UMe
Get pre-qualified

Assumable homes for sale in Chattanooga, TN

11 homesFHA & VA loansrates from 2.98% vs 7.40% today

Chattanooga assumption guide
1529 Springvale Road, Chattanooga, TN, 37412 — assumable FHA mortgage at 2.99%
FHA
Active
49
$199,900$73,659 equity gap
Rate
2.99%
7.40%today
Payment
$612/mo
$1,006today
  • 2beds
  • 2baths
  • 916sqft

1529 Springvale Road, Chattanooga

5225 State Line Road, Chattanooga, TN, 37412 — assumable FHA mortgage at 2.98%
FHA
Active
30
$300,000$143,278 equity gap
Rate
2.98%
7.40%today
Payment
$743/mo
$1,224today
  • 3beds
  • 2baths
  • 1,776sqft

5225 State Line Road, Chattanooga

4722 Arrowhead Trl, Chattanooga, TN, 37411 — assumable FHA mortgage at 3.13%
FHA
Active
18
$149,900$120,226 equity gap
Rate
3.13%
7.40%today
Payment
$332/mo
$473today
  • 2beds
  • 1baths
  • 1,032sqft

4722 Arrowhead Trl, Chattanooga

39 Daybreak Drive, Rossville, GA, 30741 — assumable VA mortgage at 3.64%
VA
Active
42
$340,000$197,895 equity gap
Rate
3.64%
7.40%today
Payment
$779/mo
$1,170today
  • 2beds
  • 2baths
  • 1,600sqft

39 Daybreak Drive, Rossville

1205 Poole Street, Rossville, GA, 30741 — assumable FHA mortgage at 5.13%
FHA
Active
32
$245,000$43,955 equity gap
Rate
5.13%
7.40%today
Payment
$1,189/mo
$1,503today
  • 3beds
  • 2baths
  • 1,336sqft

1205 Poole Street, Rossville

767 Steele Road, Rossville, GA, 30741 — assumable FHA mortgage at 7.18%
FHA
Active
29
$250,000$2,943 equity gap
Rate
7.18%
7.40%today
Payment
$1,747/mo
$1,784today
  • 3beds
  • 2baths
  • 1,468sqft

767 Steele Road, Rossville

300 Haney Drive, Chattanooga, TN, 37411 — assumable FHA mortgage at 4.22%
FHA
Active
37
$295,000$180,536 equity gap
Rate
4.22%
7.40%today
Payment
$674/mo
$952today
  • 3beds
  • 3baths
  • 2,122sqft

300 Haney Drive, Chattanooga

52 Alder Circle, Rossville, GA, 30741 — assumable VA mortgage at 6.70%
VA
Active
28
$199,900$17,332 equity gap
Rate
6.70%
7.40%today
Payment
$1,252/mo
$1,342today
  • 4beds
  • 2baths
  • 1,459sqft

52 Alder Circle, Rossville

582 Pinewood Circle, Fort Oglethorpe, GA, 30742 — assumable FHA mortgage at 7.50%
FHA
Active
25
$289,900$18,350 equity gap
Rate
7.50%
7.40%today
Payment
$1,950/mo
$1,931today
  • 3beds
  • 3baths
  • 1,456sqft

582 Pinewood Circle, Fort Oglethorpe

119 Bales Avenue, Chattanooga, TN, 37412 — assumable FHA mortgage at 6.58%
FHA
Active
47
$265,000$40,460 equity gap
Rate
6.58%
7.40%today
Payment
$1,475/mo
$1,603today
  • 2beds
  • 1baths
  • 1,398sqft

119 Bales Avenue, Chattanooga

821 Belvoir Terrace, Chattanooga, TN, 37412 — assumable FHA mortgage at 5.05%
FHA
Active
37
$279,000$194,402 equity gap
Rate
5.05%
7.40%today
Payment
$684/mo
$877today
  • 3beds
  • 2baths
  • 1,718sqft

821 Belvoir Terrace, Chattanooga

Assuming a mortgage in Chattanooga

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$332 /mo
Median cash to assume
$73,659
Beaston Group logo

Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe