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Assumable homes for sale in Dayton, MN

93 homesFHA & VA loansrates from 2.77% vs 7.40% today

Dayton assumption guide
15459 Iodine Ridge, Ramsey, MN, 55303 — assumable FHA mortgage at 3.09%
FHA
Active
50
$270,000$50,000 equity gap
Rate
3.09%
7.40%today
Payment
$1,047/mo
$1,699today
  • 3beds
  • 3baths
  • 1,763sqft

15459 Iodine Ridge, Ramsey

4998 Kama Lane, Albertville, MN, 55301 — assumable VA mortgage at 3.10%
VA
Active
32
$419,000$72,328 equity gap
Rate
3.10%
7.40%today
Payment
$1,644/mo
$2,666today
  • 4beds
  • 4baths
  • 2,630sqft

4998 Kama Lane, Albertville

11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$46,742 equity gap
Rate
3.11%
7.40%today
Payment
$958/mo
$1,552today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

13413 Riverview Drive, Elk River, MN, 55330 — assumable FHA mortgage at 2.81%
FHA
Active
18
$374,900$104,687 equity gap
Rate
2.81%
7.40%today
Payment
$1,273/mo
$2,141today
  • 5beds
  • 2baths
  • 2,126sqft

13413 Riverview Drive, Elk River

12789 Breckenridge Lane, Rogers, MN, 55374 — assumable VA mortgage at 2.88%
VA
Active
45
$475,000$122,938 equity gap
Rate
2.88%
7.40%today
Payment
$1,633/mo
$2,723today
  • 3beds
  • 3baths
  • 2,070sqft

12789 Breckenridge Lane, Rogers

6206 114th Place, Champlin, MN, 55316 — assumable FHA mortgage at 2.88%
FHA
Active
17
$365,000$88,502 equity gap
Rate
2.88%
7.40%today
Payment
$1,288/mo
$2,148today
  • 4beds
  • 2baths
  • 1,487sqft

6206 114th Place, Champlin

12420 Pineview Trail, Dayton, MN, 55327 — assumable VA mortgage at 2.96%
VA
Active
27
$350,000$74,053 equity gap
Rate
2.96%
7.40%today
Payment
$1,309/mo
$2,160today
  • 3beds
  • 2baths
  • 1,915sqft

12420 Pineview Trail, Dayton

7474 Lamont Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 3.13%
FHA
Active
46
$399,990$105,492 equity gap
Rate
3.13%
7.40%today
Payment
$1,459/mo
$2,357today
  • 4beds
  • 4baths
  • 2,372sqft

7474 Lamont Avenue, Otsego

15513 Sodium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.18%
FHA
Active
17
$219,900$61,705 equity gap
Rate
3.18%
7.40%today
Payment
$788/mo
$1,265today
  • 3beds
  • 3baths
  • 1,390sqft

15513 Sodium Street, Ramsey

11544 Elmwood Avenue, Champlin, MN, 55316 — assumable VA mortgage at 2.89%
VA
Active
15
$260,000$80,043 equity gap
Rate
2.89%
7.40%today
Payment
$861/mo
$1,434today
  • 2beds
  • 2baths
  • 1,328sqft

11544 Elmwood Avenue, Champlin

10669 74th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.42%
FHA
Active
91
$365,000$32,515 equity gap
Rate
4.42%
7.40%today
Payment
$1,804/mo
$2,488today
  • 3beds
  • 3baths
  • 2,247sqft

10669 74th Street, Otsego

7356 Kalland Circle, Otsego, MN, 55301 — assumable VA mortgage at 2.77%
VA
Active
26
$309,900$127,286 equity gap
Rate
2.77%
7.40%today
Payment
$842/mo
$1,425today
  • 3beds
  • 3baths
  • 2,069sqft

7356 Kalland Circle, Otsego

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
27
$449,900$276,000 equity gap
Rate
2.81%
7.40%today
Payment
$823/mo
$1,385today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

10512 Hidden Oaks Lane, Champlin, MN, 55369 — assumable FHA mortgage at 2.84%
FHA
Active
35
$575,000$236,866 equity gap
Rate
2.84%
7.40%today
Payment
$1,598/mo
$2,678today
  • 5beds
  • 4baths
  • 3,947sqft

10512 Hidden Oaks Lane, Champlin

18011 Johnson Street, Elk River, MN, 55330 — assumable FHA mortgage at 2.91%
FHA
Active
33
$345,000$163,082 equity gap
Rate
2.91%
7.40%today
Payment
$874/mo
$1,452today
  • 3beds
  • 2baths
  • 2,307sqft

18011 Johnson Street, Elk River

11462 53rd Street, Albertville, MN, 55301 — assumable FHA mortgage at 2.98%
FHA
Active
38
$429,900$177,131 equity gap
Rate
2.98%
7.40%today
Payment
$1,227/mo
$2,020today
  • 4beds
  • 3baths
  • 2,506sqft

11462 53rd Street, Albertville

16544 62nd Street, Otsego, MN, 55374 — assumable VA mortgage at 2.99%
VA
Active
48
$749,000$298,590 equity gap
Rate
2.99%
7.40%today
Payment
$2,134/mo
$3,508today
  • 7beds
  • 5baths
  • 4,850sqft

16544 62nd Street, Otsego

18566 147th Street, Elk River, MN, 55330 — assumable VA mortgage at 3.31%
VA
Active
35
$395,000$144,247 equity gap
Rate
3.31%
7.40%today
Payment
$1,272/mo
$2,008today
  • 4beds
  • 2baths
  • 2,016sqft

