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Assumable homes for sale in El Paso, TX

66 homesFHA & VA loansrates from 2.15% vs 7.40% today

El Paso assumption guide
6033 LOS PUEBLOS Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.96%
VA
Active
52
$328,950$73,812 equity gap
Rate
2.96%
7.40%today
Payment
$1,210/mo
$1,997today
  • 3beds
  • 2baths
  • 1,814sqft

6033 LOS PUEBLOS Drive, El Paso

2700 BERWICK Road, El Paso, TX, 79925 — assumable VA mortgage at 3.10%
VA
Active
28
$350,000$105,337 equity gap
Rate
3.10%
7.40%today
Payment
$1,163/mo
$1,885today
  • 4beds
  • 3baths
  • 1,966sqft

2700 BERWICK Road, El Paso

6969 Granero Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.45%
VA
Active
54
$465,000$111,204 equity gap
Rate
3.45%
7.40%today
Payment
$1,740/mo
$2,700today
  • 5beds
  • 4baths
  • 3,499sqft

6969 Granero Drive, El Paso

732 Emerald View Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.65%
VA
Active
64
$759,900$273,153 equity gap
Rate
2.65%
7.40%today
Payment
$2,253/mo
$3,870today
  • 4beds
  • 4baths
  • 3,288sqft

732 Emerald View Drive, El Paso

5649 VALLEY MAPLE Drive, El Paso, TX, 79932 — assumable FHA mortgage at 2.99%
FHA
Active
48
$445,000$162,075 equity gap
Rate
2.99%
7.40%today
Payment
$1,331/mo
$2,189today
  • 5beds
  • 3baths
  • 2,308sqft

5649 VALLEY MAPLE Drive, El Paso

224 VIKING Drive, El Paso, TX, 79912 — assumable FHA mortgage at 3.69%
FHA
Active
45
$319,900$86,931 equity gap
Rate
3.69%
7.40%today
Payment
$1,169/mo
$1,761today
  • 5beds
  • 2baths
  • 2,064sqft

224 VIKING Drive, El Paso

849 River Oaks Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.21%
VA
Active
110
$995,000$365,240 equity gap
Rate
3.21%
7.40%today
Payment
$2,476/mo
$4,352today
  • 5beds
  • 4baths
  • 3,816sqft

849 River Oaks Drive, El Paso

10732 VISTA LOMAS Drive, El Paso, TX, 79935 — assumable FHA mortgage at 3.76%
FHA
Active
45
$344,500$103,661 equity gap
Rate
3.76%
7.40%today
Payment
$1,220/mo
$1,822today
  • 3beds
  • 2baths
  • 2,600sqft

10732 VISTA LOMAS Drive, El Paso

8312 Mineola Drive, El Paso, TX, 79925 — assumable FHA mortgage at 0.01%
FHA
Active
29
$369,900$291,190 equity gap
Rate
0.01%
7.40%today
Payment
$382/mo
$952today
  • 3beds
  • 3baths
  • 1,971sqft

8312 Mineola Drive, El Paso

5107 RAYMOND JAYS Road, El Paso, TX, 79903 — assumable VA mortgage at 2.15%
VA
Active
35
$279,900$143,096 equity gap
Rate
2.15%
7.40%today
Payment
$1,259/mo
$1,783today
  • 3beds
  • 2baths
  • 1,924sqft

5107 RAYMOND JAYS Road, El Paso

911 La Paz Drive, El Paso, TX, 79915 — assumable FHA mortgage at 2.53%
FHA
Active
23
$194,950$194,949 equity gap
Rate
2.53%
7.40%today
Payment
$0/mo
$0today
  • 4beds
  • 2baths
  • 2,333sqft

911 La Paz Drive, El Paso

436 DE LEON Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.67%
VA
Active
51
$279,000$158,310 equity gap
Rate
2.67%
7.40%today
Payment
$560/mo
$959today
  • 4beds
  • 2baths
  • 1,841sqft

