Assumable homes for sale in Fort Collins, CO

11 homesFHA & VA loansrates from 2.74% vs 7.40% today

Fort Collins assumption guide
6714 Rose Creek Way #1, Fort Collins, CO, 80525 — assumable FHA mortgage at 2.74%
FHA
Active
23
$265,000$78,694 equity gap
Rate
2.74%
7.40%today
Payment
$871/mo
$1,479today
  • 2beds
  • 1baths
  • 792sqft

6714 Rose Creek Way #1, Fort Collins

7356 New Raymer Court, Fort Collins, CO, 80525 — assumable FHA mortgage at 2.81%
FHA
Active
32
$575,000$160,054 equity gap
Rate
2.81%
7.40%today
Payment
$1,945/mo
$3,273today
  • 4beds
  • 4baths
  • 2,360sqft

7356 New Raymer Court, Fort Collins

6709 Autumn Ridge Drive #4, Fort Collins, CO, 80525 — assumable FHA mortgage at 2.84%
FHA
Active
46
$259,900$237,446 equity gap
Rate
2.84%
7.40%today
Payment
$104/mo
$174today
  • 2beds
  • 2baths
  • 1,072sqft

6709 Autumn Ridge Drive #4, Fort Collins

1314 Saint Croix Place, Fort Collins, CO, 80525 — assumable FHA mortgage at 3.72%
FHA
Active
7
$549,000$205,507 equity gap
Rate
3.72%
7.40%today
Payment
$1,829/mo
$2,744today
  • 3beds
  • 3baths
  • 2,002sqft

1314 Saint Croix Place, Fort Collins

4112 Snow Ridge Circle, Fort Collins, CO, 80526 — assumable FHA mortgage at 6.36%
FHA
Active
47
$525,000$22,578 equity gap
Rate
6.36%
7.40%today
Payment
$3,272/mo
$3,637today
  • 3beds
  • 2baths
  • 1,453sqft

4112 Snow Ridge Circle, Fort Collins

602 Hillrose Court, Fort Collins, CO, 80525 — assumable FHA mortgage at 5.25%
FHA
Active
49
$599,000$141,062 equity gap
Rate
5.25%
7.40%today
Payment
$2,565/mo
$3,216today
  • 3beds
  • 4baths
  • 2,502sqft

602 Hillrose Court, Fort Collins

2006 Pacific Court, Fort Collins, CO, 80528 — assumable FHA mortgage at 6.35%
FHA
Active
50
$825,000$198,928 equity gap
Rate
6.35%
7.40%today
Payment
$4,158/mo
$4,596today
  • 5beds
  • 4baths
  • 3,606sqft

2006 Pacific Court, Fort Collins

6751 Brittany Drive, Fort Collins, CO, 80525 — assumable FHA mortgage at 6.23%
FHA
Active
31
$450,000$435,122 equity gap
Rate
6.23%
7.40%today
Payment
$97/mo
$109today
  • 3beds
  • 2baths
  • 1,478sqft

6751 Brittany Drive, Fort Collins

5620 Fossil Creek Parkway #8204, Fort Collins, CO, 80525 — assumable VA mortgage at 6.79%
VA
Active
27
$315,000Potential short sale
Rate
6.79%
7.40%today
Payment
$2,279/mo
$2,423today
  • 2beds
  • 2baths
  • 979sqft

5620 Fossil Creek Parkway #8204, Fort Collins

5225 White Willow Drive #210, Fort Collins, CO, 80528 — assumable VA mortgage at 6.96%
VA
Active
29
$330,000Potential short sale
Rate
6.96%
7.40%today
Payment
$2,477/mo
$2,589today
  • 2beds
  • 2baths
  • 1,012sqft

5225 White Willow Drive #210, Fort Collins

6521 Finch Court, Fort Collins, CO, 80525 — assumable FHA mortgage at 6.98%
FHA
Active
41
$399,900$353,922 equity gap
Rate
6.98%
7.40%today
Payment
$979/mo
$1,021today
  • 3beds
  • 3baths
  • 1,362sqft

6521 Finch Court, Fort Collins

Assuming a mortgage in Fort Collins

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$871 /mo
Median cash to assume
$198,928
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.