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Assumable homes for sale in Lake Wales, FL

113 homesFHA & VA loansrates from 2.35% vs 7.40% today

Lake Wales assumption guide
5197 PEBBLE BEACH Boulevard, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.75%
FHA
Active
54
$335,000$53,860 equity gap
Rate
2.75%
7.40%today
Payment
$1,520/mo
$2,577today
  • 2beds
  • 2baths
  • 1,677sqft

5197 PEBBLE BEACH Boulevard, Winter Haven

483 LAKE SUZANNE Drive, Lake Wales, FL, 33859 — assumable VA mortgage at 2.98%
VA
Active
44
$248,000$43,628 equity gap
Rate
2.98%
7.40%today
Payment
$958/mo
$1,578today
  • 3beds
  • 2baths
  • 1,510sqft

483 LAKE SUZANNE Drive, Lake Wales

236 HILLCREST Drive, Dundee, FL, 33838 — assumable FHA mortgage at 3.07%
FHA
Active
25
$362,000$35,661 equity gap
Rate
3.07%
7.40%today
Payment
$1,542/mo
$2,511today
  • 4beds
  • 3baths
  • 2,066sqft

236 HILLCREST Drive, Dundee

851 VIENNA Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 3.76%
VA
Active
45
$279,900Potential short sale
Rate
3.76%
7.40%today
Payment
$1,455/mo
$2,172today
  • 3beds
  • 2baths
  • 1,569sqft

851 VIENNA Drive, Winter Haven

1475 GRAND CAYMAN Circle, Winter Haven, FL, 33884 — assumable VA mortgage at 2.66%
VA
Active
59
$359,000$102,076 equity gap
Rate
2.66%
7.40%today
Payment
$1,190/mo
$2,043today
  • 3beds
  • 2baths
  • 2,066sqft

1475 GRAND CAYMAN Circle, Winter Haven

230 POLK Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.70%
FHA
Active
17
$189,900$51,002 equity gap
Rate
2.70%
7.40%today
Payment
$637/mo
$1,088today
  • 3beds
  • 1baths
  • 816sqft

230 POLK Avenue, Lake Wales

136 MADERA Drive, Winter Haven, FL, 33880 — assumable VA mortgage at 2.89%
VA
Active
19
$170,380$38,619 equity gap
Rate
2.89%
7.40%today
Payment
$632/mo
$1,052today
  • 3beds
  • 2baths
  • 1,448sqft

136 MADERA Drive, Winter Haven

3541 RALEIGH Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 2.90%
VA
Active
56
$345,000$90,937 equity gap
Rate
2.90%
7.40%today
Payment
$1,200/mo
$1,996today
  • 3beds
  • 3baths
  • 2,006sqft

3541 RALEIGH Drive, Winter Haven

153 BROWNING CIR, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.97%
FHA
Active
48
$269,000$72,325 equity gap
Rate
2.97%
7.40%today
Payment
$940/mo
$1,550today
  • 3beds
  • 2baths
  • 1,144sqft

153 BROWNING CIR, Winter Haven

12 SAINT KITTS Circle, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.05%
FHA
Active
34
$294,000$67,092 equity gap
Rate
3.05%
7.40%today
Payment
$1,075/mo
$1,754today
  • 3beds
  • 2baths
  • 1,639sqft

12 SAINT KITTS Circle, Winter Haven

4081 DUNMORE Drive, Lake Wales, FL, 33859 — assumable VA mortgage at 2.65%
VA
Active
33
$390,500$135,120 equity gap
Rate
2.65%
7.40%today
Payment
$1,185/mo
$2,036today
  • 3beds
  • 2baths
  • 2,027sqft

4081 DUNMORE Drive, Lake Wales

124 PIERCE Street, Lake Wales, FL, 33859 — assumable FHA mortgage at 4.00%
FHA
Active
41
$250,900$30,394 equity gap
Rate
4.00%
7.40%today
Payment
$1,148/mo
$1,666today
  • 3beds
  • 2baths
  • 1,380sqft