436 DE LEON Drive, El Paso

604 ROSINANTE Road, El Paso, TX, 79922 — assumable VA mortgage at 2.68%
VA
Active
59
$675,000$385,490 equity gap
Rate
2.68%
7.40%today
Payment
$1,341/mo
$2,295today
  • 5beds
  • 5baths
  • 3,387sqft

604 ROSINANTE Road, El Paso

6043 LOURDES Road, Santa Teresa, NM, 88008 — assumable VA mortgage at 2.73%
VA
Active
16
$325,000$169,351 equity gap
Rate
2.73%
7.40%today
Payment
$725/mo
$1,233today
  • 3beds
  • 2baths
  • 1,915sqft

6043 LOURDES Road, Santa Teresa

733 DERRICKSON Drive, El Paso, TX, 79912 — assumable FHA mortgage at 2.81%
FHA
Active
21
$240,000$135,603 equity gap
Rate
2.81%
7.40%today
Payment
$537/mo
$869today
  • 3beds
  • 2baths
  • 1,321sqft

733 DERRICKSON Drive, El Paso

5712 Pebble Beach Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.86%
VA
Active
58
$539,999$255,186 equity gap
Rate
2.86%
7.40%today
Payment
$1,321/mo
$2,209today
  • 4beds
  • 3baths
  • 2,944sqft

5712 Pebble Beach Drive, El Paso

3206 LORNE Road, El Paso, TX, 79925 — assumable VA mortgage at 2.88%
VA
Active
30
$262,000$164,422 equity gap
Rate
2.88%
7.40%today
Payment
$469/mo
$781today
  • 3beds
  • 2baths
  • 1,510sqft

3206 LORNE Road, El Paso

4 Sierra Crest Drive, El Paso, TX, 79902 — assumable VA mortgage at 2.88%
VA
Active
48
$495,000$238,353 equity gap
Rate
2.88%
7.40%today
Payment
$1,196/mo
$1,994today
  • 3beds
  • 3baths
  • 2,145sqft

4 Sierra Crest Drive, El Paso

7333 Wilcox Drive Drive, El Paso, TX, 79915 — assumable FHA mortgage at 2.93%
FHA
Active
12
$205,000$96,267 equity gap
Rate
2.93%
7.40%today
Payment
$513/mo
$850today
  • 3beds
  • 2baths
  • 1,161sqft

7333 Wilcox Drive Drive, El Paso

2506 PIEDRAS Street, El Paso, TX, 79930 — assumable VA mortgage at 3.00%
VA
Active
20
$295,000$295,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

2506 PIEDRAS Street, El Paso

11032 DON JANUARY Drive, El Paso, TX, 79935 — assumable VA mortgage at 3.02%
VA
Active
55
$813,500$636,141 equity gap
Rate
3.02%
7.40%today
Payment
$860/mo
$1,409today
  • 5beds
  • 5baths
  • 4,282sqft

11032 DON JANUARY Drive, El Paso

5644 PEBBLE BEACH Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.16%
VA
Active
55
$443,000$178,925 equity gap
Rate
3.16%
7.40%today
Payment
$1,312/mo
$2,112today
  • 3beds
  • 3baths
  • 2,786sqft

5644 PEBBLE BEACH Drive, El Paso

3115 TITANIC Avenue, El Paso, TX, 79904 — assumable FHA mortgage at 3.17%
FHA
Active
33
$372,000$188,356 equity gap
Rate
3.17%
7.40%today
Payment
$1,044/mo
$1,582today
  • 2beds
  • 3baths
  • 2,820sqft

3115 TITANIC Avenue, El Paso

5304 LOTTIE Lane, El Paso, TX, 79932 — assumable VA mortgage at 3.26%
VA
Active
65
$1,100,000$680,596 equity gap
Rate
3.26%
7.40%today
Payment
$2,111/mo
$3,354today
  • 4beds
  • 6baths
  • 4,433sqft

5304 LOTTIE Lane, El Paso

10422 Birthstone Drive, El Paso, TX, 79925 — assumable VA mortgage at 3.28%
VA
Active
31
$269,000$144,073 equity gap
Rate
3.28%
7.40%today
Payment
$630/mo
$999today
  • 4beds
  • 3baths
  • 1,718sqft

