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Assumable homes for sale in Cottage Grove, MN

73 homesFHA & VA loansrates from 2.77% vs 7.40% today

Cottage Grove assumption guide
149 19th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 2.90%
FHA
Active
19
$279,000$43,733 equity gap
Rate
2.90%
7.40%today
Payment
$1,103/mo
$1,836today
  • 3beds
  • 1baths
  • 1,515sqft

149 19th Avenue, South Saint Paul

7590 Newbury Road, Woodbury, MN, 55125 — assumable VA mortgage at 2.87%
VA
Active
27
$335,000$99,816 equity gap
Rate
2.87%
7.40%today
Payment
$1,123/mo
$1,875today
  • 2beds
  • 2baths
  • 1,464sqft

7590 Newbury Road, Woodbury

8663 Quarry Ridge Lane #F, Woodbury, MN, 55125 — assumable VA mortgage at 2.89%
VA
Active
49
$249,990$65,034 equity gap
Rate
2.89%
7.40%today
Payment
$883/mo
$1,470today
  • 2beds
  • 2baths
  • 1,242sqft

8663 Quarry Ridge Lane #F, Woodbury

9013 Indian Boulevard, Cottage Grove, MN, 55016 — assumable FHA mortgage at 2.93%
FHA
Active
37
$425,000$116,742 equity gap
Rate
2.93%
7.40%today
Payment
$1,481/mo
$2,454today
  • 3beds
  • 2baths
  • 1,859sqft

9013 Indian Boulevard, Cottage Grove

556 Pleasant Drive, Prescott, WI, 54021 — assumable VA mortgage at 2.98%
VA
Active
20
$399,795$90,855 equity gap
Rate
2.98%
7.40%today
Payment
$1,446/mo
$2,380today
  • 3beds
  • 3baths
  • 1,450sqft

556 Pleasant Drive, Prescott

6781 Sherwood Road, Woodbury, MN, 55125 — assumable FHA mortgage at 3.01%
FHA
Active
20
$254,900$55,430 equity gap
Rate
3.01%
7.40%today
Payment
$971/mo
$1,593today
  • 2beds
  • 2baths
  • 1,324sqft

6781 Sherwood Road, Woodbury

9045 Inver Grove Trail, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 3.09%
FHA
Active
18
$525,000$157,086 equity gap
Rate
3.09%
7.40%today
Payment
$1,747/mo
$2,836today
  • 4beds
  • 3baths
  • 2,852sqft

9045 Inver Grove Trail, Inver Grove Heights

11011 Oak Grove Circle #B, Woodbury, MN, 55129 — assumable FHA mortgage at 3.28%
FHA
Active
39
$300,000$80,441 equity gap
Rate
3.28%
7.40%today
Payment
$1,102/mo
$1,747today
  • 3beds
  • 2baths
  • 1,788sqft

11011 Oak Grove Circle #B, Woodbury

3563 Rae Lane, Woodbury, MN, 55125 — assumable VA mortgage at 2.94%
VA
Active
78
$650,000$207,082 equity gap
Rate
2.94%
7.40%today
Payment
$2,135/mo
$3,534today
  • 4beds
  • 3baths
  • 3,502sqft

3563 Rae Lane, Woodbury

3580 Hazel Trail #D, Woodbury, MN, 55129 — assumable VA mortgage at 3.60%
VA
Active
30
$265,000$62,582 equity gap
Rate
3.60%
7.40%today
Payment
$1,082/mo
$1,648today
  • 3beds
  • 2baths
  • 1,847sqft

3580 Hazel Trail #D, Woodbury

13997 50th Street, Afton, MN, 55001 — assumable VA mortgage at 2.77%
VA
Active
47
$699,000$311,830 equity gap
Rate
2.77%
7.40%today
Payment
$1,820/mo
$3,078today
  • 3beds
  • 2baths
  • 2,258sqft

13997 50th Street, Afton

512 Hastings Avenue, Saint Paul Park, MN, 55071 — assumable FHA mortgage at 2.81%
FHA
Active
47
$250,000$115,761 equity gap
Rate
2.81%
7.40%today
Payment
$629/mo
$1,059today
  • 2beds
  • 2baths
  • 808sqft

