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Assumable homes for sale in Kathleen, FL

100 homesFHA & VA loansrates from 2.73% vs 7.40% today

Kathleen assumption guide
39938 HARMON GROVE Court, Zephyrhills, FL, 33540 — assumable FHA mortgage at 2.87%
FHA
Active
37
$323,000$55,600 equity gap
Rate
2.87%
7.40%today
Payment
$1,247/mo
$2,083today
  • 4beds
  • 2baths
  • 1,918sqft

39938 HARMON GROVE Court, Zephyrhills

38408 SONNET LANDING, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.01%
FHA
Active
34
$324,900$59,311 equity gap
Rate
3.01%
7.40%today
Payment
$1,252/mo
$2,054today
  • 4beds
  • 2baths
  • 1,845sqft

38408 SONNET LANDING, Zephyrhills

7804 DAVIE RAY Drive, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.73%
VA
Active
40
$295,000$75,555 equity gap
Rate
2.73%
7.40%today
Payment
$1,022/mo
$1,738today
  • 4beds
  • 2baths
  • 1,846sqft

7804 DAVIE RAY Drive, Zephyrhills

2987 MOULDEN HOLLOW Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 2.87%
FHA
Active
28
$329,000$80,236 equity gap
Rate
2.87%
7.40%today
Payment
$1,160/mo
$1,938today
  • 4beds
  • 2baths
  • 1,810sqft

2987 MOULDEN HOLLOW Drive, Zephyrhills

8335 ADELE Road, Lakeland, FL, 33810 — assumable VA mortgage at 3.55%
VA
Active
30
$325,000$33,130 equity gap
Rate
3.55%
7.40%today
Payment
$1,451/mo
$2,224today
  • 3beds
  • 3baths
  • 1,861sqft

8335 ADELE Road, Lakeland

13732 21ST Street, Dade City, FL, 33525 — assumable VA mortgage at 2.73%
VA
Active
24
$206,000$71,931 equity gap
Rate
2.73%
7.40%today
Payment
$624/mo
$1,062today
  • 2beds
  • 1baths
  • 864sqft

13732 21ST Street, Dade City

40832 RIVER Road, Dade City, FL, 33525 — assumable VA mortgage at 2.87%
VA
Active
60
$399,000$145,646 equity gap
Rate
2.87%
7.40%today
Payment
$1,182/mo
$1,973today
  • 4beds
  • 2baths
  • 1,824sqft

40832 RIVER Road, Dade City

6977 ABBYWOOD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.87%
FHA
Active
46
$315,000$108,659 equity gap
Rate
2.87%
7.40%today
Payment
$965/mo
$1,611today
  • 4beds
  • 2baths
  • 1,569sqft

6977 ABBYWOOD Lane, Zephyrhills

13901 9TH Street, Dade City, FL, 33525 — assumable FHA mortgage at 2.90%
FHA
Active
44
$250,000$95,909 equity gap
Rate
2.90%
7.40%today
Payment
$740/mo
$1,231today
  • 3beds
  • 2baths
  • 1,300sqft

13901 9TH Street, Dade City

8791 FORT SOCRUM VILLAGE Way, Lakeland, FL, 33810 — assumable VA mortgage at 3.01%
VA
Active
30
$465,000$166,768 equity gap
Rate
3.01%
7.40%today
Payment
$1,406/mo
$2,307today
  • 4beds
  • 3baths
  • 2,462sqft

8791 FORT SOCRUM VILLAGE Way, Lakeland

4741 SEABERG Road, Zephyrhills, FL, 33541 — assumable VA mortgage at 3.76%
VA
Active
39
$399,000$112,649 equity gap
Rate
3.76%
7.40%today
Payment
$1,451/mo
$2,166today
  • 3beds
  • 3baths
  • 1,843sqft

4741 SEABERG Road, Zephyrhills

36749 JODI Avenue, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.83%
FHA
Active
50
$185,000$93,611 equity gap
Rate
2.83%
7.40%today
Payment
$433/mo
$727today
  • 2beds
  • 2baths
  • 1,200sqft

36749 JODI Avenue, Zephyrhills

8634 23RD Street, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.86%
VA
Active
43
$649,999$471,176 equity gap
Rate
2.86%
7.40%today
Payment
$939/mo
$1,513today
  • 3beds
  • 2baths
  • 2,016sqft

8634 23RD Street, Zephyrhills

8249 PEAK Avenue, Lakeland, FL, 33810 — assumable VA mortgage at 2.87%
VA
Active
19
$429,950$194,736 equity gap
Rate
2.87%
7.40%today
Payment
$1,095/mo
$1,828today
  • 4beds
  • 3baths
  • 2,061sqft

8249 PEAK Avenue, Lakeland

6019 EVANSBROOK Drive, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.89%
VA
Active
27
$355,000$160,613 equity gap
Rate
2.89%
7.40%today
Payment
$930/mo
$1,549today
  • 4beds
  • 3baths
  • 2,087sqft

6019 EVANSBROOK Drive, Zephyrhills

4824 8TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 2.90%
VA
Active
40
$219,900$91,288 equity gap
Rate
2.90%
7.40%today
Payment
$617/mo
$1,027today
  • 2beds
  • 2baths
  • 1,090sqft

4824 8TH Street, Zephyrhills

2015 SOCRUM LOOP Road, Lakeland, FL, 33810 — assumable FHA mortgage at 2.94%
FHA
Active
20
$400,000$212,990 equity gap
Rate
2.94%
7.40%today
Payment
$904/mo
$1,496today
  • —beds
  • —baths
  • —sqft

2015 SOCRUM LOOP Road, Lakeland

38546 STAFFORD Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.05%
FHA
Active
49
$170,000$80,550 equity gap
Rate
3.05%
7.40%today
Payment
$421/mo
$687today
  • 2beds
  • 2baths
  • 1,344sqft

38546 STAFFORD Drive, Zephyrhills

10724 PATHFINDER Trail, Lakeland, FL, 33809 — assumable FHA mortgage at 3.10%
FHA
Active
52
$288,500$158,060 equity gap
Rate
3.10%
7.40%today
Payment
$646/mo
$1,047today
  • 3beds
  • 2baths
  • 1,664sqft

10724 PATHFINDER Trail, Lakeland

5636 BEECH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 3.18%
FHA
Active
30
$299,777$143,336 equity gap
Rate
3.18%
7.40%today
Payment
$779/mo
$1,250today
  • 3beds
  • 2baths
  • 1,252sqft

5636 BEECH Street, Zephyrhills

10047 EQUITY Avenue, Dade City, FL, 33525 — assumable VA mortgage at 3.22%
VA
Active
35
$249,900$237,288 equity gap
Rate
3.22%
7.40%today
Payment
$350/mo
$459today
  • 2beds
  • 2baths
  • 1,512sqft

10047 EQUITY Avenue, Dade City

38122 CENTRAL Avenue, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.76%
FHA
Active
32
$281,900$84,196 equity gap
Rate
3.76%
7.40%today
Payment
$1,002/mo
$1,496today
  • 3beds
  • 2baths
  • 1,512sqft

38122 CENTRAL Avenue, Zephyrhills

6803 EZRA LOFT Place, Zephyrhills, FL, 33541 — assumable FHA mortgage at 3.77%
FHA
Active
31
$345,000$125,987 equity gap
Rate
3.77%
7.40%today
Payment
$1,185/mo
$1,768today
  • 5beds
  • 3baths
  • 2,605sqft

6803 EZRA LOFT Place, Zephyrhills

38912 CARR Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 4.98%
FHA
Active
61
$345,000$42,642 equity gap
Rate
4.98%
7.40%today
Payment
$1,735/mo
$2,243today
  • 3beds
  • 2baths
  • 1,392sqft

38912 CARR Drive, Zephyrhills

8362 WHEAT STONE Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 5.30%
FHA
Active
43
$375,000$23,811 equity gap
Rate
5.30%
7.40%today
Payment
$2,082/mo
$2,596today
  • 4beds
  • 2baths
  • 2,048sqft

8362 WHEAT STONE Drive, Zephyrhills

6781 BASSWOOD Circle, Zephyrhills, FL, 33542 — assumable VA mortgage at 3.94%
VA
Active
33
$275,000$147,191 equity gap
Rate
3.94%
7.40%today
Payment
$741/mo
$1,082today
  • 2beds
  • 2baths
  • 1,443sqft

6781 BASSWOOD Circle, Zephyrhills

37624 SKY RIDGE Circle, Dade City, FL, 33525 — assumable VA mortgage at 4.10%
VA
Active
78
$1,050,000$641,800 equity gap
Rate
4.10%
7.40%today
Payment
$2,377/mo
$3,407today
  • 6beds
  • 5baths
  • 5,481sqft

37624 SKY RIDGE Circle, Dade City

37349 GILL Avenue, Zephyrhills, FL, 33541 — assumable VA mortgage at 5.41%
VA
Active
58
$268,000$32,191 equity gap
Rate
5.41%
7.40%today
Payment
$1,405/mo
$1,731today
  • 3beds
  • 2baths
  • 1,581sqft

37349 GILL Avenue, Zephyrhills

6540 FOXMOOR Drive, Zephyrhills, FL, 33542 — assumable VA mortgage at 4.16%
VA
Active
38
$289,000$188,604 equity gap
Rate
4.16%
7.40%today
Payment
$657/mo
$935today
  • 2beds
  • 2baths
  • 1,570sqft

6540 FOXMOOR Drive, Zephyrhills

4753 SILVER Circle, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.08%
VA
Active
39
$199,000Potential short sale
Rate
6.08%
7.40%today
Payment
$1,270/mo
$1,454today
  • 2beds
  • 2baths
  • 1,034sqft

4753 SILVER Circle, Zephyrhills

3070 FORREST PLUM Court, Zephyrhills, FL, 33540 — assumable FHA mortgage at 6.35%
FHA
Active
31
$389,700$10,031 equity gap
Rate
6.35%
7.40%today
Payment
$2,458/mo
$2,736today
  • 4beds
  • 3baths
  • 2,338sqft

3070 FORREST PLUM Court, Zephyrhills

4746 LAMAR Road, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.58%
FHA
Active
31
$270,000Potential short sale
Rate
6.58%
7.40%today
Payment
$1,823/mo
$1,981today
  • 2beds
  • 1baths
  • 864sqft

4746 LAMAR Road, Zephyrhills

36515 CAMP FIRE Terrace, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.62%
VA
Active
67
$265,000Potential short sale
Rate
6.62%
7.40%today
Payment
$1,738/mo
$1,880today
  • 3beds
  • 3baths
  • 1,634sqft

36515 CAMP FIRE Terrace, Zephyrhills

35194 ACKLEY Trace, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.64%
FHA
Active
20
$375,900$17,852 equity gap
Rate
6.64%
7.40%today
Payment
$2,361/mo
$2,549today
  • 5beds
  • 3baths
  • 2,217sqft

35194 ACKLEY Trace, Zephyrhills

36420 GARDEN WALL Way, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.67%
VA
Active
50
$342,000$6,199 equity gap
Rate
6.67%
7.40%today
Payment
$2,240/mo
$2,411today
  • 4beds
  • 3baths
  • 2,073sqft

36420 GARDEN WALL Way, Zephyrhills

4422 STILLMAN Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.70%
VA
Active
36
$160,000Potential short sale
Rate
6.70%
7.40%today
Payment
$1,109/mo
$1,190today
  • 2beds
  • 2baths
  • 1,120sqft

4422 STILLMAN Street, Zephyrhills

Assuming a mortgage in Kathleen

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$324 /mo
Median cash to assume
$72,329
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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