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Assumable homes for sale in Indian Harbour Beach, FL

10 homesFHA & VA loansrates from 2.98% vs 7.40% today

Indian Harbour Beach assumption guide
1814 KAILEEN Circle, Palm Bay, FL, 32905 — assumable FHA mortgage at 2.98%
FHA
Active
29
$130,000Potential short sale
Rate
2.98%
7.40%today
Payment
$648/mo
$1,067today
  • 2beds
  • 2baths
  • 1,236sqft

1814 KAILEEN Circle, Palm Bay

2608 PEPPER AVE, Melbourne, FL, 32935 — assumable FHA mortgage at 3.02%
FHA
Active
31
$250,000$123,057 equity gap
Rate
3.02%
7.40%today
Payment
$666/mo
$1,053today
  • 4beds
  • 2baths
  • 1,312sqft

2608 PEPPER AVE, Melbourne

4006 DEWBERRY Circle, Melbourne, FL, 32901 — assumable VA mortgage at 5.55%
VA
Active
33
$247,850Potential short sale
Rate
5.55%
7.40%today
Payment
$1,597/mo
$1,937today
  • 3beds
  • 2baths
  • 1,164sqft

4006 DEWBERRY Circle, Melbourne

2595 JOLENA Drive, Melbourne, FL, 32935 — assumable VA mortgage at 3.99%
VA
Active
54
$675,000$333,150 equity gap
Rate
3.99%
7.40%today
Payment
$1,899/mo
$2,757today
  • 3beds
  • 2baths
  • 2,290sqft

2595 JOLENA Drive, Melbourne

7966 WYNDHAM Drive, Melbourne, FL, 32940 — assumable VA mortgage at 6.20%
VA
Active
43
$850,000$12,957 equity gap
Rate
6.20%
7.40%today
Payment
$5,243/mo
$5,927today
  • 4beds
  • 4baths
  • 3,149sqft

7966 WYNDHAM Drive, Melbourne

2235 CANOPY Drive, Melbourne, FL, 32935 — assumable VA mortgage at 5.89%
VA
Active
34
$330,000$239,837 equity gap
Rate
5.89%
7.40%today
Payment
$1,070/mo
$1,250today
  • 3beds
  • 2baths
  • 1,865sqft

2235 CANOPY Drive, Melbourne

4257 BROOMSEDGE Circle, Melbourne, FL, 32904 — assumable FHA mortgage at 6.67%
FHA
Active
23
$370,000$261,942 equity gap
Rate
6.67%
7.40%today
Payment
$649/mo
$707today
  • 3beds
  • 3baths
  • 2,720sqft

4257 BROOMSEDGE Circle, Melbourne

2830 COLBERT Circle, Melbourne, FL, 32901 — assumable FHA mortgage at 6.95%
FHA
Active
10
$229,900$216,601 equity gap
Rate
6.95%
7.40%today
Payment
$90/mo
$94today
  • 3beds
  • 1baths
  • 910sqft

2830 COLBERT Circle, Melbourne

919 RIDGE LAKE Drive, Melbourne, FL, 32940 — assumable FHA mortgage at 7.68%
FHA
Active
14
$325,000Potential short sale
Rate
7.68%
7.40%today
Payment
$3,309/mo
$3,220today
  • 2beds
  • 2baths
  • 1,594sqft

919 RIDGE LAKE Drive, Melbourne

2846 LANCASTER Road, Melbourne, FL, 32935 — assumable VA mortgage at 8.61%
VA
Active
19
$289,400$302,847 equity gap
Rate
8.61%
7.40%today
Payment
$540/mo
$481today
  • 3beds
  • 2baths
  • 1,361sqft

2846 LANCASTER Road, Melbourne

Assuming a mortgage in Indian Harbour Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$540 /mo
Median cash to assume
$239,837
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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