Assumable homes for sale in El Sobrante, CA

3 homesFHA & VA loansrates from 2.70% vs 7.40% today

El Sobrante assumption guide
205 Del Valle Cir, El Sobrante, CA, 94803 — assumable VA mortgage at 2.70%
VA
Active
25
$369,000$135,016 equity gap
Rate
2.70%
7.40%today
Payment
$1,089/mo
$1,859today
  • 2beds
  • 2baths
  • 1,022sqft

205 Del Valle Cir, El Sobrante

3 Wildwood Place, Richmond, CA, 94803 — assumable FHA mortgage at 3.60%
FHA
Active
52
$960,000$351,725 equity gap
Rate
3.60%
7.40%today
Payment
$3,214/mo
$4,895today
  • 4beds
  • 3baths
  • 2,781sqft

3 Wildwood Place, Richmond

407 Vista Heights Rd, El Cerrito, CA, 94530 — assumable FHA mortgage at 6.88%
FHA
Active
29
$650,000$12,400 equity gap
Rate
6.88%
7.40%today
Payment
$4,304/mo
$4,534today
  • 2beds
  • 2baths
  • 1,298sqft

407 Vista Heights Rd, El Cerrito

Assuming a mortgage in El Sobrante

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$1,089 /mo
Median cash to assume
$135,016
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.