UMe
Get pre-qualified

Assumable homes for sale in Lake City, FL

1 homeFHA loansrates from 6.71% vs 7.40% today

Lake City assumption guide
863 DEFENDER Drive, Lake City, FL, 32025 — assumable FHA mortgage at 6.71%
FHA
Active
31
$274,900$111,609 equity gap
Rate
6.71%
7.40%today
Payment
$1,094/mo
$1,172today
  • 3beds
  • 2baths
  • 1,632sqft

863 DEFENDER Drive, Lake City

Assuming a mortgage in Lake City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
6.71%
Lowest existing payment
$1,094 /mo
Median cash to assume
$111,609
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe