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Assumable homes for sale in Golden, CO

91 homesFHA & VA loansrates from 2.39% vs 7.40% today

Golden assumption guide
7181 Van Gordon Street, Arvada, CO, 80004 — assumable FHA mortgage at 2.99%
FHA
Active
38
$559,000$123,108 equity gap
Rate
2.99%
7.40%today
Payment
$2,047/mo
$3,365today
  • 4beds
  • 3baths
  • 2,009sqft

7181 Van Gordon Street, Arvada

12304 51st Avenue, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 2.875%
FHA
Active
36
$565,000$147,456 equity gap
Rate
2.875%
7.40%today
Payment
$1,957/mo
$3,267today
  • 4beds
  • 4baths
  • 2,274sqft

12304 51st Avenue, Wheat Ridge

15296 66th Drive, Arvada, CO, 80007 — assumable FHA mortgage at 2.90%
FHATop pick
Active
41
$510,000$31,886 equity gap
Rate
2.90%
7.40%today
Payment
$2,227/mo
$3,705today
  • 3beds
  • 3baths
  • 1,798sqft

15296 66th Drive, Arvada

2557 Dover Street #28, Lakewood, CO, 80227 — assumable FHA mortgage at 2.84%
FHA
Active
50
$299,990$52,673 equity gap
Rate
2.84%
7.40%today
Payment
$1,174/mo
$1,968today
  • 3beds
  • 2baths
  • 1,128sqft

2557 Dover Street #28, Lakewood

10165 25th Avenue #103, Lakewood, CO, 80215 — assumable VA mortgage at 2.86%
VA
Active
17
$199,000$31,461 equity gap
Rate
2.86%
7.40%today
Payment
$781/mo
$1,305today
  • 2beds
  • 1baths
  • 864sqft

10165 25th Avenue #103, Lakewood

12360 Nevada Place #104, Lakewood, CO, 80228 — assumable FHA mortgage at 2.96%
FHA
Active
32
$279,900$49,778 equity gap
Rate
2.96%
7.40%today
Payment
$1,091/mo
$1,802today
  • 2beds
  • 2baths
  • 920sqft

12360 Nevada Place #104, Lakewood

5690 80th Place #98, Arvada, CO, 80003 — assumable VA mortgage at 3.31%
VA
Active
15
$249,000$26,093 equity gap
Rate
3.31%
7.40%today
Payment
$1,130/mo
$1,785today
  • 2beds
  • 2baths
  • 1,100sqft

5690 80th Place #98, Arvada

4500 Hoyt Street, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 2.77%
FHA
Active
9
$850,000$243,849 equity gap
Rate
2.77%
7.40%today
Payment
$2,842/mo
$4,808today
  • 7beds
  • 3baths
  • 2,837sqft

4500 Hoyt Street, Wheat Ridge

740 Depew Street, Lakewood, CO, 80214 — assumable FHA mortgage at 2.98%
FHA
Active
19
$385,000$93,550 equity gap
Rate
2.98%
7.40%today
Payment
$1,379/mo
$2,271today
  • 2beds
  • 2baths
  • 1,175sqft

740 Depew Street, Lakewood

740 Depew Street, Lakewood, CO, 80214 — assumable FHA mortgage at 2.98%
FHA
Active
19
$399,000$107,550 equity gap
Rate
2.98%
7.40%today
Payment
$1,379/mo
$2,271today
  • 2beds
  • 2baths
  • 1,175sqft

740 Depew Street, Lakewood

1154 Newland Street, Lakewood, CO, 80232 — assumable FHA mortgage at 3.18%
FHA
Active
46
$345,000$100,688 equity gap
Rate
3.18%
7.40%today
Payment
$1,217/mo
$1,953today
  • 3beds
  • 2baths
  • 1,595sqft

1154 Newland Street, Lakewood

15345 64th Lane #106, Arvada, CO, 80007 — assumable FHA mortgage at 2.67%
FHA
Active
11
$395,000$125,571 equity gap
Rate
2.67%
7.40%today
Payment
$1,250/mo
$2,141today
  • 2beds
  • 2baths
  • 1,145sqft

