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Assumable homes for sale in Lino Lakes, MN

50 homesFHA & VA loansrates from 2.72% vs 7.40% today

Lino Lakes assumption guide
4607 128th Circle, Blaine, MN, 55449 — assumable VA mortgage at 2.88%
VA
Active
29
$605,000$172,616 equity gap
Rate
2.88%
7.40%today
Payment
$2,014/mo
$3,359today
  • 5beds
  • 4baths
  • 2,859sqft

4607 128th Circle, Blaine

3811 Restwood Road, Circle Pines, MN, 55014 — assumable FHA mortgage at 2.96%
FHA
Active
12
$595,000$144,840 equity gap
Rate
2.96%
7.40%today
Payment
$2,140/mo
$3,532today
  • 8beds
  • 4baths
  • 3,328sqft

3811 Restwood Road, Circle Pines

5667 138th Street, Hugo, MN, 55038 — assumable VA mortgage at 3.04%
VA
Active
32
$299,900$82,433 equity gap
Rate
3.04%
7.40%today
Payment
$1,040/mo
$1,700today
  • 2beds
  • 3baths
  • 1,800sqft

5667 138th Street, Hugo

151 Morgan Lane, Lino Lakes, MN, 55014 — assumable FHA mortgage at 3.26%
FHA
Active
38
$299,000$81,058 equity gap
Rate
3.26%
7.40%today
Payment
$1,097/mo
$1,743today
  • 4beds
  • 3baths
  • 1,940sqft

151 Morgan Lane, Lino Lakes

13025 Eldorado Street, Blaine, MN, 55449 — assumable FHA mortgage at 2.81%
FHA
Active
61
$400,000$144,976 equity gap
Rate
2.81%
7.40%today
Payment
$1,195/mo
$2,012today
  • 4beds
  • 3baths
  • 1,978sqft

13025 Eldorado Street, Blaine

8653 Brant Street, Circle Pines, MN, 55014 — assumable VA mortgage at 2.81%
VA
Active
29
$389,000$135,116 equity gap
Rate
2.81%
7.40%today
Payment
$1,190/mo
$2,003today
  • 3beds
  • 2baths
  • 1,780sqft

8653 Brant Street, Circle Pines

3740 112th Lane, Blaine, MN, 55449 — assumable VA mortgage at 2.93%
VA
Active
50
$525,900$183,051 equity gap
Rate
2.93%
7.40%today
Payment
$1,617/mo
$2,680today
  • 4beds
  • 4baths
  • 2,765sqft

3740 112th Lane, Blaine

12309 Lever Street, Blaine, MN, 55449 — assumable VA mortgage at 3.03%
VA
Active
54
$625,000$233,753 equity gap
Rate
3.03%
7.40%today
Payment
$1,909/mo
$3,123today
  • 4beds
  • 3baths
  • 2,673sqft

12309 Lever Street, Blaine

15240 Fanning Drive, Hugo, MN, 55038 — assumable FHA mortgage at 3.18%
FHA
Active
22
$285,000$103,629 equity gap
Rate
3.18%
7.40%today
Payment
$883/mo
$1,417today
  • 3beds
  • 3baths
  • 1,982sqft

15240 Fanning Drive, Hugo

8986 Waconia Street, Blaine, MN, 55449 — assumable VA mortgage at 2.72%
VA
Active
27
$425,000$232,680 equity gap
Rate
2.72%
7.40%today
Payment
$901/mo
$1,534today
  • 3beds
  • 2baths
  • 1,836sqft

8986 Waconia Street, Blaine

5574 135th Street, Hugo, MN, 55038 — assumable VA mortgage at 3.09%
VA
Active
40
$625,000$324,052 equity gap
Rate
3.09%
7.40%today
Payment
$1,429/mo
$2,319today
  • 3beds
  • 3baths
  • 2,957sqft

5574 135th Street, Hugo

1260 132nd Lane, Blaine, MN, 55434 — assumable FHA mortgage at 3.37%
FHA
Active
50
$369,900$272,020 equity gap
Rate
3.37%
7.40%today
Payment
$645/mo
$1,011today
  • 4beds
  • 2baths
  • 1,741sqft

