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Assumable homes for sale in Longwood, FL

23 homesFHA & VA loansrates from 2.77% vs 7.40% today

Longwood assumption guide
2040 TRIANGLE Drive, Longwood, FL, 32779 — assumable FHA mortgage at 3.09%
FHA
Active
21
$325,000$40,971 equity gap
Rate
3.09%
7.40%today
Payment
$1,348/mo
$2,189today
  • 3beds
  • 2baths
  • 1,283sqft

2040 TRIANGLE Drive, Longwood

428 RUTH ST, Longwood, FL, 32779 — assumable FHA mortgage at 2.77%
FHA
Active
36
$399,900$103,671 equity gap
Rate
2.77%
7.40%today
Payment
$1,366/mo
$2,311today
  • 3beds
  • 2baths
  • 1,639sqft

428 RUTH ST, Longwood

871 LAKE JACKSON Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.04%
FHA
Active
19
$350,000$102,696 equity gap
Rate
3.04%
7.40%today
Payment
$1,186/mo
$1,938today
  • 4beds
  • 3baths
  • 1,786sqft

871 LAKE JACKSON Circle, Apopka

3602 PALM Avenue, Apopka, FL, 32703 — assumable VA mortgage at 3.10%
VA
Active
33
$415,000$122,445 equity gap
Rate
3.10%
7.40%today
Payment
$1,387/mo
$2,250today
  • 3beds
  • 2baths
  • 1,712sqft

3602 PALM Avenue, Apopka

1107 JEROME Way, Apopka, FL, 32703 — assumable FHA mortgage at 2.98%
FHA
Active
27
$395,000$188,803 equity gap
Rate
2.98%
7.40%today
Payment
$967/mo
$1,592today
  • 3beds
  • 2baths
  • 1,398sqft

1107 JEROME Way, Apopka

165 DUNCAN Trail, Longwood, FL, 32779 — assumable FHA mortgage at 3.12%
FHA
Active
37
$539,000$229,587 equity gap
Rate
3.12%
7.40%today
Payment
$1,471/mo
$2,378today
  • 4beds
  • 3baths
  • 2,322sqft

165 DUNCAN Trail, Longwood

419 NEWTON Place, Longwood, FL, 32779 — assumable FHA mortgage at 3.14%
FHA
Active
31
$334,900$229,769 equity gap
Rate
3.14%
7.40%today
Payment
$530/mo
$836today
  • 3beds
  • 2baths
  • 1,269sqft

419 NEWTON Place, Longwood

206 DUNCAN Trail, Longwood, FL, 32779 — assumable VA mortgage at 3.24%
VA
Active
49
$469,900$248,726 equity gap
Rate
3.24%
7.40%today
Payment
$1,111/mo
$1,770today
  • 4beds
  • 3baths
  • 2,051sqft

206 DUNCAN Trail, Longwood

441 BLACK KNIGHT Way, Longwood, FL, 32779 — assumable VA mortgage at 5.13%
VA
Active
46
$337,500$15,670 equity gap
Rate
5.13%
7.40%today
Payment
$1,867/mo
$2,373today
  • 3beds
  • 3baths
  • 1,438sqft

441 BLACK KNIGHT Way, Longwood

1970 LAKE BRANTLEY Road, Longwood, FL, 32779 — assumable VA mortgage at 3.47%
VA
Active
39
$395,000$272,280 equity gap
Rate
3.47%
7.40%today
Payment
$704/mo
$1,089today
  • 3beds
  • 2baths
  • 1,572sqft

1970 LAKE BRANTLEY Road, Longwood

529 SAN SEBASTIAN PRADO, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 3.59%
FHA
Active
48
$429,900$305,831 equity gap
Rate
3.59%
7.40%today
Payment
$763/mo
$1,164today
  • 3beds
  • 2baths
  • 1,539sqft

529 SAN SEBASTIAN PRADO, Altamonte Springs

2632 SPRING GLEN Lane, Apopka, FL, 32703 — assumable VA mortgage at 3.60%
VA
Active
54
$434,900$181,083 equity gap
Rate
3.60%
7.40%today
Payment
$1,332/mo
$2,029today
  • 4beds
  • 2baths
  • 1,748sqft