512 Hastings Avenue, Saint Paul Park

1095 Humboldt Avenue, West Saint Paul, MN, 55118 — assumable FHA mortgage at 2.86%
FHA
Active
27
$175,000$101,724 equity gap
Rate
2.86%
7.40%today
Payment
$350/mo
$586today
  • 2beds
  • 1baths
  • 772sqft

1095 Humboldt Avenue, West Saint Paul

182 Emerson Avenue, West Saint Paul, MN, 55118 — assumable VA mortgage at 3.10%
VA
Active
22
$284,900$242,484 equity gap
Rate
3.10%
7.40%today
Payment
$1,000/mo
$1,324today
  • 2beds
  • 2baths
  • 1,705sqft

182 Emerson Avenue, West Saint Paul

830 5th Street, Hastings, MN, 55033 — assumable FHA mortgage at 3.14%
FHA
Active
18
$300,000$155,455 equity gap
Rate
3.14%
7.40%today
Payment
$690/mo
$1,113today
  • 1beds
  • 1baths
  • 1,076sqft

830 5th Street, Hastings

4364 Corn Silk Lane, Woodbury, MN, 55129 — assumable FHA mortgage at 4.00%
FHA
Active
8
$359,900$94,563 equity gap
Rate
4.00%
7.40%today
Payment
$1,495/mo
$2,169today
  • 3beds
  • 3baths
  • 1,772sqft

4364 Corn Silk Lane, Woodbury

10524 Kimbro Avenue, Cottage Grove, MN, 55016 — assumable VA mortgage at 3.36%
VA
Active
34
$530,000$260,534 equity gap
Rate
3.36%
7.40%today
Payment
$1,377/mo
$2,160today
  • 5beds
  • 2baths
  • 1,836sqft

10524 Kimbro Avenue, Cottage Grove

3775 Hazel Trail #G, Woodbury, MN, 55129 — assumable FHA mortgage at 5.22%
FHA
Active
35
$278,000$14,169 equity gap
Rate
5.22%
7.40%today
Payment
$1,540/mo
$1,938today
  • 2beds
  • 2baths
  • 1,570sqft

3775 Hazel Trail #G, Woodbury

178 Sieben Crest Lane, Hastings, MN, 55033 — assumable FHA mortgage at 3.49%
FHA
Active
39
$300,000$131,939 equity gap
Rate
3.49%
7.40%today
Payment
$880/mo
$1,359today
  • 3beds
  • 2baths
  • 1,500sqft

178 Sieben Crest Lane, Hastings

416 4th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 3.55%
FHA
Active
43
$275,000$252,529 equity gap
Rate
3.55%
7.40%today
Payment
$117/mo
$176today
  • 4beds
  • 2baths
  • 1,334sqft

416 4th Avenue, South Saint Paul

2578 Copper Cliff Trail, Woodbury, MN, 55125 — assumable VA mortgage at 3.88%
VA
Active
32
$329,900$115,302 equity gap
Rate
3.88%
7.40%today
Payment
$1,246/mo
$1,834today
  • 4beds
  • 2baths
  • 1,940sqft

2578 Copper Cliff Trail, Woodbury

3794 Conroy Trail, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 3.60%
FHA
Active
43
$224,900$111,898 equity gap
Rate
3.60%
7.40%today
Payment
$665/mo
$1,013today
  • 4beds
  • 2baths
  • 1,649sqft

3794 Conroy Trail, Inver Grove Heights

11624 Ivywood Circle, Woodbury, MN, 55129 — assumable FHA mortgage at 3.82%
FHA
Active
56
$615,000$348,459 equity gap
Rate
3.82%
7.40%today
Payment
$1,631/mo
$2,418today
  • 5beds
  • 4baths
  • 3,760sqft

11624 Ivywood Circle, Woodbury

429 5th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 5.30%
FHA
Active
38
$350,000$41,931 equity gap
Rate
5.30%
7.40%today
Payment
$1,827/mo
$2,277today
  • 4beds
  • 3baths
  • 1,442sqft

