Assumable homes for sale in Holiday, FL

37 homesFHA & VA loansrates from 2.81% vs 7.40% today

Holiday assumption guide
6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$350,000$59,780 equity gap
Rate
3.12%
7.40%today
Payment
$1,379/mo
$2,231today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

6362 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable VA mortgage at 3.13%
VA
Active
48
$349,900$68,670 equity gap
Rate
3.13%
7.40%today
Payment
$1,362/mo
$2,200today
  • 4beds
  • 3baths
  • 2,584sqft

6362 SPIDER LILY Way, New Port Richey

6139 APPLE SNAIL Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.45%
FHA
Active
38
$349,000$55,342 equity gap
Rate
3.45%
7.40%today
Payment
$1,444/mo
$2,241today
  • 4beds
  • 3baths
  • 1,870sqft

6139 APPLE SNAIL Avenue, New Port Richey

5657 OCEANIC Road, Holiday, FL, 34690 — assumable VA mortgage at 3.09%
VA
Active
45
$549,900$160,644 equity gap
Rate
3.09%
7.40%today
Payment
$1,848/mo
$3,000today
  • 4beds
  • 4baths
  • 3,553sqft

5657 OCEANIC Road, Holiday

3920 BEACON SQUARE Drive, Holiday, FL, 34691 — assumable FHA mortgage at 3.625%
FHA
Active
17
$224,900$35,312 equity gap
Rate
3.625%
7.40%today
Payment
$952/mo
$1,446today
  • 2beds
  • 2baths
  • 992sqft

3920 BEACON SQUARE Drive, Holiday

6108 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 3.75%
VA
Active
57
$375,000$74,511 equity gap
Rate
3.75%
7.40%today
Payment
$1,527/mo
$2,282today
  • 4beds
  • 3baths
  • 1,870sqft

6108 SPRING CRAYFISH Avenue, New Port Richey

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
48
$389,000$128,889 equity gap
Rate
2.81%
7.40%today
Payment
$1,219/mo
$2,052today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

3652 WESTCHESTER Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.84%
FHA
Active
37
$339,900$158,789 equity gap
Rate
2.84%
7.40%today
Payment
$860/mo
$1,441today
  • 3beds
  • 3baths
  • 2,197sqft

3652 WESTCHESTER Drive, Holiday

4927 DRIFT TIDE Drive, New Port Richey, FL, 34652 — assumable FHA mortgage at 3.00%
FHA
Active
17
$159,900$159,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 992sqft

4927 DRIFT TIDE Drive, New Port Richey

4645 BURNEY Drive, Holiday, FL, 34690 — assumable VA mortgage at 3.00%
VA
Active
35
$137,000$137,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,500sqft

4645 BURNEY Drive, Holiday

5404 FRONT Drive, Holiday, FL, 34690 — assumable FHA mortgage at 5.30%
FHA
Active
46
$250,000Potential short sale
Rate
5.30%
7.40%today
Payment
$1,581/mo
$1,972today
  • 3beds
  • 2baths
  • 1,422sqft

5404 FRONT Drive, Holiday

4301 WESTWOOD Drive, Holiday, FL, 34691 — assumable FHA mortgage at 4.98%
FHA
Active
13
$299,900$34,191 equity gap
Rate
4.98%
7.40%today
Payment
$1,525/mo
$1,972today
  • 2beds
  • 2baths
  • 1,259sqft

4301 WESTWOOD Drive, Holiday

5145 MANOR Drive, New Port Richey, FL, 34652 — assumable FHA mortgage at 3.75%
FHA
Active
18
$220,000$116,434 equity gap
Rate
3.75%
7.40%today
Payment
$559/mo
$836today
  • 2beds
  • 1baths
  • 864sqft

5145 MANOR Drive, New Port Richey

5650 BITTERSWEET Drive, Holiday, FL, 34690 — assumable FHA mortgage at 3.87%
FHA
Active
38
$355,000$282,303 equity gap
Rate
3.87%
7.40%today
Payment
$443/mo
$653today
  • 3beds
  • 2baths
  • 1,824sqft