2632 SPRING GLEN Lane, Apopka

394 BARBERRY Lane, Altamonte Springs, FL, 32714 — assumable VA mortgage at 3.65%
VA
Active
30
$560,000$338,684 equity gap
Rate
3.65%
7.40%today
Payment
$1,170/mo
$1,771today
  • 4beds
  • 2baths
  • 1,943sqft

394 BARBERRY Lane, Altamonte Springs

3244 HUNTER Court, Apopka, FL, 32703 — assumable FHA mortgage at 3.95%
FHA
Active
34
$450,000$256,503 equity gap
Rate
3.95%
7.40%today
Payment
$1,137/mo
$1,659today
  • 4beds
  • 2baths
  • 2,241sqft

3244 HUNTER Court, Apopka

701 MILAN Court, Altamonte Springs, FL, 32714 — assumable VA mortgage at 6.16%
VA
Active
46
$410,000Potential short sale
Rate
6.16%
7.40%today
Payment
$2,561/mo
$2,908today
  • 3beds
  • 2baths
  • 1,956sqft

701 MILAN Court, Altamonte Springs

2538 LONG IRON Court, Longwood, FL, 32779 — assumable FHA mortgage at 6.50%
FHA
Active
44
$489,000$40,660 equity gap
Rate
6.50%
7.40%today
Payment
$2,886/mo
$3,161today
  • 3beds
  • 2baths
  • 1,948sqft

2538 LONG IRON Court, Longwood

707 SAINT MATTHEW Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 6.15%
FHA
Active
18
$242,000$27,190 equity gap
Rate
6.15%
7.40%today
Payment
$1,376/mo
$1,564today
  • 2beds
  • 3baths
  • 1,328sqft

707 SAINT MATTHEW Circle, Altamonte Springs

167 HOLDERNESS Drive, Longwood, FL, 32779 — assumable FHA mortgage at 6.82%
FHA
Active
21
$430,000$46,949 equity gap
Rate
6.82%
7.40%today
Payment
$2,566/mo
$2,719today
  • 3beds
  • 2baths
  • 1,618sqft

167 HOLDERNESS Drive, Longwood

701 SAINT MICHAEL Lane, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 6.36%
FHA
Active
19
$275,000$72,826 equity gap
Rate
6.36%
7.40%today
Payment
$1,318/mo
$1,465today
  • 3beds
  • 2baths
  • 1,590sqft

701 SAINT MICHAEL Lane, Altamonte Springs

207 HARROGATE Place, Longwood, FL, 32779 — assumable VA mortgage at 6.85%
VA
Active
35
$439,900$121,566 equity gap
Rate
6.85%
7.40%today
Payment
$2,118/mo
$2,238today
  • 3beds
  • 2baths
  • 1,905sqft

207 HARROGATE Place, Longwood

2808 TAMARACK Trail, Apopka, FL, 32703 — assumable FHA mortgage at 5.31%
FHA
Active
38
$349,900$299,992 equity gap
Rate
5.31%
7.40%today
Payment
$727/mo
$906today
  • 3beds
  • 2baths
  • 1,344sqft

2808 TAMARACK Trail, Apopka

108 SHORE Drive, Longwood, FL, 32779 — assumable FHA mortgage at 6.85%
FHA
Active
19
$900,000$465,219 equity gap
Rate
6.85%
7.40%today
Payment
$2,890/mo
$3,053today
  • 6beds
  • 4baths
  • 3,248sqft

108 SHORE Drive, Longwood

656 LITTLE WEKIVA Road, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 7.09%
FHA
Active
34
$425,000$398,308 equity gap
Rate
7.09%
7.40%today
Payment
$183/mo
$189today
  • 5beds
  • 3baths
  • 2,400sqft

656 LITTLE WEKIVA Road, Altamonte Springs

Assuming a mortgage in Longwood

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$530 /mo
Median cash to assume
$184,943
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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