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Assumable homes for sale in Helena, MT

14 homesVA & FHA loansrates from 2.67% vs 7.40% today

Helena assumption guide
5260 Kerr Drive, Helena, MT, 59602 — assumable VA mortgage at 2.98%
VA
Active
37
$429,000$135,335 equity gap
Rate
2.98%
7.40%today
Payment
$1,390/mo
$2,288today
  • 3beds
  • 2baths
  • 2,240sqft

5260 Kerr Drive, Helena

940 Expedition Trail, Helena, MT, 59602 — assumable VA mortgage at 2.67%
VA
Active
33
$499,500$370,959 equity gap
Rate
2.67%
7.40%today
Payment
$705/mo
$1,130today
  • 3beds
  • 3baths
  • 1,794sqft

940 Expedition Trail, Helena

4583 Victoria Drive, Helena, MT, 59602 — assumable VA mortgage at 2.68%
VA
Active
26
$399,000$190,677 equity gap
Rate
2.68%
7.40%today
Payment
$970/mo
$1,659today
  • 3beds
  • 2baths
  • 1,680sqft

4583 Victoria Drive, Helena

1905 Boulder Avenue, Helena, MT, 59601 — assumable VA mortgage at 2.71%
VA
Active
23
$324,900$175,357 equity gap
Rate
2.71%
7.40%today
Payment
$698/mo
$1,190today
  • 3beds
  • 2baths
  • 1,628sqft

1905 Boulder Avenue, Helena

4745 Wagner Place, Helena, MT, 59601 — assumable VA mortgage at 3.22%
VA
Active
77
$1,225,000$574,982 equity gap
Rate
3.22%
7.40%today
Payment
$3,130/mo
$4,999today
  • 6beds
  • 4baths
  • 4,016sqft

4745 Wagner Place, Helena

906 Hideout Street, Helena, MT, 59601 — assumable VA mortgage at 3.73%
VA
Active
33
$527,500$382,996 equity gap
Rate
3.73%
7.40%today
Payment
$770/mo
$1,154today
  • 4beds
  • 2baths
  • 1,623sqft

906 Hideout Street, Helena

2535 Galt Road, Helena, MT, 59602 — assumable VA mortgage at 3.97%
VA
Active
72
$1,000,000$721,895 equity gap
Rate
3.97%
7.40%today
Payment
$1,641/mo
$2,389today
  • 4beds
  • 2baths
  • 1,974sqft

2535 Galt Road, Helena

4000 Montana Avenue, Helena, MT, 59602 — assumable VA mortgage at 5.10%
VA
Active
43
$589,900$132,115 equity gap
Rate
5.10%
7.40%today
Payment
$2,660/mo
$3,392today
  • 3beds
  • 3baths
  • 2,784sqft

4000 Montana Avenue, Helena

2020 Last Chance Gulch, Helena, MT, 59601 — assumable FHA mortgage at 4.43%
FHA
Active
26
$949,000$485,486 equity gap
Rate
4.43%
7.40%today
Payment
$2,509/mo
$3,456today
  • —beds
  • —baths
  • 4,800sqft

2020 Last Chance Gulch, Helena

1630 Wilder Avenue, Helena, MT, 59601 — assumable FHA mortgage at 6.62%
FHA
Active
33
$519,900$53,551 equity gap
Rate
6.62%
7.40%today
Payment
$3,073/mo
$3,324today
  • 4beds
  • 3baths
  • 2,512sqft

1630 Wilder Avenue, Helena

1201 Washington Street, Helena, MT, 59601 — assumable FHA mortgage at 6.65%
FHA
Active
37
$525,000$89,201 equity gap
Rate
6.65%
7.40%today
Payment
$2,837/mo
$3,059today
  • 4beds
  • 3baths
  • 2,252sqft

1201 Washington Street, Helena

2335 Cannon Street, Helena, MT, 59601 — assumable VA mortgage at 6.95%
VA
Active
35
$430,000$48,012 equity gap
Rate
6.95%
7.40%today
Payment
$2,601/mo
$2,721today
  • 4beds
  • 2baths
  • 1,768sqft

2335 Cannon Street, Helena

4631 Victoria Drive, Helena, MT, 59602 — assumable VA mortgage at 6.79%
VA
Active
35
$439,999$88,922 equity gap
Rate
6.79%
7.40%today
Payment
$2,328/mo
$2,475today
  • 3beds
  • 2baths
  • 1,176sqft

4631 Victoria Drive, Helena

67 Holmes Gulch Road, Clancy, MT, 59634 — assumable VA mortgage at 6.95%
VA
Active
73
$965,000$323,918 equity gap
Rate
6.95%
7.40%today
Payment
$4,336/mo
$4,535today
  • 4beds
  • 3baths
  • 2,258sqft

67 Holmes Gulch Road, Clancy

Assuming a mortgage in Helena

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$698 /mo
Median cash to assume
$183,017
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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