VA
Active
29$425,000$276,505 equity gap
- Rate
- 2.81%
7.40%today- Payment
- $800/mo
$1,279today
- 3beds
- 2baths
- 2,640sqft
Assumable homes for sale in La Fayette, KY
2 homesVA & FHA loansrates from 2.81% vs 7.40% today
La Fayette assumption guide
FHA
Active
37$199,000$26,297 equity gap
- Rate
- 6.58%
7.40%today- Payment
- $1,326/mo
$1,413today
- 3beds
- 2baths
- 930sqft
178 Miranda Rd, Cadiz
Assuming a mortgage in La Fayette
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.81%
- Lowest existing payment
- $800 /mo
- Median cash to assume
- $151,401