Assumable homes for sale in Lancaster, TN

5 homesVA & FHA loansrates from 2.90% vs 7.40% today

Lancaster assumption guide
16600 Center Hill Dam Rd, Silver Point, TN, 38582 — assumable FHA mortgage at 2.90%
FHA
Active
33
$345,000$174,334 equity gap
Rate
2.90%
7.40%today
Payment
$844/mo
$1,387today
  • 4beds
  • 2baths
  • 2,960sqft

16600 Center Hill Dam Rd, Silver Point

480 Seaton Dr, Smithville, TN, 37166 — assumable VA mortgage at 3.75%
VA
Active
58
$725,000$431,352 equity gap
Rate
3.75%
7.40%today
Payment
$1,579/mo
$2,360today
  • 3beds
  • 4baths
  • 2,400sqft

480 Seaton Dr, Smithville

119 Dyer Branch Rd, Gordonsville, TN, 38563 — assumable VA mortgage at 7.08%
VA
Active
42
$285,500$72,985 equity gap
Rate
7.08%
7.40%today
Payment
$1,487/mo
$1,535today
  • 3beds
  • 2baths
  • 1,430sqft

119 Dyer Branch Rd, Gordonsville

3944 Crawford Rd, Silver Point, TN, 38582 — assumable FHA mortgage at 5.62%
FHA
Active
14
$105,000$64,294 equity gap
Rate
5.62%
7.40%today
Payment
$450/mo
$541today
  • —beds
  • —baths
  • —sqft

3944 Crawford Rd, Silver Point

256 Enigma Rd, Chestnut Mound, TN, 38552 — assumable VA mortgage at 6.08%
VA
Active
28
$425,000$145,196 equity gap
Rate
6.08%
7.40%today
Payment
$1,729/mo
$1,980today
  • 2beds
  • 2baths
  • 1,405sqft

256 Enigma Rd, Chestnut Mound

Assuming a mortgage in Lancaster

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$450 /mo
Median cash to assume
$145,196
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Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.