VATop pick
Active
14$399,999$16,157 equity gap
- Rate
- 2.71%
7.40%today- Payment
- $1,771/mo
$3,020today
- 1beds
- 1baths
- 512sqft
Assumable homes for sale in Los Gatos, CA
16 homesVA & FHA loansrates from 2.71% vs 7.40% today
Los Gatos assumption guide
FHATop pick
Active
12$85,000Potential short sale
- Rate
- 3.07%
7.40%today- Payment
- $533/mo
$868today
- 3beds
- 2baths
- 1,422sqft
146 Starview Place, Boulder Creek
FHA
Active
37$699,000$188,987 equity gap
- Rate
- 3.00%
7.40%today- Payment
- $2,463/mo
$4,045today
- 2beds
- 1baths
- 814sqft
325 Brimblecom Road, Boulder Creek
VA
Active
25$520,000$148,496 equity gap
- Rate
- 3.73%
7.40%today- Payment
- $1,984/mo
$2,974today
- 2beds
- 2baths
- 999sqft
3819 7 Trees Boulevard #201, San Jose
VA
Active
22$1,199,950$782,962 equity gap
- Rate
- 2.89%
7.40%today- Payment
- $1,995/mo
$3,323today
- 3beds
- 2baths
- 1,128sqft
623 Seneca Court, San Jose
VA
Active
27$1,899,888$1,388,057 equity gap
- Rate
- 3.04%
7.40%today- Payment
- $2,488/mo
$4,066today
- 4beds
- 2baths
- 1,879sqft
200 Kamson Way, Campbell
VA
Active
20$1,249,000$757,601 equity gap
- Rate
- 3.09%
7.40%today- Payment
- $2,333/mo
$3,787today
- 3beds
- 3baths
- 1,674sqft
1301 Phelps Avenue, San Jose
FHA
Active
4$89,900Potential short sale
- Rate
- 3.71%
7.40%today- Payment
- $1,496/mo
$2,248today
- —beds
- —baths
- —sqft
141 Leafwood Drive, Boulder Creek
VA
Active
15$478,500$146,789 equity gap
- Rate
- 4.20%
7.40%today- Payment
- $1,998/mo
$2,829today
- 2beds
- 1baths
- 798sqft
5630 Allen Avenue #4, San Jose
FHA
Active
17$3,499,000$3,036,209 equity gap
- Rate
- 3.92%
7.40%today- Payment
- $3,298/mo
$4,830today
- 5beds
- 5baths
- 4,383sqft
1998 Campbell Avenue, San Jose
VA
Active
21$899,000$410,710 equity gap
- Rate
- 4.05%
7.40%today- Payment
- $3,101/mo
$4,470today
- 3beds
- 3baths
- 1,750sqft
414 Hiawatha Road, Boulder Creek
FHA
Active
27$559,999$427,728 equity gap
- Rate
- 4.49%
7.40%today- Payment
- $1,011/mo
$1,383today
- 2beds
- 2baths
- 871sqft
482 Shadowgraph Drive, San Jose
VA
Active
32$629,000$47,837 equity gap
- Rate
- 6.15%
7.40%today- Payment
- $3,562/mo
$4,048today
- 2beds
- 2baths
- 1,122sqft
5280 Borneo Circle, San Jose
FHA
Active
23$519,000$73,504 equity gap
- Rate
- 6.43%
7.40%today- Payment
- $2,904/mo
$3,204today
- 2beds
- 1baths
- 880sqft
363 Kenbrook Circle, San Jose
VA
Active
26$3,198,000$2,445,546 equity gap
- Rate
- 6.20%
7.40%today- Payment
- $4,713/mo
$5,328today
- 4beds
- 5baths
- 2,994sqft
1874 Arbor Drive, San Jose
FHA
Active
34$1,200,000$502,110 equity gap
- Rate
- 6.50%
7.40%today- Payment
- $4,470/mo
$4,896today
- 4beds
- 2baths
- 1,200sqft
3855 KAUAI Drive, San Jose
Assuming a mortgage in Los Gatos
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.71%
- Lowest existing payment
- $533 /mo
- Median cash to assume
- $419,219