429 5th Avenue, South Saint Paul

3550 Cloman Way, Inver Grove Heights, MN, 55076 — assumable VA mortgage at 6.76%
VA
Active
20
$242,900$7,996 equity gap
Rate
6.76%
7.40%today
Payment
$1,543/mo
$1,645today
  • 2beds
  • 2baths
  • 1,320sqft

3550 Cloman Way, Inver Grove Heights

6869 101st Street, Cottage Grove, MN, 55016 — assumable FHA mortgage at 6.79%
FHA
Active
37
$359,900$6,086 equity gap
Rate
6.79%
7.40%today
Payment
$2,365/mo
$2,515today
  • 3beds
  • 3baths
  • 1,719sqft

6869 101st Street, Cottage Grove

10691 Bent Pine Lane, Woodbury, MN, 55129 — assumable VA mortgage at 6.85%
VA
Active
36
$710,000$21,947 equity gap
Rate
6.85%
7.40%today
Payment
$4,577/mo
$4,837today
  • 5beds
  • 3baths
  • 3,003sqft

10691 Bent Pine Lane, Woodbury

13616 Kaylemore Trail, Rosemount, MN, 55068 — assumable FHA mortgage at 6.89%
FHA
Active
50
$349,900Potential short sale
Rate
6.89%
7.40%today
Payment
$2,401/mo
$2,527today
  • 4beds
  • 3baths
  • 1,798sqft

13616 Kaylemore Trail, Rosemount

5030 Brent Avenue, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 4.50%
FHA
Active
21
$199,900$165,921 equity gap
Rate
4.50%
7.40%today
Payment
$260/mo
$355today
  • 2beds
  • 1baths
  • 752sqft

5030 Brent Avenue, Inver Grove Heights

7476 Jeffery Lane, Cottage Grove, MN, 55016 — assumable VA mortgage at 6.69%
VA
Active
28
$415,000$36,449 equity gap
Rate
6.69%
7.40%today
Payment
$2,509/mo
$2,695today
  • 4beds
  • 2baths
  • 1,546sqft

7476 Jeffery Lane, Cottage Grove

243 Park Street, South Saint Paul, MN, 55075 — assumable FHA mortgage at 6.79%
FHA
Active
33
$340,000$33,964 equity gap
Rate
6.79%
7.40%today
Payment
$2,046/mo
$2,175today
  • 7beds
  • 3baths
  • 2,528sqft

243 Park Street, South Saint Paul

9078 Sierra Road, Woodbury, MN, 55125 — assumable FHA mortgage at 6.82%
FHA
Active
29
$515,000$50,551 equity gap
Rate
6.82%
7.40%today
Payment
$3,111/mo
$3,297today
  • 5beds
  • 3baths
  • 2,817sqft

9078 Sierra Road, Woodbury

14345 Allerton Way, Rosemount, MN, 55068 — assumable FHA mortgage at 6.89%
FHA
Active
36
$450,000$34,123 equity gap
Rate
6.89%
7.40%today
Payment
$2,772/mo
$2,918today
  • 4beds
  • 3baths
  • 2,034sqft

14345 Allerton Way, Rosemount

11605 Manning Avenue, Hastings, MN, 55033 — assumable VA mortgage at 6.92%
VA
Active
23
$520,000$48,300 equity gap
Rate
6.92%
7.40%today
Payment
$3,181/mo
$3,337today
  • 3beds
  • 2baths
  • 2,657sqft

11605 Manning Avenue, Hastings

3311 Hazel Trail #I, Woodbury, MN, 55129 — assumable FHA mortgage at 7.17%
FHA
Active
19
$265,000$15,768 equity gap
Rate
7.17%
7.40%today
Payment
$1,727/mo
$1,767today
  • 2beds
  • 3baths
  • 1,505sqft

3311 Hazel Trail #I, Woodbury

6670 Pine Arbor Boulevard, Cottage Grove, MN, 55016 — assumable FHA mortgage at 7.20%
FHA
Active
17
$484,900$32,828 equity gap
Rate
7.20%
7.40%today
Payment
$3,159/mo
$3,222today
  • 4beds
  • 3baths
  • 2,535sqft

6670 Pine Arbor Boulevard, Cottage Grove

Assuming a mortgage in Cottage Grove

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$350 /mo
Median cash to assume
$115,761
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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