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Assumable homes for sale in Helena, MT

3 homesFHA & VA loansrates from 2.67% vs 7.40% today

Helena assumption guide
940 Expedition Trail, Helena, MT, 59602 — assumable VA mortgage at 2.67%
VA
Active
33
$499,500$370,959 equity gap
Rate
2.67%
7.40%today
Payment
$705/mo
$1,130today
  • 3beds
  • 3baths
  • 1,794sqft

940 Expedition Trail, Helena

2020 Last Chance Gulch, Helena, MT, 59601 — assumable FHA mortgage at 4.43%
FHA
Active
26
$949,000$485,486 equity gap
Rate
4.43%
7.40%today
Payment
$2,509/mo
$3,456today
  • —beds
  • —baths
  • 4,800sqft

2020 Last Chance Gulch, Helena

1630 Wilder Avenue, Helena, MT, 59601 — assumable FHA mortgage at 6.62%
FHA
Active
33
$519,900$53,551 equity gap
Rate
6.62%
7.40%today
Payment
$3,073/mo
$3,324today
  • 4beds
  • 3baths
  • 2,512sqft

1630 Wilder Avenue, Helena

Assuming a mortgage in Helena

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$705 /mo
Median cash to assume
$370,959
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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