10422 Birthstone Drive, El Paso

133 Cloud Song, Santa Teresa, NM, 88008 — assumable VA mortgage at 3.69%
VA
Active
93
$375,000$147,444 equity gap
Rate
3.69%
7.40%today
Payment
$1,213/mo
$1,827today
  • 4beds
  • 2baths
  • 2,409sqft

133 Cloud Song, Santa Teresa

3530 TULAROSA Avenue, El Paso, TX, 79903 — assumable FHA mortgage at 3.52%
FHA
Active
18
$250,000$150,249 equity gap
Rate
3.52%
7.40%today
Payment
$575/mo
$884today
  • —beds
  • —baths
  • 1,860sqft

3530 TULAROSA Avenue, El Paso

7155 Seco Palm Street, El Paso, TX, 79912 — assumable VA mortgage at 3.65%
VA
Active
22
$365,000$183,290 equity gap
Rate
3.65%
7.40%today
Payment
$961/mo
$1,454today
  • 3beds
  • 2baths
  • 2,095sqft

7155 Seco Palm Street, El Paso

5969 Los Pueblos Drive, El Paso, TX, 79912 — assumable VA mortgage at 4.98%
VA
Active
45
$479,000$96,173 equity gap
Rate
4.98%
7.40%today
Payment
$2,197/mo
$2,841today
  • 5beds
  • 3baths
  • 2,696sqft

5969 Los Pueblos Drive, El Paso

9208 BREISH Court, El Paso, TX, 79925 — assumable VA mortgage at 3.89%
VA
Active
70
$465,000$281,901 equity gap
Rate
3.89%
7.40%today
Payment
$1,131/mo
$1,662today
  • 4beds
  • 4baths
  • 2,763sqft

9208 BREISH Court, El Paso

10763 JANWAY Drive, El Paso, TX, 79935 — assumable FHA mortgage at 3.91%
FHA
Active
52
$359,999$197,205 equity gap
Rate
3.91%
7.40%today
Payment
$951/mo
$1,394today
  • 3beds
  • 2baths
  • 2,136sqft

10763 JANWAY Drive, El Paso

146 CROOM Road, El Paso, TX, 79915 — assumable FHA mortgage at 4.07%
FHA
Active
92
$459,900$403,141 equity gap
Rate
4.07%
7.40%today
Payment
$386/mo
$555today
  • —beds
  • —baths
  • 3,330sqft

146 CROOM Road, El Paso

673 La Entrada Circle, Sunland Park, NM, 88063 — assumable VA mortgage at 5.41%
VA
Active
33
$450,000$52,801 equity gap
Rate
5.41%
7.40%today
Payment
$2,374/mo
$2,924today
  • 5beds
  • 4baths
  • 2,897sqft

673 La Entrada Circle, Sunland Park

809 GALLOWAY Drive, El Paso, TX, 79902 — assumable VA mortgage at 6.31%
VA
Active
57
$525,000$23,689 equity gap
Rate
6.31%
7.40%today
Payment
$3,253/mo
$3,635today
  • 4beds
  • 5baths
  • 1,812sqft

809 GALLOWAY Drive, El Paso

106 LOMA PARDA Trail, Santa Teresa, NM, 88008 — assumable FHA mortgage at 6.63%
FHA
Active
21
$345,000Potential short sale
Rate
6.63%
7.40%today
Payment
$2,227/mo
$2,407today
  • 4beds
  • 2baths
  • 1,796sqft

106 LOMA PARDA Trail, Santa Teresa

814 GALLOWAY Drive, El Paso, TX, 79902 — assumable FHA mortgage at 5.78%
FHA
Active
78
$450,000$66,906 equity gap
Rate
5.78%
7.40%today
Payment
$2,386/mo
$2,821today
  • 5beds
  • 2baths
  • 2,015sqft

814 GALLOWAY Drive, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$381 /mo
Median cash to assume
$147,128
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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