15345 64th Lane #106, Arvada

9661 Cornell Place, Lakewood, CO, 80227 — assumable FHA mortgage at 2.71%
FHA
Active
42
$369,900$132,460 equity gap
Rate
2.71%
7.40%today
Payment
$1,109/mo
$1,890today
  • 3beds
  • 3baths
  • 1,624sqft

9661 Cornell Place, Lakewood

1638 Deframe Street #A1, Lakewood, CO, 80228 — assumable FHA mortgage at 2.93%
FHA
Active
35
$305,000$96,590 equity gap
Rate
2.93%
7.40%today
Payment
$1,004/mo
$1,663today
  • 2beds
  • 2baths
  • 837sqft

1638 Deframe Street #A1, Lakewood

8550 10th Avenue, Lakewood, CO, 80215 — assumable VA mortgage at 2.98%
VA
Active
28
$499,900$198,314 equity gap
Rate
2.98%
7.40%today
Payment
$1,427/mo
$2,350today
  • 3beds
  • 3baths
  • 2,200sqft

8550 10th Avenue, Lakewood

3690 Gray Street, Wheat Ridge, CO, 80212 — assumable VA mortgage at 3.05%
VA
Active
30
$725,000$241,489 equity gap
Rate
3.05%
7.40%today
Payment
$2,326/mo
$3,796today
  • 3beds
  • 2baths
  • 1,298sqft

3690 Gray Street, Wheat Ridge

8395 64th Avenue, Arvada, CO, 80004 — assumable FHA mortgage at 3.61%
FHA
Active
27
$550,000$163,807 equity gap
Rate
3.61%
7.40%today
Payment
$2,047/mo
$3,114today
  • 5beds
  • 3baths
  • 2,603sqft

8395 64th Avenue, Arvada

1606 Glen Bar Drive, Lakewood, CO, 80215 — assumable FHA mortgage at 2.39%
FHA
Active
38
$760,000$529,930 equity gap
Rate
2.39%
7.40%today
Payment
$1,244/mo
$2,056today
  • 3beds
  • 2baths
  • 1,907sqft

1606 Glen Bar Drive, Lakewood

6659 Louisiana Place, Lakewood, CO, 80232 — assumable FHA mortgage at 2.61%
FHA
Active
32
$449,000$448,999 equity gap
Rate
2.61%
7.40%today
Payment
$0/mo
$0today
  • 3beds
  • 2baths
  • 936sqft

6659 Louisiana Place, Lakewood

14295 84th Place, Arvada, CO, 80005 — assumable VA mortgage at 2.75%
VA
Active
48
$650,000$553,856 equity gap
Rate
2.75%
7.40%today
Payment
$1,717/mo
$2,331today
  • 4beds
  • 4baths
  • 3,388sqft

14295 84th Place, Arvada

1992 Columbine Court, Golden, CO, 80401 — assumable FHA mortgage at 2.85%
FHA
Active
50
$2,850,000$1,904,334 equity gap
Rate
2.85%
7.40%today
Payment
$4,442/mo
$7,436today
  • 5beds
  • 6baths
  • 7,905sqft

1992 Columbine Court, Golden

17077 63rd Drive, Arvada, CO, 80403 — assumable FHA mortgage at 2.88%
FHA
Active
37
$635,000$265,518 equity gap
Rate
2.88%
7.40%today
Payment
$1,774/mo
$2,959today
  • 3beds
  • 4baths
  • 2,231sqft

17077 63rd Drive, Arvada

29843 Canterbury Circle, Evergreen, CO, 80439 — assumable VA mortgage at 2.88%
VA
Active
48
$1,575,000$898,736 equity gap
Rate
2.88%
7.40%today
Payment
$3,247/mo
$5,416today
  • 4beds
  • 4baths
  • 4,062sqft

29843 Canterbury Circle, Evergreen

9471 Tennessee Avenue, Lakewood, CO, 80226 — assumable VA mortgage at 2.94%
VA
Active
19
$590,000$253,549 equity gap
Rate
2.94%
7.40%today
Payment
$1,592/mo
$2,635today
  • 4beds
  • 2baths
  • 1,924sqft