124 PIERCE Street, Lake Wales

521 ADRIEL Avenue, Winter Haven, FL, 33880 — assumable FHA mortgage at 3.09%
FHA
Active
13
$350,000$112,356 equity gap
Rate
3.09%
7.40%today
Payment
$1,131/mo
$1,836today
  • 4beds
  • 2baths
  • 2,280sqft

521 ADRIEL Avenue, Winter Haven

2935 PLANTATION Road, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.35%
FHA
Active
53
$563,900$447,736 equity gap
Rate
2.35%
7.40%today
Payment
$796/mo
$1,218today
  • 4beds
  • 4baths
  • 2,724sqft

2935 PLANTATION Road, Winter Haven

542 EAGLE LANDING BOULEVARD, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.68%
FHA
Active
59
$257,000$94,903 equity gap
Rate
2.68%
7.40%today
Payment
$753/mo
$1,288today
  • 3beds
  • 2baths
  • 1,292sqft

542 EAGLE LANDING BOULEVARD, Winter Haven

1120 SCENIC Highway, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.79%
FHA
Active
46
$299,990$137,930 equity gap
Rate
2.79%
7.40%today
Payment
$762/mo
$1,285today
  • 3beds
  • 2baths
  • 1,149sqft

1120 SCENIC Highway, Lake Wales

1120 SCENIC Highway, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.79%
FHA
Active
46
$289,990$127,930 equity gap
Rate
2.79%
7.40%today
Payment
$762/mo
$1,285today
  • 3beds
  • 2baths
  • 1,149sqft

1120 SCENIC Highway, Lake Wales

279 BROOKSHIRE Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 2.80%
FHA
Active
56
$449,000$428,406 equity gap
Rate
2.80%
7.40%today
Payment
$128/mo
$191today
  • 5beds
  • 4baths
  • 3,732sqft

279 BROOKSHIRE Drive, Lake Wales

505 CLUBHOUSE Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 2.80%
FHA
Active
19
$240,000$149,195 equity gap
Rate
2.80%
7.40%today
Payment
$473/mo
$767today
  • 2beds
  • 2baths
  • 1,678sqft

505 CLUBHOUSE Drive, Lake Wales

355 RUBY LAKE Loop, Winter Haven, FL, 33884 — assumable VA mortgage at 2.90%
VA
Active
35
$464,000$199,845 equity gap
Rate
2.90%
7.40%today
Payment
$1,242/mo
$2,066today
  • 4beds
  • 3baths
  • 2,648sqft

355 RUBY LAKE Loop, Winter Haven

4063 BIRKDALE Drive, Lake Wales, FL, 33859 — assumable VA mortgage at 2.97%
VA
Active
22
$294,900$193,494 equity gap
Rate
2.97%
7.40%today
Payment
$483/mo
$796today
  • 2beds
  • 2baths
  • 1,530sqft

4063 BIRKDALE Drive, Lake Wales

148 VISTA VIEW Avenue, Eagle Lake, FL, 33839 — assumable FHA mortgage at 2.98%
FHA
Active
46
$490,000$274,570 equity gap
Rate
2.98%
7.40%today
Payment
$1,019/mo
$1,678today
  • 6beds
  • 5baths
  • 3,920sqft

148 VISTA VIEW Avenue, Eagle Lake

1901 LAKE ELOISE Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 2.99%
VA
Active
48
$500,000$329,005 equity gap
Rate
2.99%
7.40%today
Payment
$812/mo
$1,335today
  • 3beds
  • 3baths
  • 2,958sqft

1901 LAKE ELOISE Drive, Winter Haven

4408 GLENNS Landing, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.00%
FHA
Active
47
$265,000$265,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,668sqft

