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Assumable homes for sale in Hesperia, CA

198 homesFHA & VA loansrates from 2.68% vs 7.40% today

Hesperia assumption guide
6750 Oak Hill Road, Oak Hills, CA, 92344 — assumable VA mortgage at 2.79%
VATop pick
Active
13
$530,000$50,497 equity gap
Rate
2.79%
7.40%today
Payment
$2,253/mo
$3,802today
  • 4beds
  • 3baths
  • 2,332sqft

6750 Oak Hill Road, Oak Hills

14681 Choco Road, Apple Valley, CA, 92307 — assumable VA mortgage at 2.79%
VA
Active
75
$815,000$177,352 equity gap
Rate
2.79%
7.40%today
Payment
$2,955/mo
$4,985today
  • 7beds
  • 5baths
  • 5,362sqft

14681 Choco Road, Apple Valley

10824 Quarter Horse, Hesperia, CA, 92345 — assumable VA mortgage at 2.80%
VA
Active
54
$479,900$84,832 equity gap
Rate
2.80%
7.40%today
Payment
$1,828/mo
$3,081today
  • 3beds
  • 3baths
  • 1,968sqft

10824 Quarter Horse, Hesperia

8105 Minstead, Hesperia, CA, 92345 — assumable FHA mortgage at 2.98%
FHA
Active
29
$439,900$84,663 equity gap
Rate
2.98%
7.40%today
Payment
$1,685/mo
$2,774today
  • 4beds
  • 3baths
  • 1,608sqft

8105 Minstead, Hesperia

21903 Esaws, Apple Valley, CA, 92307 — assumable VA mortgage at 3.01%
VA
Active
33
$315,000$38,823 equity gap
Rate
3.01%
7.40%today
Payment
$1,302/mo
$2,136today
  • 4beds
  • 2baths
  • 1,248sqft

21903 Esaws, Apple Valley

17241 Donert, Hesperia, CA, 92345 — assumable FHA mortgage at 3.45%
FHA
Active
$299,900$49,415 equity gap
Rate
3.45%
7.40%today
Payment
$1,227/mo
$1,904today
  • 3beds
  • 1baths
  • 1,056sqft

17241 Donert, Hesperia

14133 Mustang, Adelanto, CA, 92301 — assumable FHA mortgage at 2.97%
FHA
Active
33
$435,000$124,503 equity gap
Rate
2.97%
7.40%today
Payment
$1,474/mo
$2,430today
  • 4beds
  • 3baths
  • 2,046sqft

14133 Mustang, Adelanto

8537 11th Avenue, Hesperia, CA, 92345 — assumable VA mortgage at 2.97%
VA
Active
36
$589,900$149,503 equity gap
Rate
2.97%
7.40%today
Payment
$2,096/mo
$3,455today
  • 4beds
  • 3baths
  • 2,085sqft

8537 11th Avenue, Hesperia

10593 Orchid, Hesperia, CA, 92345 — assumable FHA mortgage at 2.97%
FHA
Active
21
$510,000$141,706 equity gap
Rate
2.97%
7.40%today
Payment
$1,753/mo
$2,889today
  • 4beds
  • 2baths
  • 2,048sqft

10593 Orchid, Hesperia

13068 Angelica, Victorville, CA, 92392 — assumable VA mortgage at 3.05%
VA
Active
42
$490,000$140,968 equity gap
Rate
3.05%
7.40%today
Payment
$1,653/mo
$2,698today
  • 4beds
  • 4baths
  • 2,681sqft

13068 Angelica, Victorville

17821 Capri, Hesperia, CA, 92345 — assumable FHA mortgage at 3.05%
FHA
Active
8
$400,000$95,224 equity gap
Rate
3.05%
7.40%today
Payment
$1,437/mo
$2,345today
  • 3beds
  • 2baths
  • 1,236sqft

17821 Capri, Hesperia

14554 Hidden Canyon, Victorville, CA, 92394 — assumable FHA mortgage at 3.85%
FHA
Active
39
$399,900$54,240 equity gap
Rate
3.85%
7.40%today
Payment
$1,765/mo
$2,607today
  • 3beds
  • 2baths
  • 1,493sqft

