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Assumable homes for sale in Fontana, CA

158 homesFHA & VA loansrates from 2.35% vs 7.40% today

Fontana assumption guide
16066 Carrara Lane, Fontana, CA, 92336 — assumable VA mortgage at 3.05%
VATop pick
Active
66
$595,000$53,353 equity gap
Rate
3.05%
7.40%today
Payment
$2,549/mo
$4,159today
  • 3beds
  • 3baths
  • 1,759sqft

16066 Carrara Lane, Fontana

7155 Citrus Ave #374, Fontana, CA, 92336 — assumable FHA mortgage at 2.77%
FHA
Active
52
$509,999$83,080 equity gap
Rate
2.77%
7.40%today
Payment
$1,969/mo
$3,331today
  • 3beds
  • 3baths
  • 1,547sqft

7155 Citrus Ave #374, Fontana

3791 Wildrye, San Bernardino, CA, 92407 — assumable VA mortgage at 2.86%
VA
Active
31
$559,800$96,575 equity gap
Rate
2.86%
7.40%today
Payment
$2,153/mo
$3,600today
  • 3beds
  • 3baths
  • 1,777sqft

3791 Wildrye, San Bernardino

16064 Symphony Lane, Fontana, CA, 92336 — assumable VA mortgage at 2.90%
VA
Active
38
$689,900$102,387 equity gap
Rate
2.90%
7.40%today
Payment
$2,719/mo
$4,523today
  • 4beds
  • 3baths
  • 2,043sqft

16064 Symphony Lane, Fontana

912 Turner Avenue #58, Ontario, CA, 91764 — assumable VA mortgage at 2.98%
VA
Active
8
$539,000$89,475 equity gap
Rate
2.98%
7.40%today
Payment
$2,104/mo
$3,463today
  • 3beds
  • 3baths
  • 1,554sqft

912 Turner Avenue #58, Ontario

6831 Park Ave, Rialto, CA, 92376 — assumable FHA mortgage at 2.87%
FHA
Active
37
$609,999$179,299 equity gap
Rate
2.87%
7.40%today
Payment
$2,013/mo
$3,362today
  • 3beds
  • 2baths
  • 1,584sqft

6831 Park Ave, Rialto

2721 Calle Vista, Rialto, CA, 92377 — assumable FHA mortgage at 2.93%
FHA
Active
$580,000$148,823 equity gap
Rate
2.93%
7.40%today
Payment
$2,029/mo
$3,362today
  • 3beds
  • 2baths
  • 1,299sqft

2721 Calle Vista, Rialto

2883 Hollow Glen Circle, Rialto, CA, 92376 — assumable FHA mortgage at 2.99%
FHA
Active
20
$514,900$139,596 equity gap
Rate
2.99%
7.40%today
Payment
$1,778/mo
$2,923today
  • 3beds
  • 3baths
  • 1,335sqft

2883 Hollow Glen Circle, Rialto

909 Vine Avenue, Bloomington, CA, 92316 — assumable FHA mortgage at 3.01%
FHA
Active
43
$580,000$145,305 equity gap
Rate
3.01%
7.40%today
Payment
$2,050/mo
$3,362today
  • 3beds
  • 2baths
  • 1,215sqft

909 Vine Avenue, Bloomington

9045 Bellegrave, Jurupa Valley, CA, 92509 — assumable VA mortgage at 3.10%
VA
Active
6
$614,999$126,785 equity gap
Rate
3.10%
7.40%today
Payment
$2,315/mo
$3,754today
  • 3beds
  • 2baths
  • 1,300sqft

9045 Bellegrave, Jurupa Valley

1028 Turner #147, Ontario, CA, 91764 — assumable FHA mortgage at 3.10%
FHA
Active
46
$524,888$114,284 equity gap
Rate
3.10%
7.40%today
Payment
$1,947/mo
$3,157today
  • 3beds
  • 3baths
  • 1,554sqft

