Assumable homes for sale in Escondido, CA

7 homesVA & FHA loansrates from 3.33% vs 7.40% today

Escondido assumption guide
809 Sol Vista, Escondido, CA, 92025 — assumable VA mortgage at 3.33%
VA
Active
29
$849,000$437,157 equity gap
Rate
3.33%
7.40%today
Payment
$2,088/mo
$3,289today
  • 4beds
  • 3baths
  • 1,820sqft

809 Sol Vista, Escondido

351 10th Ave, Escondido, CA, 92025 — assumable VA mortgage at 3.33%
VA
Active
33
$899,000$545,801 equity gap
Rate
3.33%
7.40%today
Payment
$1,795/mo
$2,827today
  • 3beds
  • 2baths
  • 1,553sqft

351 10th Ave, Escondido

3115 BERNARDO LANE, Escondido, CA, 92029 — assumable FHA mortgage at 3.43%
FHA
Active
61
$1,099,895$640,875 equity gap
Rate
3.43%
7.40%today
Payment
$2,630/mo
$4,091today
  • 4beds
  • 3baths
  • 2,212sqft

3115 BERNARDO LANE, Escondido

1564 Tanglewood Ln #15, Escondido, CA, 92029 — assumable VA mortgage at 5.23%
VA
Active
26
$505,000$30,385 equity gap
Rate
5.23%
7.40%today
Payment
$2,790/mo
$3,506today
  • 2beds
  • 2baths
  • 1,245sqft

1564 Tanglewood Ln #15, Escondido

2564 Escondido Blvd #512, Escondido, CA, 92025 — assumable VA mortgage at 6.60%
VA
Active
37
$625,000$30,754 equity gap
Rate
6.60%
7.40%today
Payment
$3,947/mo
$4,279today
  • 2beds
  • 3baths
  • 1,130sqft

2564 Escondido Blvd #512, Escondido

851 Casa de Oro pl, Escondido, CA, 92025 — assumable VA mortgage at 6.50%
VA
Active
41
$1,160,000$183,447 equity gap
Rate
6.50%
7.40%today
Payment
$6,305/mo
$6,907today
  • 5beds
  • 3baths
  • 2,003sqft

851 Casa de Oro pl, Escondido

530 Kalmia Street, Escondido, CA, 92025 — assumable FHA mortgage at 6.89%
FHA
Active
25
$669,000$148,449 equity gap
Rate
6.89%
7.40%today
Payment
$3,500/mo
$3,683today
  • 2beds
  • 1baths
  • 786sqft

530 Kalmia Street, Escondido

Assuming a mortgage in Escondido

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.33%
Lowest existing payment
$1,795 /mo
Median cash to assume
$183,447
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.