14554 Hidden Canyon, Victorville

11752 Cascade, Apple Valley, CA, 92308 — assumable FHA mortgage at 2.81%
FHA
Active
14
$489,900$165,474 equity gap
Rate
2.81%
7.40%today
Payment
$1,535/mo
$2,583today
  • 3beds
  • 3baths
  • 2,422sqft

11752 Cascade, Apple Valley

12763 Trent Place, Victorville, CA, 92392 — assumable VA mortgage at 2.91%
VA
Active
18
$499,900$167,211 equity gap
Rate
2.91%
7.40%today
Payment
$1,599/mo
$2,656today
  • 5beds
  • 3baths
  • 2,931sqft

12763 Trent Place, Victorville

18155 Dunkirk Street, Hesperia, CA, 92345 — assumable VA mortgage at 2.94%
VA
Active
61
$639,999$230,952 equity gap
Rate
2.94%
7.40%today
Payment
$1,936/mo
$3,204today
  • 4beds
  • 2baths
  • 1,950sqft

18155 Dunkirk Street, Hesperia

11963 Pepperwood, Victorville, CA, 92392 — assumable FHA mortgage at 2.99%
FHA
Active
50
$410,000$139,272 equity gap
Rate
2.99%
7.40%today
Payment
$1,285/mo
$2,113today
  • 3beds
  • 2baths
  • 1,736sqft

11963 Pepperwood, Victorville

12394 Del Sur, Victorville, CA, 92392 — assumable FHA mortgage at 2.99%
FHA
Active
19
$469,500$151,395 equity gap
Rate
2.99%
7.40%today
Payment
$1,510/mo
$2,483today
  • 4beds
  • 2baths
  • 2,077sqft

12394 Del Sur, Victorville

13023 Rainwood Court, Victorville, CA, 92395 — assumable VA mortgage at 3.00%
VA
Active
14
$289,888$110,218 equity gap
Rate
3.00%
7.40%today
Payment
$856/mo
$1,406today
  • 2beds
  • 3baths
  • 1,264sqft

13023 Rainwood Court, Victorville

9155 Cherrywood, Hesperia, CA, 92344 — assumable FHA mortgage at 3.55%
FHA
Active
15
$374,900$79,838 equity gap
Rate
3.55%
7.40%today
Payment
$1,464/mo
$2,243today
  • 3beds
  • 2baths
  • 1,066sqft

9155 Cherrywood, Hesperia

12457 Pinos Verde Lane, Victorville, CA, 92392 — assumable FHA mortgage at 3.55%
FHA
Active
59
$620,000$129,407 equity gap
Rate
3.55%
7.40%today
Payment
$2,429/mo
$3,723today
  • 5beds
  • 3baths
  • 3,045sqft

12457 Pinos Verde Lane, Victorville

15655 Cheyenne, Hesperia, CA, 92345 — assumable FHA mortgage at 3.09%
FHA
Active
48
$480,000$158,246 equity gap
Rate
3.09%
7.40%today
Payment
$1,527/mo
$2,480today
  • 4beds
  • 2baths
  • 1,835sqft

15655 Cheyenne, Hesperia

20187 ITASCA Road, Apple Valley, CA, 92308 — assumable VA mortgage at 3.10%
VA
Active
74
$547,000$201,309 equity gap
Rate
3.10%
7.40%today
Payment
$1,639/mo
$2,658today
  • 4beds
  • 3baths
  • 2,361sqft

20187 ITASCA Road, Apple Valley

19185 Shoshonee, Apple Valley, CA, 92307 — assumable VA mortgage at 3.13%
VA
Active
44
$515,000$177,853 equity gap
Rate
3.13%
7.40%today
Payment
$1,629/mo
$2,631today
  • 3beds
  • 3baths
  • 1,658sqft

19185 Shoshonee, Apple Valley

8578 Glendora, Hesperia, CA, 92344 — assumable VA mortgage at 3.13%
VA
Active
40
$495,999$172,164 equity gap
Rate
3.13%
7.40%today
Payment
$1,601/mo
$2,585today
  • 4beds
  • 3baths
  • 3,106sqft

