Assumable homes for sale in Costa Mesa, CA

4 homesVA & FHA loansrates from 2.97% vs 7.40% today

Costa Mesa assumption guide
21072 Amberwick, Huntington Beach, CA, 92646 — assumable VA mortgage at 2.97%
VA
Active
26
$1,695,000$740,549 equity gap
Rate
2.97%
7.40%today
Payment
$4,532/mo
$7,471today
  • 4beds
  • 4baths
  • 2,127sqft

21072 Amberwick, Huntington Beach

2103 Continental, Costa Mesa, CA, 92627 — assumable VA mortgage at 2.99%
VA
Active
25
$1,650,000$1,182,428 equity gap
Rate
2.99%
7.40%today
Payment
$2,220/mo
$3,650today
  • 3beds
  • 2baths
  • 1,569sqft

2103 Continental, Costa Mesa

200 McNeil Lane #211, Newport Beach, CA, 92663 — assumable FHA mortgage at 5.11%
FHA
Active
75
$485,000$4,455 equity gap
Rate
5.11%
7.40%today
Payment
$2,799/mo
$3,566today
  • 1beds
  • 1baths
  • 561sqft

200 McNeil Lane #211, Newport Beach

300 Cagney Lane #215, Newport Beach, CA, 92663 — assumable FHA mortgage at 7.03%
FHA
Active
32
$495,000Potential short sale
Rate
7.03%
7.40%today
Payment
$3,709/mo
$3,848today
  • 1beds
  • 1baths
  • 465sqft

300 Cagney Lane #215, Newport Beach

Assuming a mortgage in Costa Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.97%
Lowest existing payment
$2,220 /mo
Median cash to assume
$740,549
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.