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Assumable homes for sale in Ham Lake, MN

65 homesFHA & VA loansrates from 2.81% vs 7.40% today

Ham Lake assumption guide
15459 Iodine Ridge, Ramsey, MN, 55303 — assumable FHA mortgage at 3.09%
FHA
Active
50
$270,000$50,000 equity gap
Rate
3.09%
7.40%today
Payment
$1,047/mo
$1,699today
  • 3beds
  • 3baths
  • 1,763sqft

15459 Iodine Ridge, Ramsey

11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$46,742 equity gap
Rate
3.11%
7.40%today
Payment
$958/mo
$1,552today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

11442 Osage Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.83%
FHA
Active
20
$260,000$72,095 equity gap
Rate
2.83%
7.40%today
Payment
$891/mo
$1,496today
  • 3beds
  • 2baths
  • 1,767sqft

11442 Osage Street, Coon Rapids

4607 128th Circle, Blaine, MN, 55449 — assumable VA mortgage at 2.88%
VA
Active
29
$605,000$172,616 equity gap
Rate
2.88%
7.40%today
Payment
$2,014/mo
$3,359today
  • 5beds
  • 4baths
  • 2,859sqft

4607 128th Circle, Blaine

6206 114th Place, Champlin, MN, 55316 — assumable FHA mortgage at 2.88%
FHA
Active
17
$365,000$88,502 equity gap
Rate
2.88%
7.40%today
Payment
$1,288/mo
$2,148today
  • 4beds
  • 2baths
  • 1,487sqft

6206 114th Place, Champlin

151 Morgan Lane, Lino Lakes, MN, 55014 — assumable FHA mortgage at 3.26%
FHA
Active
38
$299,000$81,058 equity gap
Rate
3.26%
7.40%today
Payment
$1,097/mo
$1,743today
  • 4beds
  • 3baths
  • 1,940sqft

151 Morgan Lane, Lino Lakes

13025 Eldorado Street, Blaine, MN, 55449 — assumable FHA mortgage at 2.81%
FHA
Active
61
$400,000$144,976 equity gap
Rate
2.81%
7.40%today
Payment
$1,195/mo
$2,012today
  • 4beds
  • 3baths
  • 1,978sqft

13025 Eldorado Street, Blaine

11544 Elmwood Avenue, Champlin, MN, 55316 — assumable VA mortgage at 2.89%
VA
Active
15
$260,000$80,043 equity gap
Rate
2.89%
7.40%today
Payment
$861/mo
$1,434today
  • 2beds
  • 2baths
  • 1,328sqft

11544 Elmwood Avenue, Champlin

3740 112th Lane, Blaine, MN, 55449 — assumable VA mortgage at 2.93%
VA
Active
50
$525,900$183,051 equity gap
Rate
2.93%
7.40%today
Payment
$1,617/mo
$2,680today
  • 4beds
  • 4baths
  • 2,765sqft

3740 112th Lane, Blaine

12309 Lever Street, Blaine, MN, 55449 — assumable VA mortgage at 3.03%
VA
Active
54
$625,000$233,753 equity gap
Rate
3.03%
7.40%today
Payment
$1,909/mo
$3,123today
  • 4beds
  • 3baths
  • 2,673sqft

12309 Lever Street, Blaine

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
27
$449,900$276,000 equity gap
Rate
2.81%
7.40%today
Payment
$823/mo
$1,385today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

11430 Jay Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.86%
FHA
Active
17
$244,900$230,850 equity gap
Rate
2.86%
7.40%today
Payment
$65/mo
$109today
  • 3beds
  • 2baths
  • 1,381sqft

11430 Jay Street, Coon Rapids

14025 Partridge Street, Andover, MN, 55304 — assumable FHA mortgage at 2.90%
FHA
Active
23
$350,000$342,698 equity gap
Rate
2.90%
7.40%today
Payment
$35/mo
$58today
  • 3beds
  • 2baths
  • 1,652sqft

14025 Partridge Street, Andover

632 113th Avenue, Coon Rapids, MN, 55448 — assumable FHA mortgage at 3.33%
FHA
Active
31
$250,000$81,010 equity gap
Rate
3.33%
7.40%today
Payment
$857/mo
$1,349today
  • 3beds
  • 2baths
  • 1,331sqft

632 113th Avenue, Coon Rapids

2553 11th Avenue, Anoka, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
30
$286,900$280,829 equity gap
Rate
3.10%
7.40%today
Payment
$31/mo
$49today
  • 3beds
  • 2baths
  • 1,819sqft

2553 11th Avenue, Anoka

14175 Barium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.40%
FHA
Active
23
$339,900$111,265 equity gap
Rate
3.40%
7.40%today
Payment
$1,176/mo
$1,836today
  • 4beds
  • 2baths
  • 1,630sqft

14175 Barium Street, Ramsey

2051 Deerwood Lane, East Bethel, MN, 55092 — assumable FHA mortgage at 3.12%
FHA
Active
32
$385,000$297,696 equity gap
Rate
3.12%
7.40%today
Payment
$558/mo
$903today
  • 4beds
  • 2baths
  • 1,786sqft

2051 Deerwood Lane, East Bethel

11040 Dahlia Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.32%
FHA
Active
38
$449,900$246,660 equity gap
Rate
3.32%
7.40%today
Payment
$1,067/mo
$1,682today
  • 4beds
  • 3baths
  • 2,852sqft

11040 Dahlia Street, Coon Rapids

1260 132nd Lane, Blaine, MN, 55434 — assumable FHA mortgage at 3.37%
FHA
Active
50
$369,900$272,020 equity gap
Rate
3.37%
7.40%today
Payment
$645/mo
$1,011today
  • 4beds
  • 2baths
  • 1,741sqft

1260 132nd Lane, Blaine

14729 Krypton Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.44%
FHA
Active
49
$515,000$270,918 equity gap
Rate
3.44%
7.40%today
Payment
$1,400/mo
$2,175today
  • 4beds
  • 3baths
  • 3,161sqft

14729 Krypton Street, Ramsey

1883 121st Lane #911, Coon Rapids, MN, 55448 — assumable FHA mortgage at 3.50%
FHA
Active
20
$204,995$204,995 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,052sqft

1883 121st Lane #911, Coon Rapids

627 Grant Street, Anoka, MN, 55303 — assumable FHA mortgage at 3.50%
FHA
Active
26
$250,000$141,034 equity gap
Rate
3.50%
7.40%today
Payment
$661/mo
$1,019today
  • 2beds
  • 2baths
  • 1,604sqft

627 Grant Street, Anoka

10996 Nassau Circle, Blaine, MN, 55449 — assumable FHA mortgage at 3.59%
FHA
Active
31
$579,000$326,696 equity gap
Rate
3.59%
7.40%today
Payment
$1,488/mo
$2,268today
  • 5beds
  • 4baths
  • 3,328sqft

10996 Nassau Circle, Blaine

12008 Maryland Court, Champlin, MN, 55316 — assumable FHA mortgage at 3.64%
FHA
Active
42
$399,900$226,693 equity gap
Rate
3.64%
7.40%today
Payment
$1,023/mo
$1,550today
  • 4beds
  • 2baths
  • 2,134sqft

12008 Maryland Court, Champlin

10920 Xeon Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.73%
FHA
Active
26
$349,900$148,663 equity gap
Rate
3.73%
7.40%today
Payment
$1,080/mo
$1,618today
  • 2beds
  • 2baths
  • 1,645sqft

10920 Xeon Street, Coon Rapids

12217 Drake Street, Coon Rapids, MN, 55448 — assumable VA mortgage at 5.30%
VA
Active
45
$254,900$20,147 equity gap
Rate
5.30%
7.40%today
Payment
$1,388/mo
$1,730today
  • 3beds
  • 2baths
  • 1,800sqft

12217 Drake Street, Coon Rapids

4321 141st Lane, Andover, MN, 55304 — assumable FHA mortgage at 5.22%
FHA
Active
15
$399,900$43,729 equity gap
Rate
5.22%
7.40%today
Payment
$2,085/mo
$2,623today
  • 4beds
  • 3baths
  • 2,087sqft

4321 141st Lane, Andover

343 Sunrise Lane, Champlin, MN, 55316 — assumable VA mortgage at 5.23%
VA
Active
56
$409,900$44,085 equity gap
Rate
5.23%
7.40%today
Payment
$2,150/mo
$2,702today
  • 4beds
  • 2baths
  • 2,133sqft

343 Sunrise Lane, Champlin

2085 128th Avenue, Coon Rapids, MN, 55448 — assumable FHA mortgage at 3.97%
FHA
Active
20
$499,000$231,695 equity gap
Rate
3.97%
7.40%today
Payment
$1,577/mo
$2,296today
  • 5beds
  • 4baths
  • 4,318sqft

2085 128th Avenue, Coon Rapids

12125 Drake Street, Coon Rapids, MN, 55448 — assumable FHA mortgage at 4.00%
FHA
Active
33
$190,000$112,687 equity gap
Rate
4.00%
7.40%today
Payment
$488/mo
$707today
  • 2beds
  • 1baths
  • 1,080sqft

12125 Drake Street, Coon Rapids

687 116th Lane, Blaine, MN, 55434 — assumable FHA mortgage at 4.00%
FHA
Active
38
$380,000$311,206 equity gap
Rate
4.00%
7.40%today
Payment
$886/mo
$1,285today
  • 3beds
  • 2baths
  • 1,530sqft

687 116th Lane, Blaine

11558 Xylon Avenue, Champlin, MN, 55316 — assumable VA mortgage at 4.06%
VA
Active
33
$384,928$170,532 equity gap
Rate
4.06%
7.40%today
Payment
$1,199/mo
$1,726today
  • 4beds
  • 2baths
  • 1,842sqft

11558 Xylon Avenue, Champlin

12774 Ulysses Circle, Blaine, MN, 55434 — assumable FHA mortgage at 4.10%
FHA
Active
42
$325,000$177,565 equity gap
Rate
4.10%
7.40%today
Payment
$882/mo
$1,265today
  • 3beds
  • 2baths
  • 2,215sqft

12774 Ulysses Circle, Blaine

940 Douglas Court, Anoka, MN, 55303 — assumable VA mortgage at 4.20%
VA
Active
41
$465,000$223,550 equity gap
Rate
4.20%
7.40%today
Payment
$1,372/mo
$1,942today
  • 4beds
  • 3baths
  • 2,501sqft

940 Douglas Court, Anoka

20042 Wild Rice Drive, Wyoming, MN, 55092 — assumable VA mortgage at 6.50%
VA
Active
49
$409,900$20,688 equity gap
Rate
6.50%
7.40%today
Payment
$2,516/mo
$2,756today
  • 4beds
  • 2baths
  • 1,889sqft

20042 Wild Rice Drive, Wyoming

1088 161st Lane, Andover, MN, 55304 — assumable FHA mortgage at 4.44%
FHA
Active
38
$430,000$195,144 equity gap
Rate
4.44%
7.40%today
Payment
$1,408/mo
$1,938today
  • 5beds
  • 3baths
  • 2,701sqft

1088 161st Lane, Andover

Assuming a mortgage in Ham Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$488 /mo
Median cash to assume
$146,819
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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