Assumable homes for sale in Lady Lake, FL

9 homesFHA & VA loansrates from 2.96% vs 7.40% today

Lady Lake assumption guide
4322 CASAURINA Road, Lady Lake, FL, 32159 — assumable FHA mortgage at 3.06%
FHA
Active
22
$245,000$56,641 equity gap
Rate
3.06%
7.40%today
Payment
$903/mo
$1,472today
  • 3beds
  • 2baths
  • 2,075sqft

4322 CASAURINA Road, Lady Lake

3635 STEPHEN Road, Lady Lake, FL, 32159 — assumable VA mortgage at 2.96%
VA
Active
27
$514,900$160,424 equity gap
Rate
2.96%
7.40%today
Payment
$1,677/mo
$2,769today
  • 4beds
  • 3baths
  • 2,510sqft

3635 STEPHEN Road, Lady Lake

211 HANGING MOSS Lane, Lady Lake, FL, 32159 — assumable FHA mortgage at 3.00%
FHA
Active
92
$307,500$307,500 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,601sqft

211 HANGING MOSS Lane, Lady Lake

1223 TARPON Lane, Lady Lake, FL, 32159 — assumable VA mortgage at 4.30%
VA
Active
27
$265,000$148,734 equity gap
Rate
4.30%
7.40%today
Payment
$714/mo
$999today
  • 2beds
  • 2baths
  • 1,545sqft

1223 TARPON Lane, Lady Lake

37820 RIDGECREST Lane, Lady Lake, FL, 32159 — assumable FHA mortgage at 6.65%
FHA
Active
36
$465,000$30,590 equity gap
Rate
6.65%
7.40%today
Payment
$2,830/mo
$3,052today
  • 3beds
  • 2baths
  • 1,512sqft

37820 RIDGECREST Lane, Lady Lake

1207 PALMETTO Drive, The Villages, FL, 32159 — assumable VA mortgage at 6.22%
VA
Active
71
$240,000$42,961 equity gap
Rate
6.22%
7.40%today
Payment
$1,214/mo
$1,370today
  • 2beds
  • 2baths
  • 1,248sqft

1207 PALMETTO Drive, The Villages

1208 DARCY Road, Lady Lake, FL, 32159 — assumable FHA mortgage at 6.94%
FHA
Active
32
$400,000$62,744 equity gap
Rate
6.94%
7.40%today
Payment
$2,288/mo
$2,395today
  • 3beds
  • 2baths
  • 1,931sqft

1208 DARCY Road, Lady Lake

DOGWOOD Way, Lady Lake, FL, 32159 — assumable FHA mortgage at 6.50%
FHA
Active
6
$26,000$26,000 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

DOGWOOD Way, Lady Lake

1027 URICO GOLF Road, Lady Lake, FL, 32159 — assumable FHA mortgage at 6.96%
FHA
Active
49
$499,900$58,376 equity gap
Rate
6.96%
7.40%today
Payment
$3,025/mo
$3,161today
  • 3beds
  • 2baths
  • 2,472sqft

1027 URICO GOLF Road, Lady Lake

Assuming a mortgage in Lady Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.96%
Lowest existing payment
$714 /mo
Median cash to assume
$58,376
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.