5650 BITTERSWEET Drive, Holiday

4304 STONES RIVER Court, New Port Richey, FL, 34653 — assumable FHA mortgage at 5.22%
FHA
Active
18
$360,000$44,232 equity gap
Rate
5.22%
7.40%today
Payment
$1,849/mo
$2,326today
  • 3beds
  • 2baths
  • 1,578sqft

4304 STONES RIVER Court, New Port Richey

3849 LUMA Drive, Holiday, FL, 34691 — assumable VA mortgage at 5.22%
VA
Active
25
$239,000$39,346 equity gap
Rate
5.22%
7.40%today
Payment
$1,169/mo
$1,471today
  • 3beds
  • 2baths
  • 1,076sqft

3849 LUMA Drive, Holiday

4238 PINEFIELD Avenue, Holiday, FL, 34691 — assumable FHA mortgage at 3.99%
FHA
Active
64
$245,900$192,990 equity gap
Rate
3.99%
7.40%today
Payment
$344/mo
$499today
  • 2beds
  • 2baths
  • 1,334sqft

4238 PINEFIELD Avenue, Holiday

5513 OCEANIC Road, Holiday, FL, 34690 — assumable VA mortgage at 6.09%
VA
Active
41
$385,000$13,631 equity gap
Rate
6.09%
7.40%today
Payment
$2,300/mo
$2,631today
  • 4beds
  • 3baths
  • 1,800sqft

5513 OCEANIC Road, Holiday

3748 REDWOOD Drive, Holiday, FL, 34691 — assumable VA mortgage at 6.11%
VA
Active
42
$244,900$8,112 equity gap
Rate
6.11%
7.40%today
Payment
$1,441/mo
$1,644today
  • 2beds
  • 2baths
  • 948sqft

3748 REDWOOD Drive, Holiday

3510 ALLANDALE Drive, Holiday, FL, 34691 — assumable FHA mortgage at 6.26%
FHA
Active
18
$235,000$12,557 equity gap
Rate
6.26%
7.40%today
Payment
$1,433/mo
$1,610today
  • 2beds
  • 2baths
  • 1,368sqft

3510 ALLANDALE Drive, Holiday

3503 WOODCOCK Drive, New Port Richey, FL, 34652 — assumable FHA mortgage at 6.27%
FHA
Active
24
$334,900$15,611 equity gap
Rate
6.27%
7.40%today
Payment
$2,054/mo
$2,305today
  • 3beds
  • 2baths
  • 1,285sqft

3503 WOODCOCK Drive, New Port Richey

6317 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 6.35%
FHA
Active
29
$375,000Potential short sale
Rate
6.35%
7.40%today
Payment
$2,398/mo
$2,668today
  • 4beds
  • 2baths
  • 1,935sqft

6317 SPIDER LILY Way, New Port Richey

1918 VILLA ROSA Drive, Holiday, FL, 34690 — assumable FHA mortgage at 7.23%
FHA
Active
$260,000Potential short sale
Rate
7.23%
7.40%today
Payment
$1,838/mo
$1,870today
  • 2beds
  • 2baths
  • 1,450sqft

1918 VILLA ROSA Drive, Holiday

605 CYPRESS PARK Avenue, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 5.22%
FHA
Active
52
$475,000$95,663 equity gap
Rate
5.22%
7.40%today
Payment
$2,221/mo
$2,794today
  • 4beds
  • 2baths
  • 1,941sqft

605 CYPRESS PARK Avenue, Tarpon Springs

5226 FORUM Boulevard, Holiday, FL, 34690 — assumable FHA mortgage at 6.42%
FHA
Active
56
$266,995$24,445 equity gap
Rate
6.42%
7.40%today
Payment
$1,585/mo
$1,751today
  • 2beds
  • 3baths
  • 1,541sqft

