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Assumable homes for sale in Floral City, FL

19 homesFHA & VA loansrates from 2.70% vs 7.40% today

Floral City assumption guide
10440 CLINT Loop, Floral City, FL, 34436 — assumable VA mortgage at 3.22%
VA
Active
23
$204,999$51,622 equity gap
Rate
3.22%
7.40%today
Payment
$737/mo
$1,177today
  • 2beds
  • 2baths
  • 1,399sqft

10440 CLINT Loop, Floral City

7651 DERBY OAKS Drive, Floral City, FL, 34436 — assumable FHA mortgage at 4.00%
FHA
Active
27
$185,000$27,496 equity gap
Rate
4.00%
7.40%today
Payment
$820/mo
$1,190today
  • 3beds
  • 2baths
  • 1,144sqft

7651 DERBY OAKS Drive, Floral City

9200 WINDWOOD Loop, Inverness, FL, 34450 — assumable FHA mortgage at 2.70%
FHA
Active
43
$285,000$163,693 equity gap
Rate
2.70%
7.40%today
Payment
$564/mo
$964today
  • 3beds
  • 2baths
  • 1,570sqft

9200 WINDWOOD Loop, Inverness

9759 Pleasant Grove Road, Inverness, FL, 34452 — assumable VA mortgage at 2.96%
VA
Active
107
$599,900$465,590 equity gap
Rate
2.96%
7.40%today
Payment
$806/mo
$1,217today
  • 3beds
  • 3baths
  • 1,452sqft

9759 Pleasant Grove Road, Inverness

7951 Partridge Lane, Floral City, FL, 34436 — assumable VA mortgage at 2.98%
VA
Active
49
$149,000$75,708 equity gap
Rate
2.98%
7.40%today
Payment
$344/mo
$566today
  • 2beds
  • 2baths
  • 984sqft

7951 Partridge Lane, Floral City

3657 FLINT Lane, Inverness, FL, 34452 — assumable FHA mortgage at 4.00%
FHA
Active
22
$265,000$95,788 equity gap
Rate
4.00%
7.40%today
Payment
$880/mo
$1,276today
  • 4beds
  • 2baths
  • 2,278sqft

3657 FLINT Lane, Inverness

1206 BUCKNELL Avenue, Inverness, FL, 34450 — assumable FHA mortgage at 3.73%
FHA
Active
38
$265,000$135,154 equity gap
Rate
3.73%
7.40%today
Payment
$694/mo
$1,039today
  • 3beds
  • 2baths
  • 1,358sqft

1206 BUCKNELL Avenue, Inverness

12092 HYACINTH Point, Floral City, FL, 34436 — assumable FHA mortgage at 3.73%
FHA
Active
82
$439,000$247,925 equity gap
Rate
3.73%
7.40%today
Payment
$1,021/mo
$1,530today
  • 3beds
  • 3baths
  • 1,968sqft

12092 HYACINTH Point, Floral City

4556 View Top Lane, Inverness, FL, 34452 — assumable FHA mortgage at 3.86%
FHA
Active
100
$565,000$439,522 equity gap
Rate
3.86%
7.40%today
Payment
$968/mo
$1,428today
  • 3beds
  • 2baths
  • 2,140sqft

4556 View Top Lane, Inverness

11717 Salmon Drive, Floral City, FL, 34436 — assumable FHA mortgage at 7.04%
FHA
Active
49
$333,500$12,048 equity gap
Rate
7.04%
7.40%today
Payment
$2,181/mo
$2,260today
  • 2beds
  • 2baths
  • 1,008sqft

11717 Salmon Drive, Floral City

5420 GWENDOLYN Path, Inverness, FL, 34452 — assumable FHA mortgage at 6.64%
FHA
Active
42
$245,000Potential short sale
Rate
6.64%
7.40%today
Payment
$1,613/mo
$1,741today
  • 3beds
  • 2baths
  • 1,248sqft

5420 GWENDOLYN Path, Inverness

6461 MOBILE Street, Inverness, FL, 34452 — assumable FHA mortgage at 6.39%
FHA
Active
47
$265,000$34,434 equity gap
Rate
6.39%
7.40%today
Payment
$1,502/mo
$1,665today
  • 3beds
  • 2baths
  • 1,252sqft

6461 MOBILE Street, Inverness

10439 Drew Bryant Circle, Floral City, FL, 34436 — assumable VA mortgage at 6.77%
VA
Active
21
$204,777$21,397 equity gap
Rate
6.77%
7.40%today
Payment
$1,219/mo
$1,298today
  • 2beds
  • 2baths
  • 1,481sqft

10439 Drew Bryant Circle, Floral City

6389 HOLLY Street, Inverness, FL, 34452 — assumable FHA mortgage at 7.50%
FHA
Active
45
$204,900$23,230 equity gap
Rate
7.50%
7.40%today
Payment
$1,304/mo
$1,292today
  • 3beds
  • 2baths
  • 1,152sqft

6389 HOLLY Street, Inverness

8054 Shetland Lane, Floral City, FL, 34436 — assumable FHA mortgage at 7.63%
FHA
Active
47
$240,000$46,115 equity gap
Rate
7.63%
7.40%today
Payment
$1,396/mo
$1,364today
  • 3beds
  • 2baths
  • 1,387sqft

8054 Shetland Lane, Floral City

3355 Highlands Avenue, Inverness, FL, 34452 — assumable FHA mortgage at 6.13%
FHA
Active
33
$219,900$63,363 equity gap
Rate
6.13%
7.40%today
Payment
$997/mo
$1,135today
  • 2beds
  • 1baths
  • 1,282sqft

3355 Highlands Avenue, Inverness

10541 DREW BRYANT Circle, Floral City, FL, 34436 — assumable VA mortgage at 6.27%
VA
Active
32
$220,000Potential short sale
Rate
6.27%
7.40%today
Payment
$1,626/mo
$1,824today
  • 3beds
  • 2baths
  • 1,260sqft

10541 DREW BRYANT Circle, Floral City

28477 SENTINEL Street, Nobleton, FL, 34661 — assumable FHA mortgage at 6.64%
FHA
Active
32
$250,000$109,777 equity gap
Rate
6.64%
7.40%today
Payment
$914/mo
$986today
  • 4beds
  • 2baths
  • 1,944sqft

28477 SENTINEL Street, Nobleton

8114 DECATUR Court, Floral City, FL, 34436 — assumable VA mortgage at 6.78%
VA
Active
51
$218,000Potential short sale
Rate
6.78%
7.40%today
Payment
$1,811/mo
$1,928today
  • 2beds
  • 2baths
  • 1,627sqft

8114 DECATUR Court, Floral City

Assuming a mortgage in Floral City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$344 /mo
Median cash to assume
$69,535
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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