4408 GLENNS Landing, Winter Haven

817 REFLECTIONS Loop, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.10%
FHA
Active
35
$350,000$189,487 equity gap
Rate
3.10%
7.40%today
Payment
$822/mo
$1,303today
  • 4beds
  • 2baths
  • 2,257sqft

817 REFLECTIONS Loop, Winter Haven

86 LAKE DAISY Boulevard, Winter Haven, FL, 33884 — assumable VA mortgage at 3.13%
VA
Active
27
$269,999$148,046 equity gap
Rate
3.13%
7.40%today
Payment
$604/mo
$976today
  • 2beds
  • 2baths
  • 1,826sqft

86 LAKE DAISY Boulevard, Winter Haven

115 SEMINOLE Road, Babson Park, FL, 33827 — assumable VA mortgage at 3.20%
VA
Active
43
$274,900$200,024 equity gap
Rate
3.20%
7.40%today
Payment
$805/mo
$1,060today
  • 3beds
  • 2baths
  • 1,564sqft

115 SEMINOLE Road, Babson Park

202 SAINT LUCIE Road, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.50%
FHA
Active
32
$299,900$117,419 equity gap
Rate
3.50%
7.40%today
Payment
$957/mo
$1,475today
  • 3beds
  • 2baths
  • 1,764sqft

202 SAINT LUCIE Road, Winter Haven

651 LAKE DEXTER Circle, Winter Haven, FL, 33884 — assumable VA mortgage at 3.21%
VA
Active
24
$200,000$198,288 equity gap
Rate
3.21%
7.40%today
Payment
$345/mo
$454today
  • 3beds
  • 2baths
  • 1,345sqft

651 LAKE DEXTER Circle, Winter Haven

719 HILLSIDE Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.23%
FHA
Active
13
$221,000$9,428 equity gap
Rate
5.23%
7.40%today
Payment
$1,244/mo
$1,563today
  • 2beds
  • 2baths
  • 1,494sqft

719 HILLSIDE Avenue, Lake Wales

1008 JOYCE Road, Lake Wales, FL, 33853 — assumable FHA mortgage at 3.50%
FHA
Active
18
$299,990$145,143 equity gap
Rate
3.50%
7.40%today
Payment
$816/mo
$1,258today
  • 3beds
  • 2baths
  • 1,621sqft

1008 JOYCE Road, Lake Wales

1973 CARNOSTIE Road, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.55%
FHA
Active
16
$199,000Potential short sale
Rate
3.55%
7.40%today
Payment
$1,442/mo
$2,209today
  • 4beds
  • 2baths
  • 1,828sqft

1973 CARNOSTIE Road, Winter Haven

1518 DICKENS Road, Lake Wales, FL, 33898 — assumable VA mortgage at 3.60%
VA
Active
50
$480,997$343,216 equity gap
Rate
3.60%
7.40%today
Payment
$725/mo
$1,104today
  • 4beds
  • 2baths
  • 2,476sqft

1518 DICKENS Road, Lake Wales

276 TAYLOR Street, Lake Wales, FL, 33859 — assumable FHA mortgage at 3.65%
FHA
Active
32
$189,000$117,428 equity gap
Rate
3.65%
7.40%today
Payment
$427/mo
$646today
  • 3beds
  • 2baths
  • 1,200sqft

276 TAYLOR Street, Lake Wales

721 GREENLEAF Lane, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.10%
FHA
Active
20
$259,990$30,794 equity gap
Rate
5.10%
7.40%today
Payment
$1,332/mo
$1,698today
  • 4beds
  • 2baths
  • 1,631sqft

721 GREENLEAF Lane, Lake Wales

307 STEEDLY Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 3.87%
FHA
Active
54
$245,000$159,772 equity gap
Rate
3.87%
7.40%today
Payment
$492/mo
$725today
  • 3beds
  • 1baths
  • 1,335sqft

307 STEEDLY Avenue, Lake Wales

Assuming a mortgage in Lake Wales

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$331 /mo
Median cash to assume
$72,325
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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