5226 FORUM Boulevard, Holiday

5084 FORUM BLVD, Holiday, FL, 34690 — assumable FHA mortgage at 6.50%
FHA
Active
61
$265,999$22,463 equity gap
Rate
6.50%
7.40%today
Payment
$1,608/mo
$1,761today
  • 3beds
  • 3baths
  • 1,634sqft

5084 FORUM BLVD, Holiday

3607 LATIMER Street, New Port Richey, FL, 34652 — assumable FHA mortgage at 6.62%
FHA
Active
19
$240,000$21,464 equity gap
Rate
6.62%
7.40%today
Payment
$1,440/mo
$1,558today
  • 3beds
  • 1baths
  • 956sqft

3607 LATIMER Street, New Port Richey

2530 FLINTWOOD Drive, Holiday, FL, 34690 — assumable VA mortgage at 6.67%
VA
Active
13
$239,900$15,366 equity gap
Rate
6.67%
7.40%today
Payment
$1,498/mo
$1,612today
  • 2beds
  • 2baths
  • 1,354sqft

2530 FLINTWOOD Drive, Holiday

2603 SOCIETY Drive, Holiday, FL, 34691 — assumable FHA mortgage at 6.94%
FHA
Active
27
$255,000$25,773 equity gap
Rate
6.94%
7.40%today
Payment
$1,552/mo
$1,625today
  • 2beds
  • 2baths
  • 864sqft

2603 SOCIETY Drive, Holiday

3011 SHADOW OAKS Drive, Holiday, FL, 34690 — assumable FHA mortgage at 4.72%
FHA
Active
26
$319,000$137,567 equity gap
Rate
4.72%
7.40%today
Payment
$1,016/mo
$1,353today
  • 3beds
  • 2baths
  • 1,480sqft

3011 SHADOW OAKS Drive, Holiday

6671 MINERAL SPRINGS Road, New Port Richey, FL, 34653 — assumable VA mortgage at 6.08%
VA
Active
41
$339,000Potential short sale
Rate
6.08%
7.40%today
Payment
$2,404/mo
$2,753today
  • 3beds
  • 2baths
  • 1,561sqft

6671 MINERAL SPRINGS Road, New Port Richey

3138 VICTORIA INLET Drive, Holiday, FL, 34691 — assumable FHA mortgage at 6.33%
FHA
Active
52
$225,000Potential short sale
Rate
6.33%
7.40%today
Payment
$1,929/mo
$2,151today
  • 3beds
  • 3baths
  • 1,440sqft

3138 VICTORIA INLET Drive, Holiday

5131 FORUM Boulevard, Holiday, FL, 34690 — assumable FHA mortgage at 6.33%
FHA
Active
13
$235,000Potential short sale
Rate
6.33%
7.40%today
Payment
$1,564/mo
$1,744today
  • 2beds
  • 3baths
  • 1,541sqft

5131 FORUM Boulevard, Holiday

3083 VICTORIA INLET Drive, Holiday, FL, 34691 — assumable FHA mortgage at 6.57%
FHA
Active
28
$231,999Potential short sale
Rate
6.57%
7.40%today
Payment
$1,838/mo
$1,999today
  • 3beds
  • 3baths
  • 1,440sqft

3083 VICTORIA INLET Drive, Holiday

5111 FORUM Boulevard, Holiday, FL, 34690 — assumable FHA mortgage at 6.73%
FHA
Active
32
$245,000Potential short sale
Rate
6.73%
7.40%today
Payment
$1,732/mo
$1,853today
  • 2beds
  • 3baths
  • 1,541sqft

5111 FORUM Boulevard, Holiday

3048 VICTORIA INLET Drive, Holiday, FL, 34691 — assumable FHA mortgage at 7.18%
FHA
Active
37
$226,000Potential short sale
Rate
7.18%
7.40%today
Payment
$1,866/mo
$1,907today
  • 3beds
  • 3baths
  • 1,440sqft

3048 VICTORIA INLET Drive, Holiday

Assuming a mortgage in Holiday

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$344 /mo
Median cash to assume
$57,561
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.