18566 147th Street, Elk River

101 Carissa Lane, Saint Michael, MN, 55376 — assumable VA mortgage at 3.02%
VA
Active
51
$425,000$175,236 equity gap
Rate
3.02%
7.40%today
Payment
$1,198/mo
$1,962today
  • 3beds
  • 2baths
  • 1,894sqft

101 Carissa Lane, Saint Michael

13761 Dorothy Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.03%
FHA
Active
54
$384,900$159,694 equity gap
Rate
3.03%
7.40%today
Payment
$1,101/mo
$1,802today
  • 4beds
  • 3baths
  • 3,063sqft

13761 Dorothy Drive, Rogers

2553 11th Avenue, Anoka, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
30
$286,900$280,829 equity gap
Rate
3.10%
7.40%today
Payment
$31/mo
$49today
  • 3beds
  • 2baths
  • 1,819sqft

2553 11th Avenue, Anoka

14175 Barium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.40%
FHA
Active
23
$339,900$111,265 equity gap
Rate
3.40%
7.40%today
Payment
$1,176/mo
$1,836today
  • 4beds
  • 2baths
  • 1,630sqft

14175 Barium Street, Ramsey

18667 Zane Street, Elk River, MN, 55330 — assumable VA mortgage at 3.42%
VA
Active
44
$374,900$258,828 equity gap
Rate
3.42%
7.40%today
Payment
$757/mo
$1,178today
  • 3beds
  • 3baths
  • 2,328sqft

18667 Zane Street, Elk River

11172 76th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.72%
FHA
Active
29
$242,500$28,207 equity gap
Rate
4.72%
7.40%today
Payment
$1,200/mo
$1,598today
  • 2beds
  • 2baths
  • 1,525sqft

11172 76th Street, Otsego

14729 Krypton Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.44%
FHA
Active
49
$515,000$270,918 equity gap
Rate
3.44%
7.40%today
Payment
$1,400/mo
$2,175today
  • 4beds
  • 3baths
  • 3,161sqft

14729 Krypton Street, Ramsey

8098 Padgett Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 5.27%
FHA
Active
47
$420,000$10,293 equity gap
Rate
5.27%
7.40%today
Payment
$2,418/mo
$3,025today
  • 4beds
  • 4baths
  • 2,775sqft

8098 Padgett Avenue, Otsego

627 Grant Street, Anoka, MN, 55303 — assumable FHA mortgage at 3.50%
FHA
Active
26
$250,000$141,034 equity gap
Rate
3.50%
7.40%today
Payment
$661/mo
$1,019today
  • 2beds
  • 2baths
  • 1,604sqft

627 Grant Street, Anoka

13525 Oakwood Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.53%
FHA
Active
31
$459,000$298,590 equity gap
Rate
3.53%
7.40%today
Payment
$1,062/mo
$1,632today
  • 3beds
  • 3baths
  • 2,249sqft

13525 Oakwood Drive, Rogers

16001 Nowthen Boulevard, Ramsey, MN, 55303 — assumable FHA mortgage at 3.59%
FHA
Active
44
$459,900$306,872 equity gap
Rate
3.59%
7.40%today
Payment
$902/mo
$1,376today
  • 6beds
  • 4baths
  • 3,286sqft

16001 Nowthen Boulevard, Ramsey

17872 Tyler Street, Elk River, MN, 55330 — assumable FHA mortgage at 3.92%
FHA
Active
46
$399,000$157,730 equity gap
Rate
3.92%
7.40%today
Payment
$1,392/mo
$2,039today
  • 5beds
  • 4baths
  • 2,875sqft

17872 Tyler Street, Elk River

6650 153rd Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.64%
FHA
Active
32
$399,000$221,193 equity gap
Rate
3.64%
7.40%today
Payment
$939/mo
$1,423today
  • 4beds
  • 3baths
  • 1,983sqft

6650 153rd Lane, Ramsey

12008 Maryland Court, Champlin, MN, 55316 — assumable FHA mortgage at 3.64%
FHA
Active
42
$399,900$226,693 equity gap
Rate
3.64%
7.40%today
Payment
$1,023/mo
$1,550today
  • 4beds
  • 2baths
  • 2,134sqft

12008 Maryland Court, Champlin

13720 Vinewood Lane, Dayton, MN, 55327 — assumable FHA mortgage at 3.71%
FHA
Active
48
$439,900$233,718 equity gap
Rate
3.71%
7.40%today
Payment
$1,229/mo
$1,846today
  • 2beds
  • 3baths
  • 2,082sqft

13720 Vinewood Lane, Dayton

6925 169th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.75%
FHA
Active
51
$544,900$332,980 equity gap
Rate
3.75%
7.40%today
Payment
$1,498/mo
$2,240today
  • 4beds
  • 3baths
  • 2,558sqft

6925 169th Lane, Ramsey

4321 141st Lane, Andover, MN, 55304 — assumable FHA mortgage at 5.22%
FHA
Active
15
$399,900$43,729 equity gap
Rate
5.22%
7.40%today
Payment
$2,085/mo
$2,623today
  • 4beds
  • 3baths
  • 2,087sqft

4321 141st Lane, Andover

343 Sunrise Lane, Champlin, MN, 55316 — assumable VA mortgage at 5.23%
VA
Active
56
$409,900$44,085 equity gap
Rate
5.23%
7.40%today
Payment
$2,150/mo
$2,702today
  • 4beds
  • 2baths
  • 2,133sqft

343 Sunrise Lane, Champlin

Assuming a mortgage in Dayton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$661 /mo
Median cash to assume
$180,793
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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