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Assumable homes for sale in Excelsior, MN

40 homesFHA & VA loansrates from 2.81% vs 7.40% today

Excelsior assumption guide
5985 Rowland Road #308, Minnetonka, MN, 55343 — assumable VA mortgage at 2.88%
VA
Active
30
$287,000$46,963 equity gap
Rate
2.88%
7.40%today
Payment
$1,118/mo
$1,865today
  • 2beds
  • 2baths
  • 1,347sqft

5985 Rowland Road #308, Minnetonka

1948 Commonwealth Boulevard #7, Chanhassen, MN, 55317 — assumable FHA mortgage at 3.09%
FHA
Active
39
$335,000$79,062 equity gap
Rate
3.09%
7.40%today
Payment
$1,239/mo
$2,012today
  • 3beds
  • 3baths
  • 1,652sqft

1948 Commonwealth Boulevard #7, Chanhassen

10211 Cedar Lake Road #204, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.31%
FHA
Active
19
$169,900$51,040 equity gap
Rate
3.31%
7.40%today
Payment
$603/mo
$952today
  • 2beds
  • 2baths
  • 1,180sqft

10211 Cedar Lake Road #204, Minnetonka

114012 Hundertmark Road, Chaska, MN, 55318 — assumable VA mortgage at 2.81%
VA
Active
22
$340,000$116,684 equity gap
Rate
2.81%
7.40%today
Payment
$1,044/mo
$1,757today
  • 4beds
  • 3baths
  • 2,069sqft

114012 Hundertmark Road, Chaska

4305 Cottagewood Court, Excelsior, MN, 55331 — assumable FHA mortgage at 2.87%
FHA
Active
76
$550,000$216,382 equity gap
Rate
2.87%
7.40%today
Payment
$1,553/mo
$2,593today
  • 3beds
  • 2baths
  • 1,810sqft

4305 Cottagewood Court, Excelsior

17925 Covington Road, Minnetonka, MN, 55345 — assumable VA mortgage at 2.98%
VA
Active
25
$525,000$206,563 equity gap
Rate
2.98%
7.40%today
Payment
$1,503/mo
$2,475today
  • 3beds
  • 2baths
  • 1,801sqft

17925 Covington Road, Minnetonka

17762 Shore Lane, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.23%
FHA
Active
10
$440,000$138,439 equity gap
Rate
3.23%
7.40%today
Payment
$1,513/mo
$2,413today
  • 4beds
  • 2baths
  • 2,212sqft

17762 Shore Lane, Eden Prairie

8935 Pine Bluff Court, Eden Prairie, MN, 55347 — assumable VA mortgage at 2.81%
VA
Active
43
$549,900$276,430 equity gap
Rate
2.81%
7.40%today
Payment
$1,300/mo
$2,188today
  • 4beds
  • 3baths
  • 2,003sqft

8935 Pine Bluff Court, Eden Prairie

6480 Yosemite Lane, Excelsior, MN, 55331 — assumable VA mortgage at 2.87%
VA
Active
71
$1,450,000$845,506 equity gap
Rate
2.87%
7.40%today
Payment
$2,819/mo
$4,708today
  • 4beds
  • 4baths
  • 5,706sqft

6480 Yosemite Lane, Excelsior

5055 Highview Place, Greenwood, MN, 55331 — assumable VA mortgage at 2.90%
VA
Active
81
$2,295,000$1,856,859 equity gap
Rate
2.90%
7.40%today
Payment
$2,723/mo
$4,079today
  • 5beds
  • 5baths
  • 6,052sqft

5055 Highview Place, Greenwood

13240 Dahlgren Road, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.03%
FHA
Active
57
$542,400$239,191 equity gap
Rate
3.03%
7.40%today
Payment
$1,479/mo
$2,420today
  • 4beds
  • 3baths
  • 2,001sqft

13240 Dahlgren Road, Minnetonka

9767 Gable Drive, Eden Prairie, MN, 55347 — assumable FHA mortgage at 3.33%
FHA
Active
35
$414,995$162,822 equity gap
Rate
3.33%
7.40%today
Payment
$1,279/mo
$2,014today
  • 4beds
  • 4baths
  • 2,548sqft

9767 Gable Drive, Eden Prairie

18126 Settlers Way, Eden Prairie, MN, 55347 — assumable FHA mortgage at 3.50%
FHA
Active
32
$244,900$76,708 equity gap
Rate
3.50%
7.40%today
Payment
$872/mo
$1,344today
  • 2beds
  • 2baths
  • 1,213sqft

18126 Settlers Way, Eden Prairie

301 8th Avenue, Hopkins, MN, 55343 — assumable FHA mortgage at 3.37%
FHA
Active
29
$399,900$245,893 equity gap
Rate
3.37%
7.40%today
Payment
$1,023/mo
$1,603today
  • 2beds
  • 2baths
  • 1,632sqft

301 8th Avenue, Hopkins

17604 Lorence Way, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.55%
FHA
Active
44
$399,900$163,628 equity gap
Rate
3.55%
7.40%today
Payment
$1,172/mo
$1,796today
  • 4beds
  • 2baths
  • 1,877sqft

17604 Lorence Way, Eden Prairie

7611 Kiowa Avenue, Chanhassen, MN, 55317 — assumable VA mortgage at 3.75%
VA
Active
36
$449,900$195,793 equity gap
Rate
3.75%
7.40%today
Payment
$1,375/mo
$2,056today
  • 4beds
  • 2baths
  • 1,986sqft

