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Assumable homes for sale in Clayton, CA

47 homesFHA & VA loansrates from 2.66% vs 7.40% today

Clayton assumption guide
2502 Princeton Ln, Antioch, CA, 94509 — assumable FHA mortgage at 2.90%
FHATop pick
Active
29
$350,000$12,250 equity gap
Rate
2.90%
7.40%today
Payment
$1,573/mo
$2,617today
  • 3beds
  • 2baths
  • 1,152sqft

2502 Princeton Ln, Antioch

7 Lawrence Ave, Antioch, CA, 94509 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$399,000$23,283 equity gap
Rate
3.10%
7.40%today
Payment
$1,778/mo
$2,883today
  • 3beds
  • 2baths
  • 1,095sqft

7 Lawrence Ave, Antioch

2674 Olivera Rd, Concord, CA, 94519 — assumable FHA mortgage at 2.77%
FHA
Active
44
$695,000$130,188 equity gap
Rate
2.77%
7.40%today
Payment
$2,593/mo
$4,387today
  • 3beds
  • 2baths
  • 1,103sqft

2674 Olivera Rd, Concord

1152 Maywood Lane, Martinez, CA, 94553 — assumable FHA mortgage at 2.79%
FHA
Active
36
$499,000$87,416 equity gap
Rate
2.79%
7.40%today
Payment
$1,934/mo
$3,263today
  • 3beds
  • 2baths
  • 1,216sqft

1152 Maywood Lane, Martinez

4344 Saint Charles Pl, Concord, CA, 94521 — assumable FHA mortgage at 2.80%
FHA
Active
33
$499,000$74,940 equity gap
Rate
2.80%
7.40%today
Payment
$2,009/mo
$3,386today
  • 3beds
  • 2baths
  • 1,088sqft

4344 Saint Charles Pl, Concord

4713 Country Hills Drive, Antioch, CA, 94531 — assumable FHA mortgage at 2.90%
FHA
Active
64
$649,000$129,759 equity gap
Rate
2.90%
7.40%today
Payment
$2,452/mo
$4,079today
  • 3beds
  • 2baths
  • 1,531sqft

4713 Country Hills Drive, Antioch

191 Clipper Dr, Pittsburg, CA, 94565 — assumable FHA mortgage at 2.98%
FHA
Active
23
$570,000$91,449 equity gap
Rate
2.98%
7.40%today
Payment
$2,264/mo
$3,728today
  • 3beds
  • 2baths
  • 1,186sqft

191 Clipper Dr, Pittsburg

42 13Th St, Antioch, CA, 94509 — assumable VA mortgage at 3.05%
VA
Active
39
$429,000$72,631 equity gap
Rate
3.05%
7.40%today
Payment
$1,715/mo
$2,798today
  • 3beds
  • 1baths
  • 843sqft

42 13Th St, Antioch

52 Bell Dr, Pittsburg, CA, 94565 — assumable FHA mortgage at 3.08%
FHA
Active
23
$469,000$96,106 equity gap
Rate
3.08%
7.40%today
Payment
$1,796/mo
$2,919today
  • 3beds
  • 1baths
  • 998sqft

52 Bell Dr, Pittsburg

109 Peppermill Ln, Pittsburg, CA, 94565 — assumable FHA mortgage at 2.73%
FHA
Active
47
$429,900$86,966 equity gap
Rate
2.73%
7.40%today
Payment
$1,597/mo
$2,716today
  • 2beds
  • 3baths
  • 1,092sqft

109 Peppermill Ln, Pittsburg

1465 Cortez Ct, Walnut Creek, CA, 94598 — assumable VA mortgage at 2.90%
VA
Active
55
$1,649,000$347,655 equity gap
Rate
2.90%
7.40%today
Payment
$6,132/mo
$10,200today
  • 5beds
  • 3baths
  • 2,606sqft

1465 Cortez Ct, Walnut Creek

731 Hamilton Dr, Pleasant Hill, CA, 94523 — assumable VA mortgage at 3.51%
VA
Active
39
$1,495,000$199,004 equity gap
Rate
3.51%
7.40%today
Payment
$5,319/mo
$8,921today
  • 4beds
  • 2baths
  • 1,948sqft

731 Hamilton Dr, Pleasant Hill

2810 Center Lane, Antioch, CA, 94509 — assumable FHA mortgage at 4.17%
FHA
Active
43
$535,000$36,999 equity gap
Rate
4.17%
7.40%today
Payment
$2,631/mo
$3,739today
  • 3beds
  • 1baths
  • 1,039sqft

2810 Center Lane, Antioch

1526 Parkwood Pl, Concord, CA, 94521 — assumable VA mortgage at 2.70%
VA
Active
44
$395,000$119,538 equity gap
Rate
2.70%
7.40%today
Payment
$1,282/mo
$2,188today
  • 3beds
  • 2baths
  • 1,191sqft

1526 Parkwood Pl, Concord

20 Dunes Way, Antioch, CA, 94509-6060 — assumable FHA mortgage at 4.75%
FHA
Active
42
$615,000$19,978 equity gap
Rate
4.75%
7.40%today
Payment
$3,157/mo
$4,190today
  • 3beds
  • 2baths
  • 1,219sqft

20 Dunes Way, Antioch

3961 Mulberry Drive, Concord, CA, 94519-1216 — assumable VA mortgage at 2.66%
VA
Active
29
$850,000$508,561 equity gap
Rate
2.66%
7.40%today
Payment
$1,582/mo
$2,714today
  • 3beds
  • 2baths
  • 1,836sqft

3961 Mulberry Drive, Concord

1820 Enclave Pl, Concord, CA, 94519 — assumable FHA mortgage at 2.90%
FHA
Active
43
$629,000Potential short sale
Rate
2.90%
7.40%today
Payment
$3,054/mo
$5,080today
  • 3beds
  • 3baths
  • 1,368sqft

1820 Enclave Pl, Concord

3131 Cowell Rd, Concord, CA, 94518 — assumable FHA mortgage at 3.07%
FHA
Active
31
$699,000$494,519 equity gap
Rate
3.07%
7.40%today
Payment
$969/mo
$1,577today
  • 3beds
  • 2baths
  • 1,137sqft

3131 Cowell Rd, Concord

643 Sutton Ct, Walnut Creek, CA, 94598 — assumable VA mortgage at 3.13%
VA
Active
32
$1,298,000$959,841 equity gap
Rate
3.13%
7.40%today
Payment
$1,970/mo
$2,999today
  • 4beds
  • 2baths
  • 1,756sqft

643 Sutton Ct, Walnut Creek

1325 San Lucas Dr, Pittsburg, CA, 94565 — assumable VA mortgage at 3.20%
VA
Active
37
$769,999$339,446 equity gap
Rate
3.20%
7.40%today
Payment
$2,154/mo
$3,448today
  • 5beds
  • 3baths
  • 3,320sqft

1325 San Lucas Dr, Pittsburg

6 Bridlewood Ct, Pittsburg, CA, 94565 — assumable VA mortgage at 3.28%
VA
Active
72
$825,000$538,746 equity gap
Rate
3.28%
7.40%today
Payment
$1,444/mo
$2,288today
  • 4beds
  • 3baths
  • 3,201sqft

6 Bridlewood Ct, Pittsburg

4916 Eastview Way, Antioch, CA, 94531 — assumable FHA mortgage at 3.72%
FHA
Active
53
$565,000$199,600 equity gap
Rate
3.72%
7.40%today
Payment
$1,950/mo
$2,926today
  • 3beds
  • 2baths
  • 1,476sqft

4916 Eastview Way, Antioch

2089 Olivera Rd #B, Concord, CA, 94520 — assumable VA mortgage at 3.72%
VA
Active
8
$349,000$248,136 equity gap
Rate
3.72%
7.40%today
Payment
$607/mo
$910today
  • 2beds
  • 2baths
  • 975sqft

2089 Olivera Rd #B, Concord

829 Stonehaven Dr, Walnut Creek, CA, 94598 — assumable VA mortgage at 3.75%
VA
Active
43
$1,995,000$1,186,393 equity gap
Rate
3.75%
7.40%today
Payment
$4,367/mo
$6,529today
  • 4beds
  • 3baths
  • 2,894sqft

829 Stonehaven Dr, Walnut Creek

2404 Greentree Ct, Antioch, CA, 94509 — assumable FHA mortgage at 4.09%
FHA
Active
37
$647,000$251,822 equity gap
Rate
4.09%
7.40%today
Payment
$2,322/mo
$3,331today
  • 4beds
  • 3baths
  • 2,394sqft

2404 Greentree Ct, Antioch

1182 Seasons Drive, Pittsburg, CA, 94565 — assumable FHA mortgage at 3.90%
FHA
Active
14
$675,000$332,187 equity gap
Rate
3.90%
7.40%today
Payment
$2,000/mo
$2,936today
  • 4beds
  • 3baths
  • 2,025sqft

1182 Seasons Drive, Pittsburg

1919 Aspenridge Ct, Walnut Creek, CA, 94597 — assumable VA mortgage at 4.05%
VA
Active
46
$1,198,000$912,861 equity gap
Rate
4.05%
7.40%today
Payment
$2,051/mo
$2,956today
  • 3beds
  • 3baths
  • 2,549sqft

1919 Aspenridge Ct, Walnut Creek

3121 Cowell Rd, Concord, CA, 94518 — assumable FHA mortgage at 4.38%
FHA
Active
22
$760,000$292,937 equity gap
Rate
4.38%
7.40%today
Payment
$2,791/mo
$3,868today
  • 4beds
  • 2baths
  • 1,491sqft

3121 Cowell Rd, Concord

3778 Cypress Way, Pittsburg, CA, 94565 — assumable FHA mortgage at 5.70%
FHA
Active
35
$625,000$42,287 equity gap
Rate
5.70%
7.40%today
Payment
$3,590/mo
$4,283today
  • 4beds
  • 2baths
  • 1,566sqft

3778 Cypress Way, Pittsburg

1412 Sanctuary St, Pittsburg, CA, 94565 — assumable FHA mortgage at 6.33%
FHA
Active
58
$625,000Potential short sale
Rate
6.33%
7.40%today
Payment
$4,201/mo
$4,684today
  • 3beds
  • 3baths
  • 1,837sqft

1412 Sanctuary St, Pittsburg

1087 Jensen Dr, Pittsburg, CA, 94565 — assumable VA mortgage at 6.50%
VA
Active
25
$535,000Potential short sale
Rate
6.50%
7.40%today
Payment
$3,519/mo
$3,855today
  • 3beds
  • 1baths
  • 986sqft

1087 Jensen Dr, Pittsburg

1725 Indian Wells Way, Clayton, CA, 94517 — assumable VA mortgage at 6.77%
VA
Active
35
$744,888$25,886 equity gap
Rate
6.77%
7.40%today
Payment
$4,778/mo
$5,090today
  • 2beds
  • 2baths
  • 1,235sqft

1725 Indian Wells Way, Clayton

3029 Larkspur Dr, Antioch, CA, 94531 — assumable VA mortgage at 6.82%
VA
Active
71
$659,800$7,859 equity gap
Rate
6.82%
7.40%today
Payment
$4,385/mo
$4,647today
  • 3beds
  • 2baths
  • 2,083sqft

3029 Larkspur Dr, Antioch

1961 Sugarloaf Mountain Court, Antioch, CA, 94531 — assumable FHA mortgage at 6.86%
FHA
Active
49
$749,888$30,098 equity gap
Rate
6.86%
7.40%today
Payment
$4,830/mo
$5,099today
  • 4beds
  • 3baths
  • 2,599sqft

1961 Sugarloaf Mountain Court, Antioch

2685 Richard Ave, Concord, CA, 94520 — assumable FHA mortgage at 6.92%
FHA
Active
54
$695,000$23,023 equity gap
Rate
6.92%
7.40%today
Payment
$4,536/mo
$4,759today
  • 5beds
  • 2baths
  • 1,593sqft

2685 Richard Ave, Concord

628 Carpino Avenue, Pittsburg, CA, 94565 — assumable FHA mortgage at 5.70%
FHA
Active
28
$595,000$69,686 equity gap
Rate
5.70%
7.40%today
Payment
$3,232/mo
$3,856today
  • 3beds
  • 2baths
  • 1,749sqft

628 Carpino Avenue, Pittsburg

Assuming a mortgage in Clayton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$607 /mo
Median cash to assume
$105,059
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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