UMe
Get pre-qualified

Assumable homes for sale in Largo, FL

18 homesFHA & VA loansrates from 2.67% vs 7.40% today

Largo assumption guide
1967 ARVIS Circle, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
36
$649,900$200,085 equity gap
Rate
3.18%
7.40%today
Payment
$2,190/mo
$3,515today
  • 4beds
  • 2baths
  • 2,178sqft

1967 ARVIS Circle, Clearwater

365 36TH Street, Largo, FL, 33771 — assumable FHA mortgage at 2.67%
FHA
Active
40
$399,000$246,390 equity gap
Rate
2.67%
7.40%today
Payment
$708/mo
$1,213today
  • 3beds
  • 2baths
  • 1,208sqft

365 36TH Street, Largo

7360 ULMERTON Road #18D, Largo, FL, 33771 — assumable FHA mortgage at 2.81%
FHA
Active
26
$285,000$145,665 equity gap
Rate
2.81%
7.40%today
Payment
$655/mo
$1,102today
  • 3beds
  • 2baths
  • 1,375sqft

7360 ULMERTON Road #18D, Largo

11632 EASY Street, Largo, FL, 33773 — assumable FHA mortgage at 2.98%
FHA
Active
30
$479,900$222,796 equity gap
Rate
2.98%
7.40%today
Payment
$1,211/mo
$1,994today
  • 4beds
  • 2baths
  • 1,360sqft

11632 EASY Street, Largo

2444 FOGGY CREEK Circle, Clearwater, FL, 33764 — assumable FHA mortgage at 3.33%
FHA
Active
25
$429,000$160,015 equity gap
Rate
3.33%
7.40%today
Payment
$1,367/mo
$2,153today
  • 3beds
  • 3baths
  • 1,853sqft

2444 FOGGY CREEK Circle, Clearwater

1779 AVON Lane, Largo, FL, 33756 — assumable FHA mortgage at 3.56%
FHA
Active
54
$399,000$121,546 equity gap
Rate
3.56%
7.40%today
Payment
$1,381/mo
$2,113today
  • 3beds
  • 2baths
  • 1,339sqft

1779 AVON Lane, Largo

12021 68TH Street, Largo, FL, 33773 — assumable VA mortgage at 3.68%
VA
Active
31
$425,000$162,129 equity gap
Rate
3.68%
7.40%today
Payment
$1,403/mo
$2,116today
  • 3beds
  • 2baths
  • 1,738sqft

12021 68TH Street, Largo

2138 GROVE Place, Clearwater, FL, 33764 — assumable FHA mortgage at 3.75%
FHA
Active
31
$549,900$275,827 equity gap
Rate
3.75%
7.40%today
Payment
$1,484/mo
$2,218today
  • 3beds
  • 2baths
  • 2,023sqft

2138 GROVE Place, Clearwater

1655 HIGHLAND Avenue #I379, Clearwater, FL, 33756 — assumable VA mortgage at 4.00%
VA
Active
53
$299,995$299,995 equity gap
Rate
4.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,600sqft

1655 HIGHLAND Avenue #I379, Clearwater

6436 CARDINAL DR, Clearwater, FL, 33760 — assumable FHA mortgage at 4.35%
FHA
Active
33
$385,900$304,292 equity gap
Rate
4.35%
7.40%today
Payment
$644/mo
$896today
  • 3beds
  • 1baths
  • 1,578sqft

6436 CARDINAL DR, Clearwater

3568 4TH Avenue, Largo, FL, 33771 — assumable FHA mortgage at 6.67%
FHA
Active
35
$385,000$38,662 equity gap
Rate
6.67%
7.40%today
Payment
$2,296/mo
$2,471today
  • 3beds
  • 1baths
  • 1,175sqft

3568 4TH Avenue, Largo

2871 PINES Drive #32, Largo, FL, 33771 — assumable FHA mortgage at 6.87%
FHA
Active
27
$233,000$16,510 equity gap
Rate
6.87%
7.40%today
Payment
$1,443/mo
$1,522today
  • 2beds
  • 2baths
  • 1,048sqft

2871 PINES Drive #32, Largo

7991 ABERDEEN Circle, Largo, FL, 33773 — assumable FHA mortgage at 4.57%
FHA
Active
27
$390,000$303,537 equity gap
Rate
4.57%
7.40%today
Payment
$606/mo
$822today
  • 3beds
  • 2baths
  • 1,225sqft

7991 ABERDEEN Circle, Largo

1590 PEACEFUL Lane, Clearwater, FL, 33756 — assumable FHA mortgage at 6.71%
FHA
Active
38
$400,000$117,380 equity gap
Rate
6.71%
7.40%today
Payment
$1,893/mo
$2,029today
  • 3beds
  • 3baths
  • 1,662sqft

1590 PEACEFUL Lane, Clearwater

1655 HIGHLAND Avenue #B110, Clearwater, FL, 33756 — assumable VA mortgage at 5.30%
VA
Active
100
$199,000$96,024 equity gap
Rate
5.30%
7.40%today
Payment
$611/mo
$761today
  • 2beds
  • 2baths
  • 1,270sqft

1655 HIGHLAND Avenue #B110, Clearwater

2811 PINES Drive #18, Largo, FL, 33771 — assumable FHA mortgage at 5.51%
FHA
Active
25
$159,900Potential short sale
Rate
5.51%
7.40%today
Payment
$1,261/mo
$1,536today
  • 2beds
  • 2baths
  • 1,048sqft

2811 PINES Drive #18, Largo

568 HILLCREST Drive, Largo, FL, 33771 — assumable FHA mortgage at 6.49%
FHA
Active
23
$299,000$145,748 equity gap
Rate
6.49%
7.40%today
Payment
$1,771/mo
$1,942today
  • 2beds
  • 2baths
  • 1,019sqft

568 HILLCREST Drive, Largo

407 OCEAN Court, Largo, FL, 33756 — assumable FHA mortgage at 8.39%
FHA
Active
33
$399,900$400,478 equity gap
Rate
8.39%
7.40%today
Payment
$578/mo
$526today
  • 3beds
  • 2baths
  • 1,286sqft

407 OCEAN Court, Largo

Assuming a mortgage in Largo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$578 /mo
Median cash to assume
$162,129
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe