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Assumable homes for sale in Christmas, FL

46 homesVA & FHA loansrates from 2.67% vs 7.40% today

Christmas assumption guide
14759 ROYAL POINCIANA Drive, Orlando, FL, 32828 — assumable VA mortgage at 2.96%
VA
Active
66
$554,900$190,679 equity gap
Rate
2.96%
7.40%today
Payment
$1,723/mo
$2,845today
  • 4beds
  • 3baths
  • 2,860sqft

14759 ROYAL POINCIANA Drive, Orlando

20604 MAXIM Parkway, Orlando, FL, 32833 — assumable FHA mortgage at 3.02%
FHA
Active
22
$299,000$98,784 equity gap
Rate
3.02%
7.40%today
Payment
$960/mo
$1,573today
  • 3beds
  • 2baths
  • 1,732sqft

20604 MAXIM Parkway, Orlando

14475 JAMAICA DOGWOOD Drive, Orlando, FL, 32828 — assumable FHA mortgage at 3.23%
FHA
Active
39
$420,000$148,256 equity gap
Rate
3.23%
7.40%today
Payment
$1,364/mo
$2,175today
  • 4beds
  • 2baths
  • 1,931sqft

14475 JAMAICA DOGWOOD Drive, Orlando

6031 BANCROFT Boulevard, Orlando, FL, 32833 — assumable VA mortgage at 2.67%
VA
Active
89
$1,185,000$689,714 equity gap
Rate
2.67%
7.40%today
Payment
$2,303/mo
$3,946today
  • 6beds
  • 6baths
  • 5,440sqft

6031 BANCROFT Boulevard, Orlando

5920 EDGERTON Avenue, Orlando, FL, 32833 — assumable VA mortgage at 2.71%
VA
Active
56
$1,096,000$508,922 equity gap
Rate
2.71%
7.40%today
Payment
$2,741/mo
$4,674today
  • 4beds
  • 3baths
  • 5,475sqft

5920 EDGERTON Avenue, Orlando

509 HARDWOOD Circle, Orlando, FL, 32828 — assumable VA mortgage at 2.80%
VA
Active
69
$445,000$237,816 equity gap
Rate
2.80%
7.40%today
Payment
$977/mo
$1,646today
  • 3beds
  • 2baths
  • 1,434sqft

509 HARDWOOD Circle, Orlando

1042 HORSESHOE FALLS Drive, Orlando, FL, 32828 — assumable VA mortgage at 2.84%
VA
Active
24
$699,900$310,116 equity gap
Rate
2.84%
7.40%today
Payment
$1,850/mo
$3,102today
  • 7beds
  • 4baths
  • 4,022sqft

1042 HORSESHOE FALLS Drive, Orlando

1255 2ND Avenue, Chuluota, FL, 32766 — assumable VA mortgage at 2.87%
VA
Active
21
$679,999$365,947 equity gap
Rate
2.87%
7.40%today
Payment
$1,503/mo
$2,510today
  • 4beds
  • 2baths
  • 2,063sqft

1255 2ND Avenue, Chuluota

3975 TANGLE Drive, Titusville, FL, 32796 — assumable FHA mortgage at 2.93%
FHA
Active
38
$425,000$403,340 equity gap
Rate
2.93%
7.40%today
Payment
$108/mo
$175today
  • 3beds
  • 2baths
  • 2,365sqft

3975 TANGLE Drive, Titusville

3770 CALVERT Avenue, Orlando, FL, 32833 — assumable VA mortgage at 3.13%
VA
Active
26
$899,999$686,184 equity gap
Rate
3.13%
7.40%today
Payment
$1,245/mo
$1,896today
  • 4beds
  • 3baths
  • 2,659sqft

3770 CALVERT Avenue, Orlando

14467 GOLDEN RAIN TREE Boulevard, Orlando, FL, 32828 — assumable VA mortgage at 3.15%
VA
Active
23
$535,000$275,487 equity gap
Rate
3.15%
7.40%today
Payment
$1,291/mo
$2,081today
  • 3beds
  • 2baths
  • 2,297sqft

14467 GOLDEN RAIN TREE Boulevard, Orlando

2131 CORNER SCHOOL Drive, Orlando, FL, 32820 — assumable FHA mortgage at 3.21%
FHA
Active
24
$397,500$391,093 equity gap
Rate
3.21%
7.40%today
Payment
$33/mo
$52today
  • 3beds
  • 2baths
  • 1,454sqft

2131 CORNER SCHOOL Drive, Orlando

20828 MAXIM Parkway, Orlando, FL, 32833 — assumable FHA mortgage at 3.29%
FHA
Active
24
$369,000$195,436 equity gap
Rate
3.29%
7.40%today
Payment
$880/mo
$1,394today
  • 3beds
  • 2baths
  • 1,463sqft

20828 MAXIM Parkway, Orlando

4419 SADDLEWORTH Circle, Orlando, FL, 32826 — assumable FHA mortgage at 3.33%
FHA
Active
32
$649,900$357,987 equity gap
Rate
3.33%
7.40%today
Payment
$1,483/mo
$2,336today
  • 3beds
  • 4baths
  • 2,493sqft

4419 SADDLEWORTH Circle, Orlando

4533 NORTHERN DANCER Way, Orlando, FL, 32826 — assumable FHA mortgage at 3.33%
FHA
Active
25
$450,000$207,928 equity gap
Rate
3.33%
7.40%today
Payment
$1,230/mo
$1,938today
  • 4beds
  • 2baths
  • 1,826sqft

4533 NORTHERN DANCER Way, Orlando

14542 RIVIERA POINTE Drive, Orlando, FL, 32828 — assumable VA mortgage at 3.44%
VA
Active
28
$775,000$592,107 equity gap
Rate
3.44%
7.40%today
Payment
$1,046/mo
$1,625today
  • 5beds
  • 3baths
  • 3,389sqft

14542 RIVIERA POINTE Drive, Orlando

2036 LAKE VIEW Avenue, Chuluota, FL, 32766 — assumable VA mortgage at 3.56%
VA
Active
97
$725,000$566,848 equity gap
Rate
3.56%
7.40%today
Payment
$927/mo
$1,419today
  • 7beds
  • 5baths
  • 5,432sqft

2036 LAKE VIEW Avenue, Chuluota

2436 FAWNLAKE Trail, Orlando, FL, 32828 — assumable FHA mortgage at 3.59%
FHA
Active
61
$760,000$519,836 equity gap
Rate
3.59%
7.40%today
Payment
$1,627/mo
$2,481today
  • 6beds
  • 5baths
  • 4,859sqft

2436 FAWNLAKE Trail, Orlando

14585 CHEEVER Street, Orlando, FL, 32828 — assumable VA mortgage at 3.89%
VA
Active
90
$690,000$258,031 equity gap
Rate
3.89%
7.40%today
Payment
$2,224/mo
$3,268today
  • 5beds
  • 4baths
  • 3,003sqft

14585 CHEEVER Street, Orlando

14639 RIVIERA POINTE Drive, Orlando, FL, 32828 — assumable VA mortgage at 3.68%
VA
Active
73
$699,900$484,918 equity gap
Rate
3.68%
7.40%today
Payment
$1,320/mo
$1,991today
  • 6beds
  • 4baths
  • 3,602sqft

14639 RIVIERA POINTE Drive, Orlando

2336 STEWARTS COVE WAY, Orlando, FL, 32828 — assumable VA mortgage at 3.69%
VA
Active
56
$849,900$645,091 equity gap
Rate
3.69%
7.40%today
Payment
$1,218/mo
$1,835today
  • 5beds
  • 4baths
  • 3,796sqft

2336 STEWARTS COVE WAY, Orlando

14537 SAN LORENZO Drive, Orlando, FL, 32820 — assumable VA mortgage at 4.00%
VA
Active
48
$835,000$284,904 equity gap
Rate
4.00%
7.40%today
Payment
$2,844/mo
$4,125today
  • 5beds
  • 4baths
  • 3,300sqft

14537 SAN LORENZO Drive, Orlando

2948 COLORADO Avenue, Orlando, FL, 32826 — assumable FHA mortgage at 3.75%
FHA
Active
32
$349,900$177,430 equity gap
Rate
3.75%
7.40%today
Payment
$923/mo
$1,380today
  • 3beds
  • 2baths
  • 1,240sqft

2948 COLORADO Avenue, Orlando

3640 STONEFIELD Drive, Orlando, FL, 32826 — assumable VA mortgage at 3.82%
VA
Active
39
$430,000$194,860 equity gap
Rate
3.82%
7.40%today
Payment
$1,285/mo
$1,904today
  • 4beds
  • 3baths
  • 2,135sqft

3640 STONEFIELD Drive, Orlando

2405 ABALONE Boulevard, Orlando, FL, 32833 — assumable FHA mortgage at 4.75%
FHA
Active
26
$440,000$123,733 equity gap
Rate
4.75%
7.40%today
Payment
$1,676/mo
$2,224today
  • 4beds
  • 3baths
  • 2,513sqft

2405 ABALONE Boulevard, Orlando

1174 BEECH GROVE Way, Orlando, FL, 32828 — assumable VA mortgage at 3.97%
VA
Active
34
$469,800$358,961 equity gap
Rate
3.97%
7.40%today
Payment
$681/mo
$991today
  • 4beds
  • 2baths
  • 2,000sqft

1174 BEECH GROVE Way, Orlando

STARRY ST, Orlando, FL, 32833 — assumable VA mortgage at 4.00%
VA
Active
5
$160,000$160,000 equity gap
Rate
4.00%
7.40%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

STARRY ST, Orlando

1431 SHALLCROSS Avenue, Orlando, FL, 32828 — assumable FHA mortgage at 6.27%
FHA
Active
42
$365,000$14,373 equity gap
Rate
6.27%
7.40%today
Payment
$2,266/mo
$2,543today
  • 3beds
  • 4baths
  • 2,059sqft

1431 SHALLCROSS Avenue, Orlando

13672 CYGNUS Drive, Orlando, FL, 32828 — assumable FHA mortgage at 6.39%
FHA
Active
24
$359,999$9,759 equity gap
Rate
6.39%
7.40%today
Payment
$2,279/mo
$2,526today
  • 2beds
  • 3baths
  • 1,799sqft

13672 CYGNUS Drive, Orlando

896 SPRING PALMS Loop, Orlando, FL, 32828 — assumable FHA mortgage at 6.71%
FHA
Active
28
$395,000$16,266 equity gap
Rate
6.71%
7.40%today
Payment
$2,537/mo
$2,719today
  • 3beds
  • 3baths
  • 1,559sqft

896 SPRING PALMS Loop, Orlando

14150 ALAFAYA OAK Bend, Orlando, FL, 32828 — assumable VA mortgage at 5.23%
VA
Active
66
$564,900$157,371 equity gap
Rate
5.23%
7.40%today
Payment
$2,396/mo
$3,011today
  • 4beds
  • 3baths
  • 2,267sqft

14150 ALAFAYA OAK Bend, Orlando

4755 NORTHERN DANCER Way, Orlando, FL, 32826 — assumable FHA mortgage at 4.45%
FHA
Active
56
$437,000$213,661 equity gap
Rate
4.45%
7.40%today
Payment
$1,311/mo
$1,802today
  • 3beds
  • 2baths
  • 1,868sqft

4755 NORTHERN DANCER Way, Orlando

14962 FAVERSHAM Circle, Orlando, FL, 32826 — assumable FHA mortgage at 5.98%
FHA
Active
30
$541,500$53,538 equity gap
Rate
5.98%
7.40%today
Payment
$2,937/mo
$3,399today
  • 4beds
  • 2baths
  • 2,231sqft

14962 FAVERSHAM Circle, Orlando

18452 AMITYVILLE Drive, Orlando, FL, 32820 — assumable FHA mortgage at 6.16%
FHA
Active
46
$340,000$30,825 equity gap
Rate
6.16%
7.40%today
Payment
$1,897/mo
$2,153today
  • 3beds
  • 2baths
  • 1,683sqft

18452 AMITYVILLE Drive, Orlando

14819 AFFIRMED Court, Orlando, FL, 32826 — assumable VA mortgage at 6.32%
VA
Active
40
$455,000$25,075 equity gap
Rate
6.32%
7.40%today
Payment
$2,723/mo
$3,040today
  • 4beds
  • 2baths
  • 1,866sqft

14819 AFFIRMED Court, Orlando

13711 DORNOCH Drive, Orlando, FL, 32828 — assumable FHA mortgage at 6.50%
FHA
Active
54
$532,000$48,454 equity gap
Rate
6.50%
7.40%today
Payment
$3,103/mo
$3,399today
  • 3beds
  • 2baths
  • 2,075sqft

13711 DORNOCH Drive, Orlando

Assuming a mortgage in Christmas

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$681 /mo
Median cash to assume
$225,739
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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