8578 Glendora, Hesperia

12659 Westway, Victorville, CA, 92392 — assumable VA mortgage at 4.17%
VA
Active
30
$459,900$68,786 equity gap
Rate
4.17%
7.40%today
Payment
$2,070/mo
$2,942today
  • 3beds
  • 2baths
  • 1,872sqft

12659 Westway, Victorville

12342 Del Sur, Victorville, CA, 92392 — assumable FHA mortgage at 3.26%
FHA
Active
19
$459,900$183,855 equity gap
Rate
3.26%
7.40%today
Payment
$1,386/mo
$2,203today
  • 3beds
  • 2baths
  • 1,888sqft

12342 Del Sur, Victorville

14065 Hopi Road, Apple Valley, CA, 92307 — assumable FHA mortgage at 2.68%
FHA
Active
$550,000$280,257 equity gap
Rate
2.68%
7.40%today
Payment
$1,255/mo
$2,149today
  • 4beds
  • 5baths
  • 1,932sqft

14065 Hopi Road, Apple Valley

9172 Jacaranda, Hesperia, CA, 92345 — assumable VA mortgage at 2.73%
VA
Active
37
$444,900$196,504 equity gap
Rate
2.73%
7.40%today
Payment
$1,157/mo
$1,967today
  • 4beds
  • 2baths
  • 1,530sqft

9172 Jacaranda, Hesperia

14035 Wimbleton Drive, Victorville, CA, 92395 — assumable VA mortgage at 2.80%
VA
Active
26
$349,800$143,004 equity gap
Rate
2.80%
7.40%today
Payment
$977/mo
$1,647today
  • 3beds
  • 2baths
  • 1,444sqft

14035 Wimbleton Drive, Victorville

15246 Diamond Road, Victorville, CA, 92394 — assumable FHA mortgage at 2.81%
FHA
Active
27
$479,000$257,807 equity gap
Rate
2.81%
7.40%today
Payment
$1,049/mo
$1,766today
  • 4beds
  • 3baths
  • 2,667sqft

15246 Diamond Road, Victorville

18170 Capri, Hesperia, CA, 92345 — assumable FHA mortgage at 2.81%
FHA
Active
42
$449,990$214,538 equity gap
Rate
2.81%
7.40%today
Payment
$1,111/mo
$1,870today
  • 3beds
  • 2baths
  • 1,444sqft

18170 Capri, Hesperia

13383 Franceska, Apple Valley, CA, 92308 — assumable FHA mortgage at 2.81%
FHA
Active
35
$403,500$177,256 equity gap
Rate
2.81%
7.40%today
Payment
$1,071/mo
$1,802today
  • 3beds
  • 2baths
  • 1,184sqft

13383 Franceska, Apple Valley

12245 Cordero Road, Victorville, CA, 92392 — assumable FHA mortgage at 2.84%
FHA
Active
48
$334,900$173,142 equity gap
Rate
2.84%
7.40%today
Payment
$750/mo
$1,258today
  • 3beds
  • 2baths
  • 1,344sqft

12245 Cordero Road, Victorville

15455 Halinor, Hesperia, CA, 92345 — assumable VA mortgage at 2.87%
VA
Active
31
$610,000$275,750 equity gap
Rate
2.87%
7.40%today
Payment
$1,559/mo
$2,603today
  • 5beds
  • 3baths
  • 2,534sqft

15455 Halinor, Hesperia

20786 Highway 18, Apple Valley, CA, 92307 — assumable FHA mortgage at 2.89%
FHA
Active
9
$439,900$239,881 equity gap
Rate
2.89%
7.40%today
Payment
$959/mo
$1,598today
  • 3beds
  • 2baths
  • 1,748sqft

20786 Highway 18, Apple Valley

20158 Yucca Loma Road, Apple Valley, CA, 92307 — assumable VA mortgage at 2.96%
VA
Active
47
$549,900$330,734 equity gap
Rate
2.96%
7.40%today
Payment
$1,037/mo
$1,712today
  • 3beds
  • 3baths
  • 2,780sqft

20158 Yucca Loma Road, Apple Valley

Assuming a mortgage in Hesperia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$425 /mo
Median cash to assume
$139,272
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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