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Assumable homes for sale in Elverta, CA

10 homesFHA & VA loansrates from 2.31% vs 7.40% today

Elverta assumption guide
Marysville Boulevard, Sacramento, CA, 95815 — assumable FHA mortgage at 2.84%
FHA
Active
11
$475,000$134,857 equity gap
Rate
2.84%
7.40%today
Payment
$1,581/mo
$2,651today
  • 3beds
  • 2baths
  • 1,260sqft

Marysville Boulevard, Sacramento

Hummingbird Way, Roseville, CA, 95747 — assumable VA mortgage at 2.31%
VA
Active
74
$825,000$483,681 equity gap
Rate
2.31%
7.40%today
Payment
$1,525/mo
$2,741today
  • 4beds
  • 3baths
  • 2,730sqft

Hummingbird Way, Roseville

Anchor Circle, Fair Oaks, CA, 95628 — assumable FHA mortgage at 3.72%
FHA
Active
40
$469,000$176,082 equity gap
Rate
3.72%
7.40%today
Payment
$1,563/mo
$2,345today
  • 3beds
  • 2baths
  • 1,195sqft

Anchor Circle, Fair Oaks

4501 Blackrock Drive, Sacramento, CA, 95834 — assumable FHA mortgage at 5.30%
FHA
Active
43
$510,000Potential short sale
Rate
5.30%
7.40%today
Payment
$3,172/mo
$3,955today
  • 3beds
  • 3baths
  • 1,559sqft

4501 Blackrock Drive, Sacramento

3748 Cameron, Sacramento, CA, 95838 — assumable FHA mortgage at 4.46%
FHA
Active
31
$245,000$82,530 equity gap
Rate
4.46%
7.40%today
Payment
$952/mo
$1,307today
  • 2beds
  • 1baths
  • 1,020sqft

3748 Cameron, Sacramento

4479 Corse Walk, Sacramento, CA, 95834 — assumable FHA mortgage at 6.54%
FHA
Active
39
$470,000$10,404 equity gap
Rate
6.54%
7.40%today
Payment
$3,035/mo
$3,311today
  • 4beds
  • 4baths
  • 1,920sqft

4479 Corse Walk, Sacramento

Lynne Way, Sacramento, CA, 95821 — assumable FHA mortgage at 6.54%
FHA
Active
3
$640,000$37,653 equity gap
Rate
6.54%
7.40%today
Payment
$3,982/mo
$4,344today
  • 4beds
  • 3baths
  • 1,628sqft

Lynne Way, Sacramento

2359 Bayless Way, Sacramento, CA, 95835 — assumable FHA mortgage at 6.96%
FHA
Active
30
$507,000$39,134 equity gap
Rate
6.96%
7.40%today
Payment
$3,203/mo
$3,346today
  • 3beds
  • 3baths
  • 1,536sqft

2359 Bayless Way, Sacramento

3005 Fairways Court, Sacramento, CA, 95821 — assumable FHA mortgage at 6.54%
FHA
Active
4
$323,700Potential short sale
Rate
6.54%
7.40%today
Payment
$2,867/mo
$3,127today
  • 2beds
  • 3baths
  • 1,417sqft

3005 Fairways Court, Sacramento

700 Pinedale Ave, Sacramento, CA, 95838 — assumable FHA mortgage at 7.12%
FHA
Active
46
$489,990$469,779 equity gap
Rate
7.12%
7.40%today
Payment
$149/mo
$152today
  • 4beds
  • 2baths
  • 1,726sqft

700 Pinedale Ave, Sacramento

Assuming a mortgage in Elverta

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.31%
Lowest existing payment
$952 /mo
Median cash to assume
$108,693
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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