7611 Kiowa Avenue, Chanhassen

205 Barry Avenue #306, Wayzata, MN, 55391 — assumable FHA mortgage at 3.83%
FHA
Active
41
$299,900$165,749 equity gap
Rate
3.83%
7.40%today
Payment
$772/mo
$1,142today
  • 2beds
  • 2baths
  • 1,000sqft

205 Barry Avenue #306, Wayzata

8370 Lake Drive, Chanhassen, MN, 55317 — assumable VA mortgage at 3.85%
VA
Active
52
$750,000$716,724 equity gap
Rate
3.85%
7.40%today
Payment
$191/mo
$282today
  • 5beds
  • 4baths
  • 4,061sqft

8370 Lake Drive, Chanhassen

3829 Pascolo Bend, Chaska, MN, 55318 — assumable FHA mortgage at 4.17%
FHA
Active
42
$645,000$224,174 equity gap
Rate
4.17%
7.40%today
Payment
$2,224/mo
$3,160today
  • 4beds
  • 3baths
  • 2,805sqft

3829 Pascolo Bend, Chaska

1271 Landmark Trail, Hopkins, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
13
$190,000$86,144 equity gap
Rate
3.88%
7.40%today
Payment
$600/mo
$883today
  • 2beds
  • 3baths
  • 1,128sqft

1271 Landmark Trail, Hopkins

5410 Sanibel Drive, Minnetonka, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
34
$250,000$155,759 equity gap
Rate
3.88%
7.40%today
Payment
$683/mo
$1,005today
  • 2beds
  • 1baths
  • 1,310sqft

5410 Sanibel Drive, Minnetonka

6342 Whispering Oaks Drive, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.90%
FHA
Active
46
$399,900$223,737 equity gap
Rate
3.90%
7.40%today
Payment
$1,020/mo
$1,497today
  • 4beds
  • 2baths
  • 1,853sqft

6342 Whispering Oaks Drive, Eden Prairie

15730 6th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 6.78%
VA
Active
30
$515,000$20,927 equity gap
Rate
6.78%
7.40%today
Payment
$3,293/mo
$3,505today
  • 5beds
  • 3baths
  • 2,468sqft

15730 6th Avenue, Plymouth

5749 Sunset Road, Mound, MN, 55364 — assumable VA mortgage at 7.18%
VA
Active
14
$239,500Potential short sale
Rate
7.18%
7.40%today
Payment
$1,730/mo
$1,768today
  • 3beds
  • 1baths
  • 1,209sqft

5749 Sunset Road, Mound

9751 Brighton Lane, Eden Prairie, MN, 55347 — assumable FHA mortgage at 4.50%
FHA
Active
21
$329,000$231,634 equity gap
Rate
4.50%
7.40%today
Payment
$772/mo
$1,055today
  • 3beds
  • 2baths
  • 1,776sqft

9751 Brighton Lane, Eden Prairie

8973 Knoble Court, Eden Prairie, MN, 55347 — assumable VA mortgage at 6.31%
VA
Active
55
$805,000$64,812 equity gap
Rate
6.31%
7.40%today
Payment
$4,769/mo
$5,328today
  • 5beds
  • 4baths
  • 4,335sqft

8973 Knoble Court, Eden Prairie

2150 Old School Road #354, Mound, MN, 55364 — assumable VA mortgage at 6.81%
VA
Active
32
$439,900$27,287 equity gap
Rate
6.81%
7.40%today
Payment
$2,726/mo
$2,893today
  • 3beds
  • 2baths
  • 2,450sqft

2150 Old School Road #354, Mound

6512 Gray Fox Curve, Chanhassen, MN, 55317 — assumable FHA mortgage at 4.51%
FHA
Active
36
$460,067$273,478 equity gap
Rate
4.51%
7.40%today
Payment
$1,320/mo
$1,802today
  • 3beds
  • 2baths
  • 1,719sqft

6512 Gray Fox Curve, Chanhassen

6159 Creek Line Drive, Minnetonka, MN, 55345 — assumable FHA mortgage at 6.81%
FHA
Active
46
$375,000$42,983 equity gap
Rate
6.81%
7.40%today
Payment
$2,243/mo
$2,379today
  • 3beds
  • 2baths
  • 2,240sqft

6159 Creek Line Drive, Minnetonka

10354 Birchwood Circle, Victoria, MN, 55318 — assumable VA mortgage at 4.875%
VA
Active
13
$384,990$384,990 equity gap
Rate
4.875%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,070sqft

10354 Birchwood Circle, Victoria

10356 Birchwood Circle, Victoria, MN, 55318 — assumable VA mortgage at 4.875%
VA
Active
41
$379,990$379,990 equity gap
Rate
4.875%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

10356 Birchwood Circle, Victoria

14411 Fairway Drive, Eden Prairie, MN, 55344 — assumable FHA mortgage at 4.88%
FHA
Active
25
$234,900$153,349 equity gap
Rate
4.88%
7.40%today
Payment
$717/mo
$937today
  • 2beds
  • 2baths
  • 1,104sqft

14411 Fairway Drive, Eden Prairie

4929 West Lane, Minnetonka, MN, 55345 — assumable FHA mortgage at 5.25%
FHA
Active
72
$600,000$392,982 equity gap
Rate
5.25%
7.40%today
Payment
$1,834/mo
$2,299today
  • 4beds
  • 4baths
  • 2,625sqft

4929 West Lane, Minnetonka

10362 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
17
$379,990$379,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

10362 Birchwood Circle, Victoria

10364 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
16
$399,990$399,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 4beds
  • 4baths
  • 2,070sqft

10364 Birchwood Circle, Victoria

10380 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
31
$415,185$415,185 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

10380 Birchwood Circle, Victoria

Assuming a mortgage in Excelsior

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$600 /mo
Median cash to assume
$223,737
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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