1028 Turner #147, Ontario

3915 Oregon Ash, San Bernardino, CA, 92407 — assumable FHA mortgage at 2.65%
FHA
Active
27
$619,000$211,907 equity gap
Rate
2.65%
7.40%today
Payment
$1,879/mo
$3,229today
  • 3beds
  • 2baths
  • 1,580sqft

3915 Oregon Ash, San Bernardino

8279 Heather, Fontana, CA, 92335 — assumable FHA mortgage at 2.87%
FHA
Active
11
$649,000$220,214 equity gap
Rate
2.87%
7.40%today
Payment
$2,000/mo
$3,340today
  • 4beds
  • 1baths
  • 970sqft

8279 Heather, Fontana

18037 Milkweed Lane, San Bernardino, CA, 92407 — assumable VA mortgage at 2.89%
VA
Active
30
$550,000$171,507 equity gap
Rate
2.89%
7.40%today
Payment
$1,811/mo
$3,016today
  • 3beds
  • 2baths
  • 1,894sqft

18037 Milkweed Lane, San Bernardino

19559 Oakland, Rialto, CA, 92377 — assumable VA mortgage at 2.97%
VA
Active
14
$595,000$181,272 equity gap
Rate
2.97%
7.40%today
Payment
$1,969/mo
$3,246today
  • 4beds
  • 3baths
  • 2,418sqft

19559 Oakland, Rialto

5651 Villa Maria, Fontana, CA, 92336 — assumable FHA mortgage at 2.97%
FHA
Active
27
$645,000$214,478 equity gap
Rate
2.97%
7.40%today
Payment
$2,039/mo
$3,362today
  • 4beds
  • 3baths
  • 1,796sqft

5651 Villa Maria, Fontana

1675 Gilliam Court, Riverside, CA, 92501 — assumable FHA mortgage at 3.10%
FHA
Active
34
$621,000$192,762 equity gap
Rate
3.10%
7.40%today
Payment
$2,026/mo
$3,286today
  • 3beds
  • 3baths
  • 1,904sqft

1675 Gilliam Court, Riverside

9400 Shade Pl, Rancho Cucamonga, CA, 91730 — assumable FHA mortgage at 3.13%
FHA
Active
44
$599,900$208,370 equity gap
Rate
3.13%
7.40%today
Payment
$1,931/mo
$3,118today
  • 4beds
  • 3baths
  • 2,000sqft

9400 Shade Pl, Rancho Cucamonga

8416 Reseda Avenue, Fontana, CA, 92335 — assumable FHA mortgage at 2.35%
FHA
Active
20
$570,000$380,060 equity gap
Rate
2.35%
7.40%today
Payment
$1,020/mo
$1,693today
  • 4beds
  • 2baths
  • 1,466sqft

8416 Reseda Avenue, Fontana

7030 Almeria, Fontana, CA, 92336 — assumable VA mortgage at 2.81%
VA
Active
22
$788,000$388,999 equity gap
Rate
2.81%
7.40%today
Payment
$1,892/mo
$3,185today
  • 4beds
  • 3baths
  • 2,389sqft

7030 Almeria, Fontana

5504 Mountain, San Bernardino, CA, 92407 — assumable FHA mortgage at 2.88%
FHA
Active
29
$565,000$288,423 equity gap
Rate
2.88%
7.40%today
Payment
$1,404/mo
$2,285today
  • 3beds
  • 2baths
  • 1,548sqft

5504 Mountain, San Bernardino

8221 Muir Lane, Riverside, CA, 92507 — assumable FHA mortgage at 2.96%
FHA
Active
29
$750,000$322,109 equity gap
Rate
2.96%
7.40%today
Payment
$2,029/mo
$3,350today
  • 4beds
  • 2baths
  • 2,316sqft

8221 Muir Lane, Riverside

1735 Washington Street #B-11, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
11
$168,000$168,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #B-11, Colton

1735 Washington Street #F-23, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
10
$168,000$168,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #F-23, Colton

