate
6.12%
7.40%today
Payment
$2,760/mo
$3,147today
  • 4beds
  • 3baths
  • 2,377sqft

294 Persian Ave, Middleton

7010 Grand Rapids Dr, Meridian, ID, 83646 — assumable VA mortgage at 6.60%
VA
Active
36
$489,900$33,952 equity gap
Rate
6.60%
7.40%today
Payment
$3,002/mo
$3,254today
  • 3beds
  • 2baths
  • 1,848sqft

7010 Grand Rapids Dr, Meridian

11330 Aspen Hill Dr, Caldwell, ID, 83605 — assumable VA mortgage at 6.71%
VA
Active
36
$475,000$43,610 equity gap
Rate
6.71%
7.40%today
Payment
$2,886/mo
$3,094today
  • 4beds
  • 3baths
  • 2,325sqft

11330 Aspen Hill Dr, Caldwell

Assuming a mortgage in Middleton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$378 /mo
Median cash to assume
$120,405
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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