Assumable homes for sale in Gallatin, TN

19 homesFHA & VA loansrates from 2.87% vs 7.40% today

Gallatin assumption guide
128 W Jackson St, Gallatin, TN, 37066 — assumable FHA mortgage at 2.87%
FHA
Active
32
$289,900$77,011 equity gap
Rate
2.87%
7.40%today
Payment
$993/mo
$1,658today
  • 3beds
  • 2baths
  • 1,441sqft

128 W Jackson St, Gallatin

214 Mansfield Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.06%
FHA
Active
33
$299,900$82,569 equity gap
Rate
3.06%
7.40%today
Payment
$1,042/mo
$1,698today
  • 3beds
  • 3baths
  • 1,438sqft

214 Mansfield Dr, Gallatin

825 Browns Ln #1602, Gallatin, TN, 37066 — assumable FHA mortgage at 3.69%
FHA
Active
38
$374,900$64,176 equity gap
Rate
3.69%
7.40%today
Payment
$1,568/mo
$2,362today
  • 2beds
  • 2baths
  • 1,712sqft

825 Browns Ln #1602, Gallatin

252 Wildcat Run, Gallatin, TN, 37066 — assumable FHA mortgage at 3.02%
FHA
Active
30
$359,900$134,245 equity gap
Rate
3.02%
7.40%today
Payment
$1,100/mo
$1,802today
  • 3beds
  • 2baths
  • 1,368sqft

252 Wildcat Run, Gallatin

1027 Westgate Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 2.87%
FHA
Active
$490,000$223,102 equity gap
Rate
2.87%
7.40%today
Payment
$1,274/mo
$2,128today
  • 4beds
  • 4baths
  • 2,680sqft

1027 Westgate Dr, Gallatin

770 Nelms Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.47%
FHA
Active
55
$649,900$378,579 equity gap
Rate
3.47%
7.40%today
Payment
$1,402/mo
$2,170today
  • 4beds
  • 3baths
  • 3,012sqft

770 Nelms Dr, Gallatin

105 Southpark Cir, Gallatin, TN, 37066 — assumable FHA mortgage at 3.64%
FHA
Active
21
$299,999$182,154 equity gap
Rate
3.64%
7.40%today
Payment
$628/mo
$952today
  • 3beds
  • 2baths
  • 1,294sqft

105 Southpark Cir, Gallatin

1371 Habersham Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.73%
FHA
Active
39
$360,000$184,071 equity gap
Rate
3.73%
7.40%today
Payment
$953/mo
$1,428today
  • 3beds
  • 2baths
  • 1,263sqft

1371 Habersham Dr, Gallatin

1466 Carderock Springs Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 5.54%
FHA
Active
13
$370,000$25,211 equity gap
Rate
5.54%
7.40%today
Payment
$2,088/mo
$2,535today
  • 3beds
  • 3baths
  • 1,816sqft

1466 Carderock Springs Dr, Gallatin

1099 Duncan St, Gallatin, TN, 37066 — assumable FHA mortgage at 6.58%
FHA
Active
21
$299,900$9,355 equity gap
Rate
6.58%
7.40%today
Payment
$1,937/mo
$2,105today
  • 3beds
  • 3baths
  • 1,503sqft

1099 Duncan St, Gallatin

1073 Linn Cove Ct, Gallatin, TN, 37066 — assumable FHA mortgage at 6.63%
FHA
Active
84
$397,000Potential short sale
Rate
6.63%
7.40%today
Payment
$2,705/mo
$2,923today
  • 3beds
  • 2baths
  • 1,868sqft

1073 Linn Cove Ct, Gallatin

201 Harvard Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 6.79%
FHA
Active
24
$294,900Potential short sale
Rate
6.79%
7.40%today
Payment
$1,969/mo
$2,093today
  • 2beds
  • 3baths
  • 1,280sqft

201 Harvard Dr, Gallatin

571 Dottie Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 6.09%
FHA
Active
32
$445,000$30,824 equity gap
Rate
6.09%
7.40%today
Payment
$2,520/mo
$2,882today
  • 3beds
  • 2baths
  • 1,573sqft

571 Dottie Dr, Gallatin

163 Primrose Lane, Gallatin, TN, 37066 — assumable FHA mortgage at 6.76%
FHA
Active
51
$297,500$19,522 equity gap
Rate
6.76%
7.40%today
Payment
$1,829/mo
$1,951today
  • 3beds
  • 3baths
  • 1,503sqft

163 Primrose Lane, Gallatin

216 Daleview Ave, Gallatin, TN, 37066 — assumable FHA mortgage at 6.09%
FHA
Active
16
$314,999$52,073 equity gap
Rate
6.09%
7.40%today
Payment
$1,629/mo
$1,863today
  • 3beds
  • 2baths
  • 1,233sqft

216 Daleview Ave, Gallatin

1322 Crescent Ridge Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 6.81%
FHA
Active
50
$338,000$34,281 equity gap
Rate
6.81%
7.40%today
Payment
$2,052/mo
$2,177today
  • 3beds
  • 3baths
  • 1,838sqft

1322 Crescent Ridge Dr, Gallatin

348 Winston Way, Gallatin, TN, 37066 — assumable FHA mortgage at 6.95%
FHA
Active
27
$435,000$50,975 equity gap
Rate
6.95%
7.40%today
Payment
$2,600/mo
$2,719today
  • 3beds
  • 3baths
  • 1,813sqft

348 Winston Way, Gallatin

132 Kings Knoll Blvd, Gallatin, TN, 37066 — assumable FHA mortgage at 5.23%
FHA
Active
43
$385,000Potential short sale
Rate
5.23%
7.40%today
Payment
$2,484/mo
$3,121today
  • 3beds
  • 3baths
  • 1,940sqft

132 Kings Knoll Blvd, Gallatin

676 Northridge Dr, Gallatin, TN, 37066 — assumable VA mortgage at 6.94%
VA
Active
68
$670,000$645,580 equity gap
Rate
6.94%
7.40%today
Payment
$165/mo
$173today
  • 3beds
  • 3baths
  • 2,208sqft

676 Northridge Dr, Gallatin

Assuming a mortgage in Gallatin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$628 /mo
Median cash to assume
$70,593
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.