9471 Tennessee Avenue, Lakewood

12962 Montana Avenue, Lakewood, CO, 80228 — assumable VA mortgage at 2.98%
VA
Active
29
$710,000$429,660 equity gap
Rate
2.98%
7.40%today
Payment
$1,457/mo
$2,314today
  • 4beds
  • 3baths
  • 2,416sqft

12962 Montana Avenue, Lakewood

2102 Brentwood Street, Lakewood, CO, 80227 — assumable FHA mortgage at 2.99%
FHA
Active
43
$615,000$300,427 equity gap
Rate
2.99%
7.40%today
Payment
$1,528/mo
$2,513today
  • 5beds
  • 2baths
  • 1,846sqft

2102 Brentwood Street, Lakewood

4420 Jay Street #C, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 3.00%
FHA
Active
29
$425,000$425,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,635sqft

4420 Jay Street #C, Wheat Ridge

6087 Lewis Street, Arvada, CO, 80004 — assumable VA mortgage at 3.03%
VA
Active
34
$669,000$397,609 equity gap
Rate
3.03%
7.40%today
Payment
$1,327/mo
$2,171today
  • 5beds
  • 3baths
  • 2,400sqft

6087 Lewis Street, Arvada

359 Parkview Avenue, Golden, CO, 80401 — assumable VA mortgage at 3.04%
VA
Active
50
$1,999,999$1,398,543 equity gap
Rate
3.04%
7.40%today
Payment
$2,924/mo
$4,777today
  • 4beds
  • 4baths
  • 4,179sqft

359 Parkview Avenue, Golden

13405 21st Place, Golden, CO, 80401 — assumable VA mortgage at 3.13%
VA
Active
38
$750,000$455,022 equity gap
Rate
3.13%
7.40%today
Payment
$1,461/mo
$2,360today
  • 5beds
  • 3baths
  • 2,436sqft

13405 21st Place, Golden

7240 Custer Avenue #115, Lakewood, CO, 80226 — assumable FHA mortgage at 3.47%
FHA
Active
21
$315,000$115,281 equity gap
Rate
3.47%
7.40%today
Payment
$1,142/mo
$1,768today
  • 1beds
  • 1baths
  • 900sqft

7240 Custer Avenue #115, Lakewood

8276 Jellison Court, Arvada, CO, 80005 — assumable FHA mortgage at 4.71%
FHA
Active
50
$598,000$46,434 equity gap
Rate
4.71%
7.40%today
Payment
$3,427/mo
$4,570today
  • 4beds
  • 4baths
  • 2,586sqft

8276 Jellison Court, Arvada

5725 Atlantic Place #305, Lakewood, CO, 80227 — assumable FHA mortgage at 3.77%
FHA
Active
13
$269,000$92,098 equity gap
Rate
3.77%
7.40%today
Payment
$957/mo
$1,428today
  • 2beds
  • 1baths
  • 860sqft

5725 Atlantic Place #305, Lakewood

15335 Arapahoe Drive, Golden, CO, 80403 — assumable VA mortgage at 3.66%
VA
Active
30
$488,000$334,039 equity gap
Rate
3.66%
7.40%today
Payment
$916/mo
$1,385today
  • 3beds
  • 1baths
  • 1,000sqft

15335 Arapahoe Drive, Golden

8749 Cornell Avenue #13, Lakewood, CO, 80227 — assumable FHA mortgage at 3.72%
FHA
Active
38
$349,900$158,017 equity gap
Rate
3.72%
7.40%today
Payment
$1,019/mo
$1,530today
  • 2beds
  • 2baths
  • 998sqft

8749 Cornell Avenue #13, Lakewood

6523 Welch Street, Arvada, CO, 80004 — assumable FHA mortgage at 3.75%
FHA
Active
41
$589,000$573,154 equity gap
Rate
3.75%
7.40%today
Payment
$1,159/mo
$1,468today
  • 4beds
  • 2baths
  • 1,846sqft

6523 Welch Street, Arvada

Assuming a mortgage in Golden

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 2 of the 91 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.39%
Lowest existing payment
$540 /mo
Median cash to assume
$193,299
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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