1260 132nd Lane, Blaine

1105 Iris Drive, White Bear Lake, MN, 55127 — assumable FHA mortgage at 3.68%
FHA
Active
31
$348,000$138,018 equity gap
Rate
3.68%
7.40%today
Payment
$1,147/mo
$1,714today
  • 3beds
  • 3baths
  • 2,276sqft

1105 Iris Drive, White Bear Lake

1623 Highway 96, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
16
$360,000$174,266 equity gap
Rate
3.57%
7.40%today
Payment
$978/mo
$1,496today
  • 2beds
  • 2baths
  • 1,538sqft

1623 Highway 96, White Bear Lake

10996 Nassau Circle, Blaine, MN, 55449 — assumable FHA mortgage at 3.59%
FHA
Active
31
$579,000$326,696 equity gap
Rate
3.59%
7.40%today
Payment
$1,488/mo
$2,268today
  • 5beds
  • 4baths
  • 3,328sqft

10996 Nassau Circle, Blaine

7859 Monroe Street, Spring Lake Park, MN, 55432 — assumable FHA mortgage at 3.60%
FHA
Active
28
$325,000$172,085 equity gap
Rate
3.60%
7.40%today
Payment
$897/mo
$1,366today
  • 4beds
  • 2baths
  • 1,948sqft

7859 Monroe Street, Spring Lake Park

5420 134th Street, Hugo, MN, 55038 — assumable VA mortgage at 5.10%
VA
Active
27
$385,000$26,063 equity gap
Rate
5.10%
7.40%today
Payment
$2,082/mo
$2,655today
  • 4beds
  • 2baths
  • 1,882sqft

5420 134th Street, Hugo

717 81st Avenue, Spring Lake Park, MN, 55432 — assumable FHA mortgage at 3.64%
FHA
Active
35
$274,988$143,184 equity gap
Rate
3.64%
7.40%today
Payment
$778/mo
$1,180today
  • 3beds
  • 2baths
  • 1,654sqft

717 81st Avenue, Spring Lake Park

4 Shepherd Court, Circle Pines, MN, 55014 — assumable VA mortgage at 3.67%
VA
Active
28
$359,000$217,926 equity gap
Rate
3.67%
7.40%today
Payment
$874/mo
$1,319today
  • 4beds
  • 2baths
  • 1,749sqft

4 Shepherd Court, Circle Pines

1602 Long Lake Road, New Brighton, MN, 55112 — assumable VA mortgage at 5.00%
VA
Active
32
$400,000$45,885 equity gap
Rate
5.00%
7.40%today
Payment
$2,040/mo
$2,631today
  • 3beds
  • 3baths
  • 1,940sqft

1602 Long Lake Road, New Brighton

7710 Quincy Street, Spring Lake Park, MN, 55432 — assumable FHA mortgage at 3.74%
FHA
Active
33
$375,000$188,702 equity gap
Rate
3.74%
7.40%today
Payment
$996/mo
$1,491today
  • 4beds
  • 2baths
  • 2,119sqft

7710 Quincy Street, Spring Lake Park

5710 Turtle Lake Road, Shoreview, MN, 55126 — assumable FHA mortgage at 3.75%
FHA
Active
26
$485,000$341,149 equity gap
Rate
3.75%
7.40%today
Payment
$1,009/mo
$1,509today
  • 5beds
  • 2baths
  • 2,662sqft

5710 Turtle Lake Road, Shoreview

13540 Fiona Avenue, Hugo, MN, 55038 — assumable FHA mortgage at 3.87%
FHA
Active
47
$390,000$214,687 equity gap
Rate
3.87%
7.40%today
Payment
$1,084/mo
$1,597today
  • 3beds
  • 2baths
  • 1,774sqft

13540 Fiona Avenue, Hugo

687 116th Lane, Blaine, MN, 55434 — assumable FHA mortgage at 4.00%
FHA
Active
38
$380,000$311,206 equity gap
Rate
4.00%
7.40%today
Payment
$886/mo
$1,285today
  • 3beds
  • 2baths
  • 1,530sqft

