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Assumable homes for sale in Lakeside, CA

14 homesVA & FHA loansrates from 2.66% vs 7.40% today

Lakeside assumption guide
9209 Lakeview Terrace, Lakeside, CA, 92040 — assumable VA mortgage at 3.00%
VA
Active
39
$819,900$283,068 equity gap
Rate
3.00%
7.40%today
Payment
$2,534/mo
$4,162today
  • 3beds
  • 2baths
  • 1,750sqft

9209 Lakeview Terrace, Lakeside

12120 Orange Crest Court #2, Lakeside, CA, 92040 — assumable FHA mortgage at 2.66%
FHA
Active
19
$389,000$172,208 equity gap
Rate
2.66%
7.40%today
Payment
$1,141/mo
$1,830today
  • 2beds
  • 1baths
  • 903sqft

12120 Orange Crest Court #2, Lakeside

13107 Lindo Lane, Lakeside, CA, 92040 — assumable VA mortgage at 3.04%
VA
Active
23
$750,000$563,973 equity gap
Rate
3.04%
7.40%today
Payment
$892/mo
$1,457today
  • 4beds
  • 2baths
  • 1,416sqft

13107 Lindo Lane, Lakeside

12677 Acadia Way, Lakeside, CA, 92040 — assumable VA mortgage at 4.75%
VA
Active
34
$832,751$213,669 equity gap
Rate
4.75%
7.40%today
Payment
$3,465/mo
$4,599today
  • 3beds
  • 2baths
  • 1,734sqft

12677 Acadia Way, Lakeside

8809 Los Coches Rd, Lakeside, CA, 92040 — assumable VA mortgage at 5.00%
VA
Active
42
$669,000$195,787 equity gap
Rate
5.00%
7.40%today
Payment
$2,722/mo
$3,510today
  • 4beds
  • 2baths
  • 1,350sqft

8809 Los Coches Rd, Lakeside

12730 Laurel Street #301, Lakeside, CA, 92040 — assumable VA mortgage at 6.22%
VA
Active
30
$459,999$16,707 equity gap
Rate
6.22%
7.40%today
Payment
$2,739/mo
$3,090today
  • 2beds
  • 1baths
  • 921sqft

12730 Laurel Street #301, Lakeside

12149 Orange Crest Ct #2, Lakeside, CA, 92040 — assumable VA mortgage at 6.62%
VA
Active
22
$389,999Potential short sale
Rate
6.62%
7.40%today
Payment
$2,759/mo
$2,985today
  • 2beds
  • 1baths
  • 903sqft

12149 Orange Crest Ct #2, Lakeside

12010 Lakeside Court, Lakeside, CA, 92040 — assumable VA mortgage at 6.76%
VA
Active
24
$650,000Potential short sale
Rate
6.76%
7.40%today
Payment
$4,344/mo
$4,633today
  • 2beds
  • 1baths
  • 754sqft

12010 Lakeside Court, Lakeside

10020 Pino Dr, Lakeside, CA, 92040 — assumable FHA mortgage at 4.39%
FHA
Active
27
$814,900$482,141 equity gap
Rate
4.39%
7.40%today
Payment
$2,160/mo
$2,991today
  • 3beds
  • 2baths
  • 1,704sqft

10020 Pino Dr, Lakeside

9728 Marilla Dr #205, Lakeside, CA, 92040 — assumable VA mortgage at 6.90%
VA
Active
41
$495,000$35,350 equity gap
Rate
6.90%
7.40%today
Payment
$3,128/mo
$3,289today
  • 2beds
  • 2baths
  • 944sqft

9728 Marilla Dr #205, Lakeside

13712 Ridge Hill, El Cajon, CA, 92021 — assumable VA mortgage at 6.02%
VA
Active
20
$635,000$109,783 equity gap
Rate
6.02%
7.40%today
Payment
$3,326/mo
$3,833today
  • 3beds
  • 2baths
  • 1,529sqft

13712 Ridge Hill, El Cajon

9729 Winter Gardens Boulevard #69, Lakeside, CA, 92040 — assumable FHA mortgage at 6.04%
FHA
Active
20
$375,000$327,546 equity gap
Rate
6.04%
7.40%today
Payment
$458/mo
$526today
  • 2beds
  • 1baths
  • 728sqft

9729 Winter Gardens Boulevard #69, Lakeside

12720 Laurel Street #216, Lakeside, CA, 92040 — assumable VA mortgage at 6.87%
VA
Active
34
$359,000Potential short sale
Rate
6.87%
7.40%today
Payment
$2,918/mo
$3,077today
  • 2beds
  • 1baths
  • 921sqft

12720 Laurel Street #216, Lakeside

13132 Pam Lane, Lakeside, CA, 92040 — assumable VA mortgage at 6.96%
VA
Active
75
$830,000$354,108 equity gap
Rate
6.96%
7.40%today
Payment
$3,200/mo
$3,344today
  • 4beds
  • 2baths
  • 1,478sqft

13132 Pam Lane, Lakeside

Assuming a mortgage in Lakeside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$458 /mo
Median cash to assume
$213,669
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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