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Assumable homes for sale in Matlacha, FL

18 homesFHA & VA loansrates from 2.68% vs 7.40% today

Matlacha assumption guide
2624 8TH Court, Cape Coral, FL, 33914 — assumable VA mortgage at 3.07%
VA
Active
24
$359,900$60,133 equity gap
Rate
3.07%
7.40%today
Payment
$1,417/mo
$2,306today
  • 3beds
  • 2baths
  • 1,747sqft

2624 8TH Court, Cape Coral

2221 3RD Avenue, Cape Coral, FL, 33991 — assumable FHA mortgage at 2.93%
FHA
Active
51
$339,000$69,429 equity gap
Rate
2.93%
7.40%today
Payment
$1,271/mo
$2,107today
  • 3beds
  • 2baths
  • 2,017sqft

2221 3RD Avenue, Cape Coral

219 25TH Place, Cape Coral, FL, 33993 — assumable VA mortgage at 2.68%
VA
Active
28
$284,900$100,414 equity gap
Rate
2.68%
7.40%today
Payment
$859/mo
$1,470today
  • 3beds
  • 2baths
  • 1,692sqft

219 25TH Place, Cape Coral

3190 ESTANCIA Lane, Cape Coral, FL, 33909 — assumable FHA mortgage at 2.89%
FHA
Active
50
$389,900$179,173 equity gap
Rate
2.89%
7.40%today
Payment
$1,011/mo
$1,683today
  • 4beds
  • 2baths
  • 1,828sqft

3190 ESTANCIA Lane, Cape Coral

4547 11TH Avenue, Cape Coral, FL, 33904 — assumable FHA mortgage at 2.98%
FHA
Active
26
$289,900$23,745 equity gap
Rate
2.98%
7.40%today
Payment
$1,259/mo
$2,074today
  • 3beds
  • 2baths
  • 1,456sqft

4547 11TH Avenue, Cape Coral

1918 40TH Street, Cape Coral, FL, 33904 — assumable VA mortgage at 3.03%
VA
Active
100
$2,695,000$2,143,932 equity gap
Rate
3.03%
7.40%today
Payment
$2,695/mo
$4,409today
  • 5beds
  • 6baths
  • 3,562sqft

1918 40TH Street, Cape Coral

2247 4TH Street, Cape Coral, FL, 33991 — assumable FHA mortgage at 3.48%
FHA
Active
39
$169,299$61,421 equity gap
Rate
3.48%
7.40%today
Payment
$625/mo
$965today
  • 3beds
  • 2baths
  • 1,228sqft

2247 4TH Street, Cape Coral

2602 22ND Place, Cape Coral, FL, 33909 — assumable FHA mortgage at 3.99%
FHA
Active
12
$199,999$58,227 equity gap
Rate
3.99%
7.40%today
Payment
$819/mo
$1,190today
  • 4beds
  • 2baths
  • 1,741sqft

2602 22ND Place, Cape Coral

2909 22ND Avenue, Cape Coral, FL, 33993 — assumable FHA mortgage at 4.67%
FHA
Active
25
$365,000$70,116 equity gap
Rate
4.67%
7.40%today
Payment
$1,642/mo
$2,200today
  • 4beds
  • 2baths
  • 1,828sqft

2909 22ND Avenue, Cape Coral

5411 THOMAS Street, Bokeelia, FL, 33922 — assumable FHA mortgage at 4.08%
FHA
Active
14
$335,000$175,307 equity gap
Rate
4.08%
7.40%today
Payment
$899/mo
$1,291today
  • 3beds
  • 2baths
  • 1,419sqft

5411 THOMAS Street, Bokeelia

3609 2ND Place, Cape Coral, FL, 33904 — assumable FHA mortgage at 4.44%
FHA
Active
28
$304,900$125,256 equity gap
Rate
4.44%
7.40%today
Payment
$1,077/mo
$1,482today
  • 3beds
  • 2baths
  • 1,946sqft

3609 2ND Place, Cape Coral

4934 20TH Place, Cape Coral, FL, 33914 — assumable FHA mortgage at 4.46%
FHA
Active
30
$325,000$158,575 equity gap
Rate
4.46%
7.40%today
Payment
$975/mo
$1,339today
  • 3beds
  • 2baths
  • 1,452sqft

4934 20TH Place, Cape Coral

2500 EL DORADO Boulevard, Cape Coral, FL, 33993 — assumable FHA mortgage at 6.89%
FHA
Active
34
$379,000$30,795 equity gap
Rate
6.89%
7.40%today
Payment
$2,319/mo
$2,441today
  • 3beds
  • 2baths
  • 1,801sqft

2500 EL DORADO Boulevard, Cape Coral

1223 / 1225 15TH Lane #2, Cape Coral, FL, 33909 — assumable FHA mortgage at 6.50%
FHA
Active
39
$450,000$66,377 equity gap
Rate
6.50%
7.40%today
Payment
$2,469/mo
$2,705today
  • 6beds
  • 4baths
  • 2,218sqft

1223 / 1225 15TH Lane #2, Cape Coral

244 46TH Street, Cape Coral, FL, 33904 — assumable FHA mortgage at 6.82%
FHA
Active
23
$470,000$49,072 equity gap
Rate
6.82%
7.40%today
Payment
$2,822/mo
$2,991today
  • 4beds
  • 3baths
  • 1,742sqft

244 46TH Street, Cape Coral

1223/1225 15TH Lane, Cape Coral, FL, 33909 — assumable FHA mortgage at 6.85%
FHA
Active
39
$450,000$65,928 equity gap
Rate
6.85%
7.40%today
Payment
$2,560/mo
$2,705today
  • 6beds
  • 4baths
  • 2,218sqft

1223/1225 15TH Lane, Cape Coral

2123 6TH Avenue, Cape Coral, FL, 33909 — assumable FHA mortgage at 6.71%
FHA
Active
20
$379,000$90,885 equity gap
Rate
6.71%
7.40%today
Payment
$1,930/mo
$2,068today
  • 4beds
  • 2baths
  • 1,809sqft

2123 6TH Avenue, Cape Coral

3449 ACAPULCO Circle, Cape Coral, FL, 33909 — assumable FHA mortgage at 7.07%
FHA
Active
12
$303,600Potential short sale
Rate
7.07%
7.40%today
Payment
$2,960/mo
$3,059today
  • 5beds
  • 3baths
  • 2,848sqft

3449 ACAPULCO Circle, Cape Coral

Assuming a mortgage in Matlacha

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$625 /mo
Median cash to assume
$69,429
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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