687 116th Lane, Blaine

12774 Ulysses Circle, Blaine, MN, 55434 — assumable FHA mortgage at 4.10%
FHA
Active
42
$325,000$177,565 equity gap
Rate
4.10%
7.40%today
Payment
$882/mo
$1,265today
  • 3beds
  • 2baths
  • 2,215sqft

12774 Ulysses Circle, Blaine

3814 97th Lane, Circle Pines, MN, 55014 — assumable FHA mortgage at 4.15%
FHA
Active
14
$319,900$164,773 equity gap
Rate
4.15%
7.40%today
Payment
$937/mo
$1,335today
  • 3beds
  • 2baths
  • 2,106sqft

3814 97th Lane, Circle Pines

1735 Birch Lake Avenue, White Bear Lake, MN, 55110 — assumable FHA mortgage at 4.16%
FHA
Active
41
$323,000Potential short sale
Rate
4.16%
7.40%today
Payment
$1,720/mo
$2,447today
  • 3beds
  • 2baths
  • 1,567sqft

1735 Birch Lake Avenue, White Bear Lake

19813 English Avenue, Forest Lake, MN, 55025 — assumable FHA mortgage at 6.50%
FHA
Active
26
$465,000Potential short sale
Rate
6.50%
7.40%today
Payment
$3,009/mo
$3,297today
  • 5beds
  • 3baths
  • 2,285sqft

19813 English Avenue, Forest Lake

866 94th Avenue, Blaine, MN, 55434 — assumable FHA mortgage at 5.25%
FHA
Active
22
$245,000$64,420 equity gap
Rate
5.25%
7.40%today
Payment
$1,065/mo
$1,336today
  • 2beds
  • 2baths
  • 1,501sqft

866 94th Avenue, Blaine

4791 163rd Street, Hugo, MN, 55038 — assumable VA mortgage at 6.32%
VA
Active
28
$500,000$25,151 equity gap
Rate
6.32%
7.40%today
Payment
$3,008/mo
$3,357today
  • 5beds
  • 3baths
  • 2,841sqft

4791 163rd Street, Hugo

7561 Woods Edge Boulevard, Circle Pines, MN, 55014 — assumable FHA mortgage at 6.35%
FHA
Active
34
$329,999$22,649 equity gap
Rate
6.35%
7.40%today
Payment
$1,955/mo
$2,175today
  • 3beds
  • 3baths
  • 1,643sqft

7561 Woods Edge Boulevard, Circle Pines

1981 132nd Lane, Blaine, MN, 55449 — assumable FHA mortgage at 6.57%
FHA
Active
31
$377,988$23,208 equity gap
Rate
6.57%
7.40%today
Payment
$2,344/mo
$2,549today
  • 3beds
  • 2baths
  • 2,030sqft

1981 132nd Lane, Blaine

4864 Bloom Avenue, White Bear Lake, MN, 55110 — assumable VA mortgage at 6.64%
VA
Active
25
$392,000$32,590 equity gap
Rate
6.64%
7.40%today
Payment
$2,373/mo
$2,562today
  • 3beds
  • 2baths
  • 2,406sqft

4864 Bloom Avenue, White Bear Lake

11020 Yalta Street #C, Blaine, MN, 55449 — assumable VA mortgage at 6.87%
VA
Active
40
$335,000$18,473 equity gap
Rate
6.87%
7.40%today
Payment
$2,124/mo
$2,240today
  • 3beds
  • 3baths
  • 1,769sqft

11020 Yalta Street #C, Blaine

7893 Gotland Lane, Circle Pines, MN, 55014 — assumable VA mortgage at 6.93%
VA
Active
41
$299,900$16,427 equity gap
Rate
6.93%
7.40%today
Payment
$1,903/mo
$1,994today
  • 3beds
  • 3baths
  • 1,690sqft

7893 Gotland Lane, Circle Pines

1351 Hillcrest Drive, Fridley, MN, 55432 — assumable FHA mortgage at 7.07%
FHA
Active
43
$375,000$33,196 equity gap
Rate
7.07%
7.40%today
Payment
$2,362/mo
$2,441today
  • 3beds
  • 2baths
  • 1,953sqft

1351 Hillcrest Drive, Fridley

Assuming a mortgage in Lino Lakes

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$645 /mo
Median cash to assume
$172,616
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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