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Assumable homes for sale in Columbus, MN

25 homesFHA & VA loansrates from 2.74% vs 7.40% today

Columbus assumption guide
23030 Henna Avenue, Forest Lake, MN, 55025 — assumable FHA mortgage at 2.86%
FHA
Active
15
$383,900$68,303 equity gap
Rate
2.86%
7.40%today
Payment
$1,464/mo
$2,447today
  • 3beds
  • 2baths
  • 1,636sqft

23030 Henna Avenue, Forest Lake

619 2nd Avenue, Forest Lake, MN, 55025 — assumable VA mortgage at 2.74%
VA
Active
20
$185,000$51,496 equity gap
Rate
2.74%
7.40%today
Payment
$622/mo
$1,057today
  • 2beds
  • 1baths
  • 1,092sqft

619 2nd Avenue, Forest Lake

4607 128th Circle, Blaine, MN, 55449 — assumable VA mortgage at 2.88%
VA
Active
29
$605,000$172,616 equity gap
Rate
2.88%
7.40%today
Payment
$2,014/mo
$3,359today
  • 5beds
  • 4baths
  • 2,859sqft

4607 128th Circle, Blaine

151 Morgan Lane, Lino Lakes, MN, 55014 — assumable FHA mortgage at 3.26%
FHA
Active
38
$299,000$81,058 equity gap
Rate
3.26%
7.40%today
Payment
$1,097/mo
$1,743today
  • 4beds
  • 3baths
  • 1,940sqft

151 Morgan Lane, Lino Lakes

12309 Lever Street, Blaine, MN, 55449 — assumable VA mortgage at 3.03%
VA
Active
54
$625,000$233,753 equity gap
Rate
3.03%
7.40%today
Payment
$1,909/mo
$3,123today
  • 4beds
  • 3baths
  • 2,673sqft

12309 Lever Street, Blaine

8750 212th Street, Forest Lake, MN, 55025 — assumable VA mortgage at 2.98%
VA
Active
19
$374,900$151,240 equity gap
Rate
2.98%
7.40%today
Payment
$1,118/mo
$1,819today
  • 3beds
  • 2baths
  • 2,332sqft

8750 212th Street, Forest Lake

20657 Jewel Avenue, Forest Lake, MN, 55025 — assumable VA mortgage at 3.69%
VA
Active
31
$350,000$120,380 equity gap
Rate
3.69%
7.40%today
Payment
$1,224/mo
$1,844today
  • 3beds
  • 2baths
  • 1,682sqft

20657 Jewel Avenue, Forest Lake

25423 Heims Lake Circle, Wyoming, MN, 55092 — assumable VA mortgage at 3.94%
VA
Active
34
$589,900$266,590 equity gap
Rate
3.94%
7.40%today
Payment
$1,865/mo
$2,724today
  • 2beds
  • 2baths
  • 2,299sqft

25423 Heims Lake Circle, Wyoming

20042 Wild Rice Drive, Wyoming, MN, 55092 — assumable VA mortgage at 6.50%
VA
Active
49
$409,900$20,688 equity gap
Rate
6.50%
7.40%today
Payment
$2,516/mo
$2,756today
  • 4beds
  • 2baths
  • 1,889sqft

20042 Wild Rice Drive, Wyoming

19813 English Avenue, Forest Lake, MN, 55025 — assumable FHA mortgage at 6.50%
FHA
Active
26
$465,000Potential short sale
Rate
6.50%
7.40%today
Payment
$3,009/mo
$3,297today
  • 5beds
  • 3baths
  • 2,285sqft

19813 English Avenue, Forest Lake

7611 229th Street, Forest Lake, MN, 55025 — assumable FHA mortgage at 6.16%
FHA
Active
27
$374,900$21,801 equity gap
Rate
6.16%
7.40%today
Payment
$2,220/mo
$2,508today
  • 3beds
  • 2baths
  • 2,254sqft

7611 229th Street, Forest Lake

4791 163rd Street, Hugo, MN, 55038 — assumable VA mortgage at 6.32%
VA
Active
28
$500,000$25,151 equity gap
Rate
6.32%
7.40%today
Payment
$3,008/mo
$3,357today
  • 5beds
  • 3baths
  • 2,841sqft

4791 163rd Street, Hugo

7561 Woods Edge Boulevard, Circle Pines, MN, 55014 — assumable FHA mortgage at 6.35%
FHA
Active
34
$329,999$22,649 equity gap
Rate
6.35%
7.40%today
Payment
$1,955/mo
$2,175today
  • 3beds
  • 3baths
  • 1,643sqft

7561 Woods Edge Boulevard, Circle Pines

7893 Gotland Lane, Circle Pines, MN, 55014 — assumable VA mortgage at 6.93%
VA
Active
41
$299,900$16,427 equity gap
Rate
6.93%
7.40%today
Payment
$1,903/mo
$1,994today
  • 3beds
  • 3baths
  • 1,690sqft

7893 Gotland Lane, Circle Pines

16479 Kiska Street, Ham Lake, MN, 55304 — assumable VA mortgage at 6.66%
VA
Active
100
$1,125,000$134,202 equity gap
Rate
6.66%
7.40%today
Payment
$6,507/mo
$7,010today
  • 4beds
  • 3baths
  • 4,441sqft

16479 Kiska Street, Ham Lake

345 9th Street, Forest Lake, MN, 55025 — assumable FHA mortgage at 6.73%
FHA
Active
34
$330,000$56,108 equity gap
Rate
6.73%
7.40%today
Payment
$1,811/mo
$1,937today
  • 4beds
  • 2baths
  • 1,780sqft

345 9th Street, Forest Lake

2440 119th Court #E, Blaine, MN, 55449 — assumable FHA mortgage at 5.00%
FHA
Active
40
$319,900$239,562 equity gap
Rate
5.00%
7.40%today
Payment
$705/mo
$909today
  • 3beds
  • 3baths
  • 1,730sqft

2440 119th Court #E, Blaine

7856 Marilyn Drive, Lino Lakes, MN, 55014 — assumable VA mortgage at 5.81%
VA
Active
27
$291,000$87,297 equity gap
Rate
5.81%
7.40%today
Payment
$1,269/mo
$1,496today
  • 3beds
  • 3baths
  • 1,494sqft

7856 Marilyn Drive, Lino Lakes

5524 188th Avenue, Wyoming, MN, 55092 — assumable FHA mortgage at 5.52%
FHA
Active
44
$744,900$329,703 equity gap
Rate
5.52%
7.40%today
Payment
$2,513/mo
$3,058today
  • 4beds
  • 4baths
  • 3,325sqft

5524 188th Avenue, Wyoming

8219 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
13
$519,990$519,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,892sqft

8219 Haywood Drive, Lino Lakes

8208 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
15
$499,990$499,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,877sqft

8208 Haywood Drive, Lino Lakes

8199 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
14
$579,250$579,250 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,877sqft

8199 Haywood Drive, Lino Lakes

8167 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
13
$699,990$699,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 3,146sqft

8167 Haywood Drive, Lino Lakes

8204 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
17
$599,990$599,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,972sqft

8204 Haywood Drive, Lino Lakes

6311 158th Street, Hugo, MN, 55038 — assumable FHA mortgage
FHA
Active
35
$549,990$549,990 equity gap
Rate
—%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,540sqft

6311 158th Street, Hugo

Assuming a mortgage in Columbus

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$622 /mo
Median cash to assume
$142,721
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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