1735 Washington Street #F-25, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
9
$168,000$168,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #F-25, Colton

12685 Oriole Avenue, Grand Terrace, CA, 92313 — assumable FHA mortgage at 3.08%
FHA
Active
33
$699,900$307,465 equity gap
Rate
3.08%
7.40%today
Payment
$1,894/mo
$3,079today
  • 4beds
  • 3baths
  • 1,789sqft

12685 Oriole Avenue, Grand Terrace

5095 N. Acacia Avenue, San Bernardino, CA, 92407 — assumable FHA mortgage at 3.12%
FHA
Active
$511,185$227,560 equity gap
Rate
3.12%
7.40%today
Payment
$1,345/mo
$2,175today
  • 3beds
  • 2baths
  • 1,035sqft

5095 N. Acacia Avenue, San Bernardino

7212 Turnstone Court, Fontana, CA, 92336 — assumable FHA mortgage at 3.14%
FHA
Active
39
$705,000$285,081 equity gap
Rate
3.14%
7.40%today
Payment
$2,009/mo
$3,241today
  • 3beds
  • 3baths
  • 2,041sqft

7212 Turnstone Court, Fontana

571 Gray St, Colton, CA, 92324 — assumable FHA mortgage at 3.45%
FHA
Active
34
$500,000$199,741 equity gap
Rate
3.45%
7.40%today
Payment
$1,477/mo
$2,291today
  • 3beds
  • 1baths
  • 1,142sqft

571 Gray St, Colton

9661 Tamarind Avenue, Fontana, CA, 92335 — assumable FHA mortgage at 4.72%
FHA
Active
27
$539,900$42,010 equity gap
Rate
4.72%
7.40%today
Payment
$2,787/mo
$3,712today
  • 3beds
  • 2baths
  • 1,233sqft

9661 Tamarind Avenue, Fontana

14410 Chaparral Drive, Fontana, CA, 92337 — assumable FHA mortgage at 3.23%
FHA
Active
39
$580,000$298,922 equity gap
Rate
3.23%
7.40%today
Payment
$1,497/mo
$2,335today
  • 3beds
  • 3baths
  • 1,602sqft

14410 Chaparral Drive, Fontana

16189 Orchard Street, Fontana, CA, 92336 — assumable VA mortgage at 3.36%
VA
Active
56
$775,000$425,739 equity gap
Rate
3.36%
7.40%today
Payment
$1,776/mo
$2,787today
  • 4beds
  • 3baths
  • 2,574sqft

16189 Orchard Street, Fontana

5091 Woodley Ridge, Rancho Cucamonga, CA, 91739 — assumable FHA mortgage at 3.39%
FHA
Active
55
$1,590,000$1,258,872 equity gap
Rate
3.39%
7.40%today
Payment
$2,202/mo
$3,443today
  • 4beds
  • 3baths
  • 3,225sqft

5091 Woodley Ridge, Rancho Cucamonga

1800 Old Ranch #166, Colton, CA, 92324 — assumable VA mortgage at 3.41%
VA
Active
22
$309,900$190,618 equity gap
Rate
3.41%
7.40%today
Payment
$780/mo
$1,216today
  • 2beds
  • 2baths
  • 880sqft

1800 Old Ranch #166, Colton

15232 Horizon #7, Fontana, CA, 92336 — assumable VA mortgage at 4.99%
VA
Active
50
$548,000$42,540 equity gap
Rate
4.99%
7.40%today
Payment
$2,886/mo
$3,727today
  • 4beds
  • 3baths
  • 1,847sqft

15232 Horizon #7, Fontana

253 B, Colton, CA, 92324 — assumable FHA mortgage at 3.56%
FHA
Active
$520,000$335,590 equity gap
Rate
3.56%
7.40%today
Payment
$1,066/mo
$1,632today
  • 4beds
  • 2baths
  • 1,415sqft

253 B, Colton

Assuming a mortgage in Fontana

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$616 /mo
Median cash to assume
$144,060
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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