FHA
Active
21$150,000$144,397 equity gap
- Rate
- 3.67%
7.40%today- Payment
- $38/mo
$58today
- 2beds
- 2baths
- 1,344sqft
Assumable homes for sale in Lake City, FL
6 homesFHA & VA loansrates from 3.67% vs 7.40% today
Lake City assumption guide
FHA
Active
22$299,900$62,057 equity gap
- Rate
- 4.98%
7.40%today- Payment
- $1,367/mo
$1,768today
- 4beds
- 3baths
- 2,167sqft
245 GENELL Loop, Lake City
VA
Active
60$675,000$110,367 equity gap
- Rate
- 7.44%
7.40%today- Payment
- $4,032/mo
$4,016today
- 4beds
- 3baths
- 4,250sqft
292 OLD CYPRESS Way, Lake City
FHA
Active
49$349,900$342,520 equity gap
- Rate
- 5.13%
7.40%today- Payment
- $45/mo
$56today
- 4beds
- 3baths
- 2,441sqft
526 SAVANNAH Circle, Lake City
VA
Active
48$424,999$145,695 equity gap
- Rate
- 7.04%
7.40%today- Payment
- $1,890/mo
$1,959today
- 3beds
- 3baths
- 2,455sqft
218 CADENCE Glen, Lake City
FHA
Active
31$274,900$111,609 equity gap
- Rate
- 6.71%
7.40%today- Payment
- $1,094/mo
$1,172today
- 3beds
- 2baths
- 1,632sqft
863 DEFENDER Drive, Lake City
Assuming a mortgage in Lake City
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 3.67%
- Lowest existing payment
- $1,094 /mo
- Median cash to assume
- $128,003