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Assumable homes for sale in Chula Vista, CA

21 homesVA & FHA loansrates from 2.67% vs 7.40% today

Chula Vista assumption guide
1172 Bow Willow Trail Way, Chula Vista, CA, 91915 — assumable VA mortgage at 2.80%
VA
Active
22
$870,000$231,086 equity gap
Rate
2.80%
7.40%today
Payment
$2,984/mo
$5,029today
  • 3beds
  • 3baths
  • 1,448sqft

1172 Bow Willow Trail Way, Chula Vista

748 Eastshore #114, Chula Vista, CA, 91913 — assumable FHA mortgage at 2.90%
FHA
Active
34
$494,000$110,602 equity gap
Rate
2.90%
7.40%today
Payment
$1,798/mo
$2,991today
  • 2beds
  • 2baths
  • 752sqft

748 Eastshore #114, Chula Vista

2104 Cantata Drive #53, Chula Vista, CA, 91914 — assumable VA mortgage at 3.04%
VA
Active
66
$699,000$243,017 equity gap
Rate
3.04%
7.40%today
Payment
$2,186/mo
$3,572today
  • 3beds
  • 3baths
  • 1,372sqft

2104 Cantata Drive #53, Chula Vista

437 Corte Calypso, Chula Vista, CA, 91914 — assumable VA mortgage at 2.67%
VA
Active
65
$1,200,000$831,733 equity gap
Rate
2.67%
7.40%today
Payment
$1,712/mo
$2,934today
  • 5beds
  • 3baths
  • 2,483sqft

437 Corte Calypso, Chula Vista

335 Plaza Toluca, Chula Vista, CA, 91914 — assumable VA mortgage at 2.67%
VA
Active
61
$1,289,000$759,060 equity gap
Rate
2.67%
7.40%today
Payment
$2,458/mo
$4,212today
  • 6beds
  • 4baths
  • 3,016sqft

335 Plaza Toluca, Chula Vista

2053 Clearwater Place, Chula Vista, CA, 91913 — assumable VA mortgage at 2.93%
VA
Active
29
$915,000$429,980 equity gap
Rate
2.93%
7.40%today
Payment
$2,288/mo
$3,791today
  • 3beds
  • 3baths
  • 1,532sqft

2053 Clearwater Place, Chula Vista

641 Redlands Place, Bonita, CA, 91902 — assumable VA mortgage at 3.18%
VA
Active
74
$1,249,900$786,810 equity gap
Rate
3.18%
7.40%today
Payment
$2,634/mo
$3,989today
  • 4beds
  • 3baths
  • 2,100sqft

641 Redlands Place, Bonita

625 Corte Patio #82, Chula Vista, CA, 91914 — assumable FHA mortgage at 5.22%
FHA
Active
37
$545,997$35,676 equity gap
Rate
5.22%
7.40%today
Payment
$2,983/mo
$3,753today
  • 2beds
  • 2baths
  • 1,037sqft

625 Corte Patio #82, Chula Vista

1713 FAWNTAIL Court, Chula Vista, CA, 91913 — assumable VA mortgage at 6.22%
VA
Active
64
$999,900$18,187 equity gap
Rate
6.22%
7.40%today
Payment
$6,149/mo
$6,920today
  • 4beds
  • 3baths
  • 2,138sqft

1713 FAWNTAIL Court, Chula Vista

356 Plaza Los Osos, Chula Vista, CA, 91914 — assumable VA mortgage at 6.33%
VA
Active
47
$1,050,000Potential short sale
Rate
6.33%
7.40%today
Payment
$7,114/mo
$7,933today
  • 4beds
  • 3baths
  • 2,571sqft

356 Plaza Los Osos, Chula Vista

721 Eastshore #55, Chula Vista, CA, 91913 — assumable FHA mortgage at 7.44%
FHA
Active
13
$470,000Potential short sale
Rate
7.44%
7.40%today
Payment
$3,611/mo
$3,596today
  • 2beds
  • 2baths
  • 752sqft

721 Eastshore #55, Chula Vista

926 Bryce Canyon Ave, Chula Vista, CA, 91914 — assumable VA mortgage at 4.28%
VA
Active
32
$965,000$717,601 equity gap
Rate
4.28%
7.40%today
Payment
$1,671/mo
$2,343today
  • 4beds
  • 3baths
  • 1,880sqft

926 Bryce Canyon Ave, Chula Vista

721 Eastshore #56, Chula Vista, CA, 91913 — assumable FHA mortgage at 4.41%
FHA
Active
41
$480,000$402,365 equity gap
Rate
4.41%
7.40%today
Payment
$671/mo
$892today
  • 2beds
  • 2baths
  • 752sqft

721 Eastshore #56, Chula Vista

1757 Clover Tree Court, Chula Vista, CA, 91913 — assumable VA mortgage at 6.22%
VA
Active
27
$1,090,000$57,081 equity gap
Rate
6.22%
7.40%today
Payment
$6,358/mo
$7,172today
  • 4beds
  • 2baths
  • 2,177sqft

1757 Clover Tree Court, Chula Vista

1141 La Vida Court, Chula Vista, CA, 91915 — assumable VA mortgage at 6.46%
VA
Active
34
$799,000$56,130 equity gap
Rate
6.46%
7.40%today
Payment
$4,777/mo
$5,255today
  • 3beds
  • 3baths
  • 1,335sqft

1141 La Vida Court, Chula Vista

841 Auburn, Chula Vista, CA, 91913 — assumable FHA mortgage at 6.67%
FHA
Active
28
$969,000$110,457 equity gap
Rate
6.67%
7.40%today
Payment
$5,685/mo
$6,119today
  • 3beds
  • 2baths
  • 1,756sqft

841 Auburn, Chula Vista

744 Eastshore Terrace ##102, Chula Vista, CA, 91913 — assumable VA mortgage at 6.85%
VA
Active
37
$449,000$66,207 equity gap
Rate
6.85%
7.40%today
Payment
$2,549/mo
$2,693today
  • 1beds
  • 2baths
  • 669sqft

744 Eastshore Terrace ##102, Chula Vista

700 Baylor Ave, Bonita, CA, 91902 — assumable VA mortgage at 6.06%
VA
Active
71
$1,020,000$316,506 equity gap
Rate
6.06%
7.40%today
Payment
$4,271/mo
$4,900today
  • 3beds
  • 2baths
  • 1,516sqft

700 Baylor Ave, Bonita

875 Ridgewater, Chula Vista, CA, 91913 — assumable FHA mortgage at 6.90%
FHA
Active
3
$879,000$298,071 equity gap
Rate
6.90%
7.40%today
Payment
$3,954/mo
$4,157today
  • 4beds
  • 2baths
  • 1,766sqft

875 Ridgewater, Chula Vista

1405 Silver Springs Drive, Chula Vista, CA, 91915 — assumable FHA mortgage at 6.67%
FHA
Active
39
$1,049,000$563,038 equity gap
Rate
6.67%
7.40%today
Payment
$3,172/mo
$3,415today
  • 4beds
  • 3baths
  • 2,764sqft

1405 Silver Springs Drive, Chula Vista

2055 Lakeridge #301, Chula Vista, CA, 91913 — assumable VA mortgage at 6.95%
VA
Active
34
$510,000Potential short sale
Rate
6.95%
7.40%today
Payment
$3,829/mo
$4,005today
  • 2beds
  • 2baths
  • 1,045sqft

2055 Lakeridge #301, Chula Vista

Assuming a mortgage in Chula Vista

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$671 /mo
